Randi Tetreault is a financial advisor with Fidelity Investments in Salt Lake City, UT, holding a Series 66 credential and two years of industry experience. Prior to joining Fidelity, Randi worked at Renaissance Academy and Utah Community Credit Union. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios from a broad investable universe.

Bryce Venable is a Financial Consultant currently with Fidelity Investments, where he has been serving since 2024. He has held various roles within Fidelity Investments, including Annuity Planning Consultant from 2022 to 2024, Director Retirement Planner from 2019 to 2022, Field Financial Consultant from 2011 to 2015, and Financial Professional from 2005 to 2011. He also has experience as a Financial Advisor with Raymond James and Prudential from 2017 to 2019, and as a Senior Retirement Consultant at Transamerica from 2015 to 2017. Bryce's professional expertise is focused on retirement planning, annuity consulting, and long-term financial strategies. He holds insurance licenses in Arkansas and California. Bryce emphasizes building strong relationships with his clients and their families, working to maintain trust, reliability, and competency. Outside of his professional work, Bryce enjoys personal interests such as camping, family activities, football, hiking, horseback riding, and traveling.

Tami Baum is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked in various roles including at Fidelity Investments since 2022. Outside of her advisory work, she has operated an independent portraiture photography business for over two decades. Fidelity, through its Strategic Advisers division, provides investment management and advisory services to a broad client base including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Jesse Caldwell is a Financial Consultant at Fidelity Investments, where he applies a client-focused approach to help individuals navigate complex financial landscapes. His method emphasizes understanding each client's unique goals and developing clear, actionable strategies that adapt to their evolving needs. Jesse views his client relationships as long-term partnerships built on trust and accountability. Jesse's experience at Fidelity Investments includes roles as a Planning Consultant, Director Retirement Planner, and Retirement Planner, positions he has held since 2019. He holds insurance licenses in Arkansas and California, which support his capacity to provide comprehensive financial planning services. Outside of his professional duties, Jesse enjoys outdoor activities such as camping, hiking, motorcycling, outdoor adventures, and snowboarding.

David Mackay is a CFP® professional with 23 years of experience in the financial services industry. He has worked at LPL Financial since 2021 and previously worked with various insurance carriers and Waddell & Reed Inc. Outside of his advisory work, he is involved with Rise Financial & Tax Advisors, a venture related to his LPL business activities. LPL Financial is a national SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Caleb Walton is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior roles include positions at TrueInsight.io and Neogov. He has also worked in various non-financial sectors, including education and retail. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction to develop diversified model portfolios.

Jared Pratt is a Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2025. In this role, he collaborates with clients to develop and monitor financial plans tailored to their unique financial goals. He has been with Fidelity Investments since 2011, progressing through several roles including Financial Representative, Relationship Manager, and Financial Consultant prior to his current position. Jared holds insurance licenses in Arkansas and California.

Brian Lifferth is a CFP®-certified financial advisor with 21 years of industry experience. He is currently with LPL Financial and has previously worked at Matthew Sweeney, Gardner Brown, Paceline Properties, and Northwestern Mutual Investment Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Nicolette Horning is a financial advisor at Edward Jones in Salt Lake City, UT, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at Bio-Design and held positions at Washington University in St. Louis, including a role in the Department of English. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the United States.

Gregory Aiken is a financial advisor with Robert W. Baird & Co. in Salt Lake City, UT, holding Series 65 and Series 63 designations and bringing 27 years of industry experience. His prior firms include LPL Financial, Zions Bank, Zions Direct, Inc., and Zions Capital Advisors. He serves as a director of The Stephen & Lynda Jacobsen Foundation, a nonprofit organization. Baird’s DDK Group, part of the Private Wealth Management department, serves individual, corporate, pension, profit-sharing, and charitable clients with a range of financial planning and portfolio management services. The firm combines manager-traded and model-traded strategies with tax management and direct indexing, supported by internal research and technology, managing approximately $394 billion in assets as of December 2025.

Donovan Kattner is a Series 66-licensed financial advisor with six years of industry experience, currently with Fidelity Investments in Salt Lake City, UT. His prior roles include positions at Bank of America, AXA Advisors, Edward Jones, and Bank of Colorado. Outside of his advisory work, he contributes as an independent contractor to The Covered Podcast, discussing sports topics. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Paul Seibt is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding the Series 63 and Series 66 credentials and possessing 14 years of industry experience. His career includes roles at Fidelity Investments and its affiliated businesses since 2012. Outside of his advisory work, he is a member manager responsible for operations at Fifthand Partners LLC, a real estate and personal asset business based in Montana. Wells Fargo Advisors is a national securities firm managing approximately $671 billion in assets with over 14,000 financial advisors. The firm provides investment advisory, financial planning, retirement plan consulting, and brokerage services to individual, corporate, and institutional clients.

Yerard Bauza is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Bank of America, Merrill, Fidelity Investments, and E*Trade Securities. Outside of his advisory role, he owns and operates Crown Horology LLC, a business involved in the resale of watches, jewelry, bags, wallets, and leather goods. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable emphasis on including insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jonathan Smith is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2026. Prior to this, he was involved with Kona Ice of St George and ShareMy.Health, and has run a business called 3D Possibilities since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics.

Jacob Lyman is a financial advisor at Fidelity with Series 63 and Series 66 designations and four years of industry experience. His prior roles include positions at Nexstar/ABC4 and Nordstrom. Outside of his advisory work, he operates a seasonal property cleaning business in Salt Lake City. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Morgan Lindsay is a CFP® professional at Charles Schwab with eight years of industry experience. Prior to joining Charles Schwab in 2023, Lindsay worked for six years at Signal Wealth Advisors and was involved with Sleekfitness from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management solutions, combining multi-asset model portfolios with centralized custody and operational support.

Mika Wistos is a financial advisor at Fidelity with Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Fidelity Investments, Wistos worked at Valeo Home Health and Hospice and has experience in both healthcare and education sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a range of mutual funds, ETFs, and ETPs.

Shauna Rosengreen is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding Series 63, 65, and 66 designations and bringing 25 years of industry experience. Her career includes roles at Wells Fargo Advisors LLC and First Security Investor Services. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering a range of services including investment policy statement preparation, performance reporting, and participant education. The firm employs an IPS-driven, modern portfolio theory-based advisory process and offers both discretionary and non-discretionary plan management options.

Nickelos Coates is a financial advisor at Fidelity with three years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for the Salt Lake County Justice Court for 15 years. Outside of his advisory role, Coates works as an independent contractor delivering food and packages for DoorDash and Amazon Flex. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Cole Hale is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He works with families to create personalized financial road maps, focusing on customized strategies for planning and living in retirement. He serves as an ongoing contact for his clients, adjusting strategies over time to meet their changing needs. Since beginning his career at Fidelity Investments in 2007, Cole has held various positions including Financial Consultant, Retirement Relationship Manager, and Annuity Service Representative, gaining extensive experience in retirement planning and investment solutions. He holds insurance licenses in Arkansas and California.