Helen Li is a Financial Consultant at Fidelity Investments, where she assists individuals and families with wealth planning to achieve their financial objectives. She has been in this role since 2026. Prior to this, Helen worked as a Financial Advisor at Merrill Lynch, Pierce, Fenner & Smith Inc. from 2023 to 2026, and began her tenure there as a Client Associate from 2022 to 2023. Before joining Merrill Lynch, she served as a Financial Advisor at Edward Jones from 2021 to 2022 and at MassMutual from 2019 to 2021. Helen holds a California Insurance License, enabling her to provide insurance services as part of her financial advisory role. Outside of her professional work, she spends her time visiting museums, reading, and practicing yoga.

Nick Pagonis is a financial advisor at Wells Fargo Clearing in San Jose, CA, holding a Series 66 credential with 16 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2014 to 2016. Outside of his advisory role, he serves on the finance committee of St. Nicholas Greek Orthodox Church in San Jose. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in their investment menus.

Noah White is a financial advisor at Morgan Stanley in Palo Alto, CA, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Bank of America, Merrill, and Atlantic Union Bank. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and serves clients directly and through corporate financial planning agreements.

Russell Blockhus is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in a goals-based wealth management approach that is holistic and proactive, emphasizing tax efficiency, multi-generational estate strategies, and securities-based lending solutions. Russell's practice focuses on guiding clients who hold concentrated stock positions, helping them diversify thoughtfully and tax-efficiently through systematic planning, hedging strategies, exchange funds, and customized lending solutions. Coming from a family with a background in real estate and accounting, Russell integrates these strengths to design wealth strategies that align with clients' tax sensitivities, evolving priorities, and long-term objectives. He partners closely with real estate professionals to identify tax-efficient lending options for various property types and delivers tailored financial education seminars to clients, real estate professionals, and businesses, including employee benefits optimization and sustainable investing topics. Russell holds a Bachelor's Degree from the University of Oregon and carries the Personal Investment Advisor (PIA) designation. He is a member of the Sigma Phi Epsilon Fraternity and participates in community involvement with the Ronald McDonald House. Outside of work, he enjoys traveling, hiking, working out, spending time with family, and following sports teams such as the Golden State Warriors, San Francisco Giants, and Manchester United.

Justin Evans serves as Vice President and Branch Leader at Fidelity Investments, a role he has held since 2022. In this capacity, he leads a team of associates focused on delivering financial planning services to clients. Prior to joining Fidelity Investments, Justin held the position of Executive Director and Market Director at J.P. Morgan from 2018 to 2022. He maintains a California Insurance License.

Calvin Watt is a Series 66-licensed financial advisor with Morgan Stanley in Cupertino, California, with 27 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Outside of his advisory role, he is a sole proprietor involved in property management. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets through structured planning processes and a variety of investment and financial products.

Daniel Huston is a financial advisor with Charles Schwab in Menlo Park, CA, holding Series 63 and Series 65 credentials with two years of industry experience. His work history includes roles at Chequers Financial Management LLC and David White & Associates, and he spent four years in full-time education prior to his advisory career. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and due diligence on alternative investments.

Farzad Raufi is a Financial Consultant at Fidelity Investments, a position he has held since 2022. In this role, he collaborates with individuals and families to develop personalized investment and wealth management strategies tailored to their financial goals. He focuses on understanding each client's unique financial situation to provide customized guidance and planning support. Prior to joining Fidelity Investments, Farzad worked as a Financial Solutions Advisor at Merrill Lynch from 2018 to 2022. He holds a California Insurance License, supporting his ability to offer comprehensive financial advice. Outside of his professional work, Farzad has interests in art, family activities, food, golf, hiking, and traveling.

Joseph Runyan is a financial advisor at Charles Schwab in Cupertino, CA, with seven years of industry experience. His prior roles include positions at TD Ameritrade, J.P. Morgan Securities, and JPMorgan Chase Bank. He holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options, supported by multi-asset model portfolios, alternative investment due diligence, and integrated brokerage, custody, and advisory services.

Jane Chen is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2017, following a 14-year tenure at Scottrade, Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

William Lloyd is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving clients since joining the firm in 2007. He began his financial advisory career in 1997 with Prudential Securities. He works alongside partners focusing on assisting individuals and families in managing their financial lives, with services including investing, tax minimization strategies, estate planning, insurance, annuities, and financing solutions through Bank of America, N.A. William holds a Bachelor's Degree in Economics from the University of San Francisco. He is a member of the Investments & Wealth Institute and has earned the Certified Investment Management Analyst (CIMA) designation after completing its educational component through the Wharton School of Business at the University of Pennsylvania. Additionally, he holds the designations of Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Before his career in wealth management, William worked in the golf industry as an instructor and retail manager for nearly a decade. He is a native of San Jose, California, and enjoys baseball, basketball, golfing, photography, and spending time with his family.

Vikram Kohli is a financial advisor at Ameriprise with 23 years of industry experience. He holds the Series 66 designation and has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Outside of his advisory role, he has involvement in real estate ownership. Ameriprise provides retirement-income planning services primarily for clients approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports.

Yajing Qiu is a financial advisor with J.P. Morgan Securities in Milpitas, CA, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked at J.P. Morgan Securities since 2016 and JPMorgan Chase Bank, N.A. since 2024. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jasmin Martinez serves as Vice President Private Wealth Management Advisor at Fidelity Investments since 2026. She is a Certified Financial Planner® with over ten years of experience in the financial services industry. Her professional experience includes roles such as Financial Consultant and Vice President, Branch Leader at Fidelity Investments, as well as Senior Financial Consultant at Charles Schwab. She holds a California Insurance License. Outside of her professional work, Jasmin engages in activities such as kayaking, outdoor adventures, parenthood, caring for pets, traveling, and volunteering.

Jitendra Mehta is a Financial Advisor at Merrill Lynch Wealth Management. He focuses on helping clients uncover what matters to them and their families to create strategies aimed at pursuing their financial goals. He holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Jitendra has completed a Non Accredited Certificate Program from UC Santa Cruz in Personal Financial Planning.

Colin Dasanjh is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. Outside of his advisory role, he manages several residential rental properties. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework to its investment recommendations.

Todd Gemmer is a financial advisor with Morgan Stanley in Menlo Park, CA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. He has worked at Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He serves as a member of the Burlingame Measure I Citizens Oversight Committee. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and analytical tools but generally does not provide individual security recommendations within standalone plans.

Paritosh Rajora is a financial advisor with LPL Enterprise holding a Series 66 designation and 15 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Principal Life Insurance companies. He is based in San Jose, CA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management arrangements, and a range of brokerage and insurance products via an integrated platform.

Colleen Harris is a financial advisor at Merrill with 28 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charities, and corporate fiduciaries. The firm’s program integrates with Bank of America’s broader platform, providing access to a wider set of products and services.

Atop Inthamala is a Series 66-credentialed financial advisor with eight years of industry experience, currently serving clients at Morgan Stanley. Prior to joining Morgan Stanley in 2022, Inthamala worked for UBS Financial Services Inc. from 2016 to 2022 and has experience outside the financial industry through a role at Min Sok Chon, a Korean bar and restaurant. Morgan Stanley Wealth Management provides advisory and brokerage services to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm offers tailored financial planning and a range of investment programs, utilizing structured planning tools and market modeling techniques.