Adam Kay is a financial advisor with LPL Enterprise in Bedminster, NJ, holding a Series 66 designation and 14 years of industry experience. He previously worked at Pruco Securities and the Prudential Insurance Company of America. Outside of his advisory role, Kay serves as a volunteer member of the United States Coast Guard Auxiliary. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model portfolios and third-party asset management programs through an integrated platform that combines advisory and brokerage services.

Jason Sprung is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 registrations and bringing 37 years of industry experience. Prior to joining Wells Fargo Advisors in 2019, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney for a combined 14 years. He is also the owner of JMS Capital Corp, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and fee-based financial planning services tailored to clients who meet specific net-worth criteria. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Patricia Fontan is a Series 66-licensed financial advisor at Morgan Stanley with five years of industry experience. She previously worked at Merrill Lynch for 12 years and has been with Morgan Stanley since 2017, including a brief period at TRX Transaction Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and investment advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis as part of its advisory services.

Daniel Pilone is a financial advisor at LPL Enterprise with 12 years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Pilone is also involved in health and property & casualty insurance sales. LPL Enterprise serves a broad range of clients, including individuals, retirement plans, charitable organizations, and institutional clients, through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a variety of brokerage and insurance products via an integrated platform.

Zachary Hayn is a financial advisor at UBS Financial Services with two years of industry experience. He previously worked at Grow America for one year and has a decade of experience managing Salty Dog Bar & Grill. He holds a Series 66 designation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering a range of products supported by proprietary research and capital markets expertise.

David Mera Hernandez is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His work history includes positions at Bank of America, N.A., and Merrill, as well as roles outside finance at Planet Honda, Fastenal Company, BJ’s Wholesale, and Rutgers University. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients, including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

James Hofmann is a CFP® professional with 14 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at WELLS FARGO Advisors and has been involved with Information Technology Recycling, LLC since 2011. Outside of his advisory role, Hofmann is a committee member of the Sussex County GOP Republican Committee in Byram Township, NJ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach is based on modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Roderick Arias is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC and over two decades at Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s IPS-driven process incorporates modern portfolio theory and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Russell Smith is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2012. Outside of advising, he owns The RCS Group, LLC, a financial planning business, and serves on the investment committee for Safe & Sound Somerset. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Lauren Schneider is a financial advisor with Merrill and holds a Series 66 designation. She has eight years of industry experience, including roles at Bank of America and Merrill since 2018, as well as prior experience with Fox News Channel/Newscorp. Before entering finance, she worked for Ninety Acres at Natirar. Merrill provides managed account services through the Select Portfolio Solutions program, serving a diverse client base including individuals, high-net-worth clients, and institutional investors. The firm integrates investment strategies constructed by its Chief Investment Office with services offered through the broader Bank of America platform.

Mark Reisman is a financial advisor with Mass Mutual Investors Services in Warren, NJ, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Edward Jones, Equitable Advisors LLC, Bank of America, and Merrill. He serves as Vice President of the Board of Trustees for a nonprofit home care accreditation organization. Mass Mutual Investors Services is a broker‑dealer and SEC‑registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Stacey Roman is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC and over two decades at Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Kathleen Boyle is a Series 66-licensed financial advisor with Edward Jones, based in Flemington, NJ. She has been with Edward Jones in various roles since 2012. Outside of her advisory work, she holds a notary public commission which she utilizes for both clients and non-clients as needed. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including households of varying net worth, pension plans, corporates, and nonprofits. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment strategies through a nationwide network of more than 23,000 financial advisors.

Joseph Falbo is a CFP® professional with 30 years of industry experience, currently advising clients at LPL Financial since 2017. Prior to joining LPL, he worked at National Planning Corporation for five years. He has authored investment-related educational materials through an entity called Falbo Education. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm provides a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party subadvisors, and technology-driven tools.

James Hunt is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. Prior to joining Cambridge in 2025, he worked at APW Capital and Aurora Private Wealth Management from 2019 to 2025, among other firms. In addition to his advisory role, Hunt is also licensed as an insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individual investors, retirement plans, charitable organizations, and trusts. The firm offers a range of services, including financial planning, investment management, and retirement plan advisory, with investment strategies tailored to client objectives through multiple custody and platform arrangements.

Stephen Smoragiewicz is a Senior Financial Advisor with Merrill Lynch Wealth Management in Short Hills, New Jersey. He brings over 20 years of experience advising leading hedge funds and asset managers in the finance industry. Stephen focuses on helping high net worth individuals and families develop customized financial strategies that address both assets and liabilities to meet their unique goals. His client base includes finance professionals, business owners, entrepreneurs, and executives navigating complex wealth management situations or life transitions. Prior to joining wealth management, Stephen honed his expertise with extensive Wall Street experience at Morgan Stanley and BNP Paribas. He leverages this institutional capital market knowledge to create financial plans that incorporate investment management, retirement income, tax minimization, legacy planning, and college education funding. Utilizing the resources of Merrill Lynch and Bank of America, he and his team strive to provide strategies that support clients' short-term needs and long-term aspirations. Stephen earned a Bachelor of Science in Business Management from Providence College and holds the Personal Investment Advisor designation. He participates in several professional and community organizations, including the BC High Alumni Network, Summit Soccer Club, Summit Youth Basketball, Summit Youth Lacrosse, and The Benevolent and Protective Order of Elks. He resides in Summit, New Jersey, with his wife Amy and their three children.

J Murphy is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, they provide guidance and strategies to help clients manage and grow their financial assets. J Murphy holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Guilford College. Their background supports their expertise in investment planning and wealth management.

Kristy Borst is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Borst serves as a trustee for her parents' investment trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in an IPS-driven process based on modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, serving institutional clients with a broad range of financial products.

Andrew Liss is a financial advisor at Merrill with Series 63 and Series 65 licenses and 43 years of industry experience. He has been with Merrill since 1982 and concurrently with Bank of America, N.A. since 2011. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated into Bank of America’s broader corporate platform.

Siddharth Misra is a financial advisor at LPL Financial with 13 years of industry experience. He has held positions at AXA Distributors, LLC and National Planning Corporation before joining LPL Financial in 2017. His credentials include the Series 63 and Series 65 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and research to provide discretionary and non-discretionary management.