Cynthia Burt is a financial advisor at Merrill with credentials including the Series 63 and Series 66 licenses and six years of industry experience. She has worked at Merrill since 2021 and previously held a position at Fidelity Brokerage Services LLC. Outside of finance, she has experience with the Kaiserslutern Landstuhl Spouses Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Debrow is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2006. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers these advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Alan Paulson is a financial advisor with Morgan Stanley in Salt Lake City, UT, holding a Series 66 designation and 18 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2020, previously holding positions at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that integrate structured planning processes with extensive retail and institutional investment offerings.

Tyler Ostler is a financial advisor at Fidelity with six years of industry experience and holds a Series 66 designation. He has worked at Fidelity Investments since 2019 and has prior experience at multiple mortgage and service firms. Ostler is also president of Gold Phoenix, Inc., a consulting business he co-founded, though it is no longer active. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of AI and systematic methodologies in portfolio management.

Jared Doss is a financial advisor at Fidelity with six years of industry experience. He holds a Series 66 designation and has previously worked at Ranlife Home Loans, Vivint Smart Home, and TD AMERITRADE/Investools. Fidelity’s subsidiary, Strategic Advisers LLC, offers investment management and advisory services to both retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory roles with multiple registered investment companies and fund‑of‑funds.

Gage Loftin is a financial advisor with LPL Financial in Salt Lake City, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Bank of America, Merrill, and Complete Retirement Solutions Group. Loftin is also associated with Zions Wealth Advisors. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning services, and supports both discretionary and non-discretionary management with access to model portfolios and research.

Mark Hewitt is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and bringing 22 years of industry experience. His career includes 20 years at Fidelity Brokerage Services, Inc., six years at Zions Bancorporation, and his current role at Fidelity since 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm is notable for its roles with registered investment companies, use of AI in research, and its model portfolio services for Fidelity Institutional Wealth Adviser.

Brian Trost is a CFP® and holds a Series 66 license with 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. He is based in Salt Lake City, UT. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Randi Tetreault is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding a Series 66 credential and two years of industry experience. Prior to joining Fidelity, Randi worked at Renaissance Academy and Utah Community Credit Union. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from a broad investable universe.

Bryce Venable is a Financial Consultant currently with Fidelity Investments, where he has been serving since 2024. He has held various roles within Fidelity Investments, including Annuity Planning Consultant from 2022 to 2024, Director Retirement Planner from 2019 to 2022, Field Financial Consultant from 2011 to 2015, and Financial Professional from 2005 to 2011. He also has experience as a Financial Advisor with Raymond James and Prudential from 2017 to 2019, and as a Senior Retirement Consultant at Transamerica from 2015 to 2017. Bryce's professional expertise is focused on retirement planning, annuity consulting, and long-term financial strategies. He holds insurance licenses in Arkansas and California. Bryce emphasizes building strong relationships with his clients and their families, working to maintain trust, reliability, and competency. Outside of his professional work, Bryce enjoys personal interests such as camping, family activities, football, hiking, horseback riding, and traveling.

Tami Baum is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked in various roles including at Fidelity Investments since 2022. Outside of her advisory work, she has operated an independent portraiture photography business for over two decades. Fidelity, through its Strategic Advisers division, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Jesse Caldwell is a Financial Consultant at Fidelity Investments, where he applies a client-focused approach to help individuals navigate complex financial landscapes. His method emphasizes understanding each client's unique goals and developing clear, actionable strategies that adapt to their evolving needs. Jesse views his client relationships as long-term partnerships built on trust and accountability. Jesse's experience at Fidelity Investments includes roles as a Planning Consultant, Director Retirement Planner, and Retirement Planner, positions he has held since 2019. He holds insurance licenses in Arkansas and California, which support his capacity to provide comprehensive financial planning services. Outside of his professional duties, Jesse enjoys outdoor activities such as camping, hiking, motorcycling, outdoor adventures, and snowboarding.

Caleb Walton is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at TrueInsight.io and Neogov. He has also worked in various non-financial sectors, including education and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction to develop diversified model portfolios.

Spencer Huff is a financial advisor with Ameriprise in Syracuse, UT, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Morning Sun, FSY, Vivint, and involvement with Southern Utah University and the Church of Jesus Christ of Latter Day Saints. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, utilizing a combination of research, modeling, and tax-efficiency analysis to deliver customized recommendation reports through a centralized consulting team.

Jared Pratt is a Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with clients to develop and monitor financial plans tailored to their unique financial goals. He has been with Fidelity Investments since 2011, progressing through several roles including Financial Representative, Relationship Manager, and Financial Consultant prior to his current position. Jared holds insurance licenses in Arkansas and California.

Jacob Fredrickson is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation and previously worked at PwC for seven years. Fredrickson is also the owner of LMSW LLC, a business unrelated to investment activities. Ameriprise offers retirement-income planning services focused on individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm utilizes algorithmic automation alongside research and modeling to generate retirement income recommendations, emphasizing a range of advisory, brokerage, and insurance solutions through its large institutional platform.

Brian Lifferth is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with LPL Financial and has previously worked at Matthew Sweeney, Gardner Brown, Paceline Properties, and Northwestern Mutual Investment Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Nicolette Horning is a financial advisor at Edward Jones in Salt Lake City, UT, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Bio-Design and held positions at Washington University in St. Louis, including a role in the Department of English. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the United States.

Gregory Aiken is a financial advisor with Robert W. Baird & Co. in Salt Lake City, UT, holding Series 65 and Series 63 designations and bringing 27 years of industry experience. His prior firms include LPL Financial, Zions Bank, Zions Direct, Inc., and Zions Capital Advisors. He serves as a director of The Stephen & Lynda Jacobsen Foundation, a nonprofit organization. Baird’s DDK Group, part of the Private Wealth Management department, serves individual, corporate, pension, profit-sharing, and charitable clients with a range of financial planning and portfolio management services. The firm combines manager-traded and model-traded strategies with tax management and direct indexing, supported by internal research and technology, managing approximately $394 billion in assets as of December 2025.

Donovan Kattner is a Series 66-licensed financial advisor with six years of industry experience, currently with Fidelity Investments in Salt Lake City, UT. His prior roles include positions at Bank of America, AXA Advisors, Edward Jones, and Bank of Colorado. Outside of his advisory work, he contributes as an independent contractor to The Covered Podcast, discussing sports topics. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.