Frank Hoeschel is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including long-term roles at Poland & Sullivan Insurance and Cetera Wealth Services, LLC. He owns and operates Poland & Sullivan Wealth Strategies Inc., an insurance services business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and a multi-manager platform.

Kimberly Martin is a financial advisor at Wells Fargo Advisors with six years of industry experience. She holds a Series 66 designation and has previously worked at CETERA Advisor Networks LLC, Minnesota Life Insurance Co, and Securian Financial Services Inc. She also has experience at Diamond State Financial Group and a background outside finance at The Greene Turtle. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, using proprietary research and planning tools to tailor recommendations.

Marc Krinsky is a Wealth Management Advisor at Merrill Lynch Wealth Management in Wilmington, Delaware. He joined Merrill in 2011 and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation, the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, and the Personal Investment Advisor (PIA) credential. Marc’s advisory approach involves a disciplined process that begins with fully understanding each client's unique needs, concerns, and priorities to develop customized wealth management strategies supported by Merrill’s research and technology resources. Marc is committed to proactive communication and client service, emphasizing the importance of regularly reviewing financial plans amid changing economic conditions. His areas of focus include college education planning, divorce transition planning, executive compensation, employee financial health, legacy planning, personal retirement planning, socially responsible and ESG investing, special needs planning strategies, tax minimization, and retirement