Rodolfo Ornelas Jr. is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 designations and bringing 10 years of industry experience. He has worked in various roles within JPMorgan Chase and its affiliates since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research and incorporates ESG considerations, with implementation supported by affiliated investment-management entities.

James Hinckley is a financial advisor at UBS Financial Services with 29 years of industry experience. He has been with UBS since 2013 and previously worked at Deutsche Bank Securities for six years. He holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to client goals.

Fabiana Filips is a Financial Advisor with Merrill Lynch Wealth Management, bringing nearly 20 years of experience in delivering financial planning services tailored to individual and household needs. She focuses on helping clients achieve their financial goals by developing customized investment management strategies that reflect their unique objectives and values. Fabiana’s expertise includes college education planning, family wealth management, legacy planning, retirement income, tax minimization, and socially responsible investing, among other areas. Her foundational approach centers on transparency, trust, and a commitment to clients’ financial well-being. Fabiana utilizes Merrill’s research and resources alongside her industry knowledge to empower individuals and families to take charge of their financial futures. She holds the Personal Investment Advisor (PIA) designation and received her Bachelor's degree from Lehman College, having previously attended Brooklyn College. Fabiana is fluent in English and Spanish. Outside of her professional role, Fabiana enjoys adventure sports, baseball, basketball, biking, dancing, music, traveling, watching movies, and spending time with her family. She values building long-lasting client relationships and supporting community involvement.

Kenneth Lemas is a Series 66-credentialed financial advisor with 12 years of industry experience, currently with LPL Financial since 2021. He previously worked at Lincoln Financial Advisors for eight years and has been involved with the Dublin Unified School District as a wrestling coach since 2008. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions, utilizing a range of financial planning and asset management solutions.

Pei Gu is a financial advisor with Mass Mutual Investors Services in Pleasanton, CA, holding Series 63 and Series 66 licenses and 33 years of industry experience. Prior to joining Mass Mutual Investors Services in 2017, Pei worked at Metlife Securities Inc. for 25 years. Outside of financial advising, Pei is involved in managing a rental property. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, providing a range of services including specialized event-driven planning programs.

Andrew Yadegar is a financial advisor at Merrill with two years of industry experience. He holds a Series 66 designation and has prior experience at Bank of America, N.A., as well as diverse roles in the automotive and transportation sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Russ Bizhko is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 credentials and has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2014, as well as briefly with HSBC Securities in 2014. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates both quantitative and qualitative research, including ESG considerations, and offers access to derivatives and commodities capabilities through its broader regulatory registrations.

Christopher Benson is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and 21 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2004. Outside of his financial advisory role, Benson occasionally presides and preaches at Christian Church services and holds a Master of Divinity degree. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers comprehensive, goal-based planning without discretionary trading authority and allows clients to combine planning with managed-account programs under a consolidated billing system called WealthPlan.

Ranjeev Hira is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services and U.S. Bancorp Advisors, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that utilizes firm-approved tools and methodologies to support client goals.

Kurt Miyamura is a financial advisor with LPL Financial in San Ramon, CA, holding Series 63 and Series 65 licenses and totaling 25 years of industry experience. He has been with LPL Financial since 2009 and previously worked at FSC Securities Corporation, Strategic Wealth Advisors Group, Associated Securities Corp., and Associated Planners Investment Advisory Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms.

Miguel O’Hara is a financial advisor with Charles Schwab, holding the CFP® designation along with Series 63 and Series 66 licenses. He has 14 years of industry experience, including prior roles at JP Morgan Chase Bank and JP Morgan Securities. He has been with Charles Schwab since 2020. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence from the Schwab Center for Financial Research.

Patrick Van Hien is a Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2012, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and currently serving as Vice President since 2022. With over 12 years of experience, Patrick works with clients to co-create comprehensive financial plans that incorporate tax-efficient investing, estate planning considerations, capital preservation, and income generation. He is dedicated to understanding his clients' needs and leveraging both his experience and Fidelity's resources to assist each individual. Patrick holds a California Insurance License. Outside of his professional work, he has interests in food and traveling.

James Deboer is a financial advisor at OSAIC with 26 years of industry experience. He holds a Series 66 designation and has previously worked at Securities America Advisors, Inc. and Foothill Securities, Inc. Deboer also prepares individual income tax returns through a separate business. Osaic Wealth serves a diverse range of retail and institutional clients with brokerage and advisory services, utilizing a model-based investment process that includes portfolio optimization and third-party money manager programs.

Gia Luu Phan is a financial advisor at Merrill with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Merrill, Phan worked at Bank of America, J.P. Morgan Securities, and JPMorgan Chase Bank. Additionally, Phan has been affiliated with Mission College since 2021. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Aurora Heitman is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. Her career includes roles at Premier Research and Synteract, Inc., as well as entrepreneurial experience with Pearlyhens Photography. She continues to be involved with her long-term affiliation at Primerica Financial Services. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-based investment strategies managed by third-party asset managers.

Chun Kit Lee is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2015. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Runtao Liu is a financial advisor at Merrill with Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and positions outside the financial industry such as with Shanghai Flavor and the American Academy of English. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Shahmir Moussavi is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he focuses on connecting clients to tailored strategies and processes that align with their unique financial ambitions. His work involves helping clients plan for significant milestones, including funding education, preparing for retirement and potential healthcare expenses, and developing personalized plans to support long-term family goals. Shahmir holds the professional designation of Personal Investment Advisor (PIA). He earned a High School Diploma from Hillsdale High School and attended the California State University System without completing a degree. His approach emphasizes simplicity and transparency in wealth management, aiming to make the investment process straightforward and aligned with each client's personal perspectives and priorities.

Francisco Reyes IV is a financial advisor at Merrill with Series 66 and Series 63 licenses and three years of industry experience. He has held positions at Bank of America, Merrill, Drivetime, Chewy.com, Farmers Insurance, Enterprise Rent-A-Car, and Benedictine University at Mesa. Outside of his advisory work, Reyes is a clerk at a convenience store where he handles cashiering, stocking, and customer service duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm delivers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and charitable organizations.

Patrick Fanning is a financial advisor at Cetera with 39 years of industry experience. He holds a Series 63 designation and has been associated with Cetera and its affiliates since 2013. Prior to joining Cetera, he founded and continues to operate PTF Financial Services. Outside of his advisory work, he serves as a board member and archivist for the Diablo Advisory Committee, a country club committee focused on planning and zoning matters. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through more than 10,000 advisors.