San Cheong is a financial advisor at Cetera with seven years of industry experience. He holds a Series 66 designation and has previously worked with Avantax Insurance Agency and related entities. In addition to advisory work, he operates Ideal Accounting and Tax Services, providing accounting and tax preparation as a sole practitioner, and also works as a mortgage loan officer. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, accommodating discretionary and non-discretionary accounts.

Bradey Jameson is a financial advisor with Raymond James & Associates in Irvine, CA, holding a Series 66 designation and 11 years of industry experience. His prior work includes positions at Merrill and Edward Jones. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Derek Bergfeld is a financial advisor with LPL Financial in Irvine, CA, holding a Series 66 designation and seven years of industry experience. Before joining LPL Financial in 2020, he worked at First Republic Investment Management and First Republic Securities from 2018 to 2020, and prior to that spent eleven years at Irvine BMW. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services that include discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Ryan Mc Laughlin is a financial advisor at LPL Financial with 21 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Edward Jones for 12 years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party strategies.

Anailsa Perez Pham is a financial advisor at Merrill with eight years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo in various roles. Outside of her advisory work, she was a self-employed notary public for two years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Burchieri is a Wealth Management Advisor with Merrill Lynch Wealth Management in Newport Beach. He has over 30 years of experience as a goals-based advisor, providing wealth advisory services with a focus on ethics, customer service, and integrity. As a trusted advisor, Michael develops customized strategies for high-net-worth clients and their families, including retirement plans, investment portfolios tailored to individual goals and risk tolerance, concentrated equity strategies, and banking and lending services through Bank of America, N.A. Michael holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards. He earned a Bachelor of Science degree in Accounting and Economics from Brooklyn College, City University of New York. Committed to ongoing education, he seeks to understand global financial complexities to better serve his clients. Outside of his professional focus, Michael has a passion for the stock market and identifying noteworthy companies. He enjoys history, sports, travel, and fine wines. Michael lives in Laguna Niguel with his wife, Trudi.

Bryce Bunnell is a financial advisor at Edward Jones with four years of industry experience. He holds a Series 66 designation and has previously worked in custom carpentry and the fitness industry. Edward Jones is a full-service wealth management firm serving individual and institutional clients nationwide, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

Jolene Albrecht is a financial advisor with UBS Financial Services in Irvine, CA, holding a Series 63 license and 28 years of industry experience. She has been with UBS since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

Patrick Horn is a CFP® professional with 30 years of industry experience, currently affiliated with Cetera in Irvine, CA. His prior roles include positions at First Allied Advisory Services and First Allied Securities, where he worked for a combined 18 years. Outside of his advisory work, he serves as president of P&H Asset Management, Inc., a firm involved in insurance and asset management. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform that includes both affiliated and third-party managers.

Daisy Patton serves as a Financial Advisor at Merrill Lynch Wealth Management. In her role, she focuses on understanding clients' priorities to develop personalized strategies that pursue their financial goals. She provides guidance on a range of financial matters including investing, retirement planning, and savings, and offers access to Bank of America specialists for banking, credit, home financing, and small business solutions. With the professional designation of Personal Investment Advisor (PIA), Daisy works directly with clients to create strategies aimed at helping them achieve their aspirations. She leverages the global investing resources of Merrill and the banking services of Bank of America to support her clients' financial needs. Daisy earned a Bachelor's degree from Xi'an University of Posts and Telecommunications and a Master's degree from Stevens Institute of Technology. She communicates with clients in both English and Mandarin.

Vere Chappell is the sole advisor at Vere Chappell, holding a Series 65 credential with 17 years of industry experience. He manages Mobile Tax Service, a tax preparation business, and operates Erotic Media Experts, LLC, which specializes in personal property appraisal. Vere Chappell primarily provides investment management for pooled investment vehicles and institutional clients, occasionally serving individual, non‑high‑net‑worth clients. The firm employs discretionary management and offers hourly fee arrangements rather than standard asset-based fees.