Philip Moore III is a CFP® professional with 20 years of experience in the financial services industry. He is currently with LPL Financial and has prior experience at Cuna Mutual Group, CUNA Brokerage Services, Ameriprise, and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supporting over 22,800 advisors and more than $819 billion in discretionary assets.

Elisabeth Poore is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and possessing 17 years of industry experience. She has held positions at multiple firms including Mahler Capital Management, The Pinnacle Group, and PJ Capital Partners LLC. Outside of her advisory work, she owns and operates EDesigns, a business focused on design and styling, and is a partial owner of PJ Capital Partners LLC as well as serving as bookkeeper for PJ's Tree Service & Landscaping LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm emphasizes non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Garrett Walsh is a financial advisor with Wells Fargo Clearing in Roanoke, VA, holding a Series 66 designation and 20 years of industry experience. His career includes roles at Wells Fargo Advisors and LPL Financial. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Sawyer Jensen is a financial advisor at Fidelity with three years of industry experience. He previously worked at RBC Wealth Management and has held roles outside finance, including a position at Brooks Pest Control. Sawyer holds the Series 63 and Series 66 licenses. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.

Blair Stuart is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, JP Morgan Securities, and United Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Angela Garris is a Financial Consultant currently working at Fidelity Investments since 2016. In her role, she collaborates with clients to develop personalized financial plans aimed at growing and protecting wealth, preparing for unforeseen events, and supporting individual financial goals. Her professional background includes positions as Regional Vice President at Suntrust Investments from 2011 to 2014 and at Riversource from 2008 to 2009. Prior to that, she served as a Business Development Coach and Wholesaler at Genworth Financial from 1998 to 2008, and held New Business Specialist roles at Central Fidelity in 1997 and James Mitchell from 1994 to 1996. Outside of her professional work, Angela is interested in family activities, motorcycles, and traveling.

Eli Caveness is a Financial Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served in various positions at Fidelity Investments, including Investment Consultant from 2024 to 2025, Relationship Manager from 2023 to 2024, Workplace Planning & Advice Help Desk in 2023, and Workplace Planning Consultant from 2022 to 2023. His professional approach centers on compassion, education, and trust, aiming to simplify complex financial matters for clients and enable them to make informed decisions. Eli emphasizes client education to foster a trusted partnership focused on achieving financial success. Outside of his professional responsibilities, Eli has interests in cooking and baking, fitness, football, pets, and traveling.

Stephanie Caudill is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Neal Richards is an Investment Management Consultant II at Fidelity Investments, where he has worked since 2022. In his role, he focuses on building relationships with clients by understanding their needs and goals, and supports them through financial planning using Fidelity's resources. Prior to joining Fidelity, Neal served as Financial Planning Director at Edelman Adviser from 2017 to 2022. He has extensive experience in investment consulting, having worked at TD Ameritrade in various consultant roles from 1999 to 2017. Outside of his professional work, Neal enjoys board games, puzzles, and family activities.

Phillip Yesbeck is a CFP® professional with 10 years of industry experience. He is currently with Cetera and has previously worked at Virginia Asset Management and Securian Financial Services. Yesbeck also serves as a financial advisor at Virginia Asset Management, offering securities, insurance, and advisory services. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individual, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and manager options.

Chester Ritchie III is a financial advisor at OSAIC Wealth, Inc. with 37 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Ameriprise and Jhfn Sii. He operates a separate business under the name Capitol Financial Solutions. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services. The firm utilizes asset-allocation tools and multiple platforms to construct and manage portfolios incorporating various investment types.

Rachelle Advani is a financial advisor with Edelman Financial Engines, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. She has been with Edelman Financial Engines and its predecessor entities since 2015, including Financial Engines Advisors L.L.C. since 2018. Edelman Financial Engines offers technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm uses a committee-driven proprietary modeling process combined with planner delivery and online tools to provide both discretionary and non-discretionary investment options.

Donald Everette is a financial advisor with Edward Jones in Midlothian, VA, holding a Series 66 designation and 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies under a fiduciary standard and maintains a large national network of financial advisors and branch offices.

Michael Dracoulis is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at firms including LPL Financial LLC, MassMutual Investors Services, MassMutual Life Insurance, and METLIFE Securities. Outside of advisory work, he owns Sgt. Drac's Woodworking LLC, a business that makes and sells woodworking products. OSAIC serves a broad range of clients including individual, high-net-worth, institutional, and charitable organizations through a large network of affiliated advisers. The firm provides integrated brokerage and advisory services with a focus on diversified portfolios constructed using asset-allocation tools, risk-tolerance assessments, and automated rebalancing, and supports both discretionary and non-discretionary account management.

Andrew Foldenauer is a financial advisor with RBC Capital Markets in Richmond, VA, holding Series 63 and Series 66 licenses and having 25 years of industry experience. He has worked at RBC Capital Markets since 2008 and at City National Bank from 2020 to the present. Foldenauer serves on the board of the Virginia Mentoring Partnership and is president of the Midlothian Rotary Club. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, and charitable clients with tailored investment strategies, offering discretionary and non-discretionary portfolio management, financial planning, and brokerage services through a variety of advisory programs.

Andrew Jones is a financial advisor at Cetera with the Series 66 credential and less than one year of industry experience. He studied at The Virginia Military Institute and held prior roles at Taziki's Mediterranean Cafe. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers portfolio management, financial planning, and access to various third-party money managers through a multi-manager platform that includes discretionary and non-discretionary program structures.

S Dunbar is a financial advisor at Morgan Stanley with 39 years of industry experience. He has held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and was previously with Citigroup Global Markets from 1999 to 2009. He holds Series 63 and Series 65 designations. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using proprietary tools and delivers a broad range of investment and financial products.

Rebecca Baughman is a financial advisor at Ameriprise with 21 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2016. Outside of her advisory role, she is involved in real estate ownership unrelated to her investment practice. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice.

Robert Kaltenschnee is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 credential and has worked previously at Truist Advisory Services, Truist Investment Services, Bb&T Securities, and Scott & Stringfellow. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies to a range of individuals and institutions.

Randall Wachman II is a financial advisor with Edward Jones in Colonial Heights, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of about 23,701 advisors and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and other financial services.