David Bjorndal is a CFA® charterholder with 26 years of industry experience. He is currently with RBC Securities, Inc. and has previously worked at City National Securities, Inc., City National Rochdale, and Mcdonnell Investment Management LLC. RBC Securities, Inc. provides wealth management and brokerage services to individuals, trusts, estates, IRAs, and retirement plans through its wrap-fee investment advisory program. The firm delegates investment management to its affiliated sub-advisor, RBC Rochdale, and offers discretionary portfolio management supported by an integrated financial services group affiliated with a bank and related entities.

Yingqi Linghu is a financial advisor with IP Financial Advisory Services LLC, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. Prior to joining IP Financial, Linghu has worked at firms including Castle Group Investment Counsel, Fortune Securities Inc, and Transamerica Financial Advisors. Outside of advisory roles, Linghu is the CEO of Exeter Energy Inc, a company providing solar panel cleaning services using automated robots. IP Financial Advisory Services LLC primarily serves individual retail clients, offering portfolio management, financial planning, and specialized consulting services such as actuarial analysis and benefits consulting. The firm focuses on non-high-net-worth investors and retirement plan participants, employing a range of analytical approaches and discretionary management strategies to construct personalized portfolios.

Douglas Callen is a CFP® and ChFC® with 27 years of industry experience, currently serving as a financial advisor at B.B. Graham & Company, Inc. since 2010. He also provides consulting services to investment-related firms through CONNEXIEN, LLC and serves as an industry arbitrator for FINRA and the NFA. B.B. Graham & Company offers investment advisory and financial planning services to individuals, pension plans, trusts, and businesses, utilizing fundamental, technical, and cyclical analysis with a focus on both discretionary and non-discretionary asset management.

Timothy Hamilton is a CFP® with nine years of industry experience, currently serving as an advisor at Compound Planning, Inc. He previously worked at Alternativ Wealth Management and Atlas Private Wealth Management, LLC. Compound Planning, Inc. serves individuals, high-net-worth families, businesses, retirement plans, and financial intermediaries through discretionary portfolio management, financial planning, and institutional advisory services. The firm offers Direct Investment Management and a Turnkey Asset Management Program featuring both in-house and third-party investment models, with an emphasis on risk-based allocations tailored to client goals.

Thomas Gillespie is a financial advisor at NWF Advisory Services Inc with 50 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Ameriprise Financial Services, Inc. from 2011 to 2023. Gillespie serves on the Board of Directors for Sonoma State, where he reviews financial statements and money market recommendations. NWF Advisory Services manages approximately $6.4 billion in client assets through a network of over 100 advisory representatives, primarily serving individual and high-net-worth clients. The firm employs an open-architecture, technology-driven platform offering portfolio management, model portfolios, unified managed accounts, and retirement plan consulting.

Julianne Copeland is a financial advisor at Halbert Hargrove with one year of industry experience. She holds a Series 65 credential and has previously worked at Modern Money and California State University of Long Beach. Halbert Hargrove Global Advisors serves individuals, trusts, estates, pension and profit-sharing plans, and other institutions by offering discretionary portfolio management, financial planning, retirement plan advisory, and access to independent managers and private funds. The firm uses a formal Investment Committee with a documented analytical framework to guide its investment decisions, combining qualitative and quantitative methods across a range of investment vehicles.

Elisa Steingruebner is a financial advisor at A.G.P. / Alliance Global Partners with five years of industry experience. She holds a Series 66 designation and has worked at Euro Pacific Capital/Alliance Global Partners since 2017. Prior to that, she was not employed in the financial sector for ten years. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer operating a multi-team platform with about 131 advisors managing approximately $2.95 billion for more than 7,000 clients. The firm offers portfolio management, financial planning, retirement-plan advisory, and brokerage services, utilizing an open-architecture model that combines internally managed strategies with co- and sub-advisory relationships and emphasizes value and dividend-oriented international approaches.

Kam Ho is a financial advisor with NWF Advisory Services Inc in Anaheim, CA, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been affiliated with Royal Alliance since 2005. Outside of his advisory role, he serves as a statutory agent for Wise Steward Insurance Services, where he assists clients with insurance needs and policy administration. NWF Advisory Services manages approximately $6.4 billion in client assets through a network of over 100 advisors, primarily serving individual and high-net-worth clients. The firm uses an open-architecture, technology-driven platform to offer portfolio management, financial planning, and retirement consulting services.

Desire Gonzalez is a Series 65-registered advisor with Trilogy Capital, Inc. in Irvine, CA, with one year of industry experience. Prior to joining Trilogy Capital, Gonzalez worked at California Polytechnic State University, Pomona, Walmart, and 99 Cents Only. Outside of advisory work, Gonzalez is licensed as a life and health insurance agent. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm uses a risk-based, diversified asset allocation approach with both in-house and third-party models, incorporating fundamental and technical analysis and non-traditional instruments when suitable.

Sylvia James is a Series 65 licensed advisor at Trilogy Capital, Inc. in Irvine, CA, with six years of industry experience. Prior to joining Trilogy Capital, she worked at BMW Management Inc. and Performance SCL, and spent five years affiliated with Biola University. She also maintains a role as an insurance agent specializing in accident and health coverage. Trilogy Capital, Inc. provides investment advisory and retirement plan services to individuals, families, trusts, estates, and employer-sponsored plans, using a risk-based, diversified asset allocation approach with in-house and third-party managers. The firm integrates personal and business real estate considerations into advanced planning and offers a range of portfolio management, retirement consulting, and financial coaching services.

Paul Seig is a CFP® with 44 years of industry experience, currently serving at Kovack Advisors, Inc. since 2022. He previously worked at Cetera Advisor Networks LLC and Cetera Wealth Services, LLC for over two decades. Outside of his advisory role, he manages a CPA practice and serves as treasurer for a local RV club. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, and government entities, utilizing a comprehensive investment approach supported by Envestnet technology and both internal and third-party portfolio management solutions.

Nicholas Piccarreta is a CFP® with 11 years of industry experience. He currently works at Index Fund Advisors, Inc. and spent 14 years at The Vanguard Group, Inc. prior to joining his current firm. Index Fund Advisors, Inc. provides discretionary investment management and financial planning services to individuals, high-net-worth clients, retirement plans, trusts, charitable organizations, and other institutions. The firm’s investment approach focuses on globally diversified, passively managed portfolios constructed from index mutual funds and ETFs, incorporating tax-aware strategies and regular portfolio monitoring.

Matt Ward is a financial advisor at A.G.P. / Alliance Global Partners with 35 years of industry experience. He holds a Series 63 designation and has been with Euro Pacific Capital, Inc. since 2012. Based in Newport Beach, CA, he operates within a multi-team platform that includes 131 advisors. A.G.P. / Alliance Global Partners is an SEC-registered investment adviser and FINRA-member broker-dealer managing approximately $2.95 billion across more than 7,000 clients. The firm employs an open-architecture model combining internally managed strategies—especially international equity separately managed accounts—with co- and sub-advisory relationships, model programs, and both discretionary and non-discretionary mandates.

Gabriella Sheffield is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Northwest Asset Management since 2018. Prior to joining Northwest, she worked at Advanced Practice Advisors, LLC for two years. Northwest Asset Management serves individual clients, including high-net-worth individuals, as well as pension and profit-sharing plans, charitable organizations, and institutional clients. The firm employs a strategic asset allocation approach grounded in Modern Portfolio Theory, offering customized investment management, retirement and financial planning, consulting, tax preparation, and sub-advisory services.

Ahmed Ghulamali is a financial advisor at Trilogy Capital, Inc. with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with Trilogy Capital since 2015 and LPL Financial since 2017. Outside of his advisory role, he is also a driving instructor with Varsity Driving Academy. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, high-net-worth clients, families, trusts, estates, and employer-sponsored plans. The firm employs a risk-based, diversified asset allocation framework with both in-house and third-party strategies, integrates real estate considerations into advanced planning, and offers comprehensive portfolio management and retirement consulting services.

Justin Whitsell is a financial advisor at Western Wealth Management LLC with 18 years of industry experience. He holds the Series 66 designation and has been with Western Wealth Management since 2016, also maintaining a long tenure with LPL Financial beginning in 2011. Whitsell hosts the Capital Gain Podcast, an investment-related podcast based from his home. Western Wealth Management serves a diverse client base, including individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm operates as a decentralized network, combining firm-designed model portfolios with access to various LPL-sponsored programs and third-party managers, offering a broad range of strategies and annual account reviews.

Elizabeth De Muro is a financial advisor at Ascentis Independent Advisors, LLC with nine years of industry experience. She holds the Series 66 designation and has previously worked at Raymond James Financial Services and LPL Financial. Outside of her advisory role, she is an instructor at Huntington Beach Adult School. Ascentis Independent Advisors serves individuals, including high-net-worth clients, trusts, estates, pension and profit-sharing plans, and business entities by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm employs a tailored investment approach utilizing discretionary management, third-party managers, and a Private Direct Investments program.

Michelle White is a financial advisor with Halbert Hargrove in Long Beach, CA, holding Series 63 and Series 66 credentials and 20 years of industry experience. She has been with Halbert Hargrove since 1998. Halbert Hargrove Global Advisors manages approximately $4.2 billion for a range of clients including individuals, pension plans, trusts, and charitable organizations. The firm provides discretionary, fee-only investment management and financial planning through a multi-advisor platform, employing a research-driven Investment Committee to construct diversified portfolios across various asset classes.

Alex Mathe Cathala is a financial advisor at Lifeworks Advisors, LLC with five years of industry experience. He holds the Series 65 designation and has previously worked at Aimvest Technologies Inc, Massachusetts Institute of Technology, Morgan Stanley, Rothschild, and HEC Paris. Lifeworks Advisors serves individuals, charitable organizations, trusts and estates, retirement plans, and businesses by providing wealth management, financial planning, retirement plan advisory, and portfolio management services. The firm utilizes a planning-based or risk-based investment approach supported by quantitative and fundamental analysis, and it integrates tax and accounting capabilities alongside technology to coordinate planning, tax, and reporting.

Gavin Dankert is a financial advisor at Trilogy Capital, Inc. with one year of industry experience. He holds a Series 65 designation and has prior experience working at Rover, Healthy Drain, DoorDash, and in educational roles. He is also licensed as a life and health insurance agent. Trilogy Capital, Inc. provides investment advisory and retirement-plan services to individuals, families, trusts, estates, and employer-sponsored plans, using a risk-based, diversified asset allocation approach that incorporates in-house models, third-party sub-advisors, and both fundamental and technical analysis. The firm integrates personal and business real estate considerations into advanced planning and emphasizes retirement plan implementation features such as Managed Models and age-banded glidepaths.