Michael Opp Sr. is a financial advisor with Wealth Watch Advisors, Inc., holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked at Wealth Watch Advisors since 2021 and has operated Opp Financial and Insurance Services since 2007, focusing on fixed insurance and equity-indexed annuities, including universal life and whole life products. Wealth Watch Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, financial institutions, and other registered investment advisers. The firm offers discretionary and non-discretionary portfolio management primarily through third-party model managers, utilizing quantitative, qualitative, and technical methods across various investment strategies.

Brian Mcdowell is a CFA® charterholder with 25 years of industry experience. He has been with United Capital Financial Advisors since 2015. United Capital provides national financial planning and discretionary investment management for a diverse client base, including individual and high-net-worth households, retirement plans, and institutional accounts. The firm also offers sub-advisory and consulting services, operating a platform that supports customization and access to alternative investments.

William Ambrosich is a CFP® with six years of industry experience, currently serving as an investment advisor at NWF Advisory Services Inc. He has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, and several other firms. Ambrosich also holds a role as a financial planner at Envision Financial Partners and is licensed as an insurance agent. NWF Advisory Services is an SEC-registered investment adviser managing approximately $6.4 billion in client assets through a network of over 100 advisory representatives. The firm serves primarily individual and high-net-worth clients, offering portfolio management, financial planning, and retirement plan consulting through an open-architecture, technology-driven platform.

Brian Spead is a CFP® professional at Valeo Financial Advisors, LLC with 18 years of industry experience. He has worked at Valeo since 2019 and previously held roles at Charles Schwab and Charles Schwab Bank from 2006 to 2019. Valeo Financial Advisors provides comprehensive financial planning and investment management to individuals, families, and institutional clients. The firm employs a strategic asset-allocation framework with tactical adjustments and offers specialized services including pro-bono planning and due diligence support for private fund sponsors.

Cooper Snowbarger is a financial advisor with Concurrent Investment Advisors, LLC and holds a Series 65 credential. He joined the firm in 2026 and has prior experience at Legacy Private Wealth Partners and Grand Canyon Education. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Erik Bowman is a financial advisor with CreativeOne Wealth, LLC, holding a Series 66 designation and 15 years of industry experience. He has worked at CreativeOne Wealth since 2018 and has operated Bowman Financial Strategies since 2016. Outside of advising, he is a minority owner and COO of Impact Tax and Advisory, a CPA firm in Colorado. CreativeOne Wealth provides fee-based asset management, financial planning, and retirement plan consulting to individuals, corporations, and other advisory firms. The firm manages primarily discretionary accounts using proprietary and third-party model portfolios, with an investment approach that incorporates modern portfolio theory, fundamental, technical, and quantitative analysis.

Michael Penton is a financial advisor with Wedbush Securities Inc. in Denver, CO, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Wedbush Morgan Securities Inc. since 1990. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a range of wealth management, fixed income, commodities, and capital markets services. The firm manages tailored portfolio strategies and conducts institutional research while also providing custodial, clearing, and prime services.

Steven Klosterman is a financial advisor at Halbert Hargrove with 31 years of industry experience. He has been with Halbert Hargrove since 2006 and holds a Series 63 designation. Outside of his advisory role, he serves as chairman of Klosterman Capital Corporation, a back-office support company, and is a general partner in the Klosterman Family Partnership, which invests in real estate and securities. Halbert Hargrove Global Advisors manages approximately $4.2 billion for individuals, pension plans, trusts, and other entities through a multi-advisor platform. The firm offers discretionary, fee-only investment management and financial planning services, utilizing an Investment Committee to oversee diversified portfolios and employing both independent managers and controlled AI tools in their process.

Jonathan Coggins is a financial advisor with Modera Wealth Management, LLC in Littleton, Colorado, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at Charles Schwab and Equity Advisor Solutions, as well as ownership of Smoke'n Blues Barbeque, a business focused on online sales of BBQ food products. Modera Wealth Management provides wealth management, portfolio management, retirement plan consulting, and financial planning services to individuals, trusts, corporations, and plan sponsors. The firm combines diversified asset allocation strategies with in-house accounting and tax services, offering an integrated approach uncommon among firms of its size.

Ian Macclure is a financial advisor with RFG Advisory, LLC and holds a Series 66 designation. He has 12 years of industry experience, having previously worked at Raymond James & Associates and Wells Fargo Advisors. Macclure also founded Copper Pass Advisory, a DBA focused on brokerage, insurance, and advisory activities. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing around $8 billion for over 17,000 clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to various investment strategies, including alternative investments and annuity management.

Tad Lyle is a financial advisor at The AmeriFlex Group with 36 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at several firms including Cambridge Investment Research, Principal Securities, and Planning Resources. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting with customized strategies delivered through model asset allocations and various manager relationships.

Taylor Leary is a CFP®-designated financial advisor at Advisory Solutions Group with 16 years of industry experience. He has worked previously at Four Points Wealth Management LLC, CS Planning Corp., and Presidential Brokerage, Inc./Forta Financial. Leary is also a licensed insurance producer appointed with multiple carriers since 2010. Advisory Solutions Group serves retail clients through a network of Investment Advisor Representatives and supports other registered investment advisory firms with turnkey business and back-office services. The firm employs a mix of quantitative, momentum, and fundamental analysis to construct diversified portfolios and offers both discretionary and non-discretionary strategies alongside comprehensive model implementation and reporting.

Neal Huffman is a financial advisor at Royal Fund Management, LLC with eight years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Gradient Advisors, Prudential Financial Planning Services, and other firms. Outside of his advisory role, Neal is a member of the Colorado Veterans Chamber. Royal Fund Management serves individual investors, corporations, and retirement plans by providing portfolio management, financial planning, and pension consulting. The firm constructs tailored portfolios using a range of strategies and offers both discretionary management and held-away advice.

Tyler Graeve is a financial advisor with Arax Advisory Partners in Littleton, CO, holding a Series 66 license and nine years of industry experience. He has previously worked at SRS Capital Advisors, Cedrus LLC, Equitable Advisors, Axa Advisors, and SharkNinja. Outside of advisory work, he is an independent insurance agent offering variable products, life, and accident & health insurance. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in assets through more than 200 advisors. The firm serves individuals, high-net-worth clients, family offices, institutions, and retirement plans using a combination of internal and third-party portfolio management, tailored asset allocation, and various advisory services, including performance-based fee arrangements and private fund management.

Duane Smith is a financial advisor at Momentum Independent Network Inc. with 30 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Neidiger, Tucker, Bruner, Inc. and Stifel Nicolaus & Co. Inc. Momentum Independent Network serves a diverse client base including individual, high-net-worth, charitable, corporate, institutional, and banking/thrift clients. The firm offers a range of advisory and brokerage services, utilizing third-party managers and Envestnet for investment management and trading, and is notable for its integration with Hilltop affiliates in its municipal bond strategies and cash management programs.

Morgan Dyer is a financial advisor at The AmeriFlex Group with Series 66 registration and one year of industry experience. Prior to joining The AmeriFlex Group, Morgan worked at Cambridge Investment Research, Inc., and has been involved in roles outside finance, including time with The Cherry Creek School District, The Young Men's Christian Association, and a frozen yogurt business. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment adviser representatives. The firm offers portfolio management, financial planning, and retirement plan consulting, utilizing customized strategies delivered through various investment platforms and ongoing account monitoring.

Robert Bachman is a financial advisor at Geneos Wealth Management, Inc. based in Centennial, CO, with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Geneos Wealth Management since 2006 and G5 Financial Group since 2010. He also serves as president of Interfinancial Corporation. Geneos Wealth Management is an SEC-registered investment adviser that provides financial planning, portfolio management, and referrals to third-party money managers for individuals, trusts, estates, corporations, and institutional clients. The firm employs a blend of fundamental, technical, and cyclical analysis across various strategies, offering customized and model-based portfolio options.

Steven Kletter is a financial advisor with Advisory Services Network and holds Series 63 and Series 65 licenses. He has 27 years of industry experience, including 16 years at Cambridge Investment Research Advisors and Cambridge Investment Research, and more recent roles at Calton & Associates and Advisory Services Network. Outside of advisory services, he is an owner of DAR Financial and has worked as an independent insurance agent. Advisory Services Network provides investment advisory and planning services to individuals, families, corporations, and employer-sponsored retirement plans through a network of independent investment adviser representatives. The firm offers a range of portfolio management and financial planning services, utilizing diverse investment strategies and flexible engagement models.

George Fields is a ChFC® credentialed financial advisor with 46 years of experience in the industry. He is currently with LexAurum Advisors and has held prior roles at Securities America Advisors, Summit Financial Group, and Capital Resource Group, where he serves as president. Fields is also active as a board member and vice president of a local business condominium owners association. LexAurum Advisors offers investment management, financial planning, and retirement-plan services to individuals, families, businesses, and institutional clients, as well as sub-advisory services to other firms. The firm employs a multi-advisor team approach and emphasizes diversified portfolios based on modern portfolio theory and economic-cycle analysis.

Justin Cassida is a CFP® professional with 21 years of industry experience. He is currently with Modern Wealth Management, LLC and previously worked at LPL Financial, LLC and Brown & Company, Inc. for significant portions of his career. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets for individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans. The firm utilizes a centralized Investment Committee and employs model portfolios and third-party money managers to guide investment decisions.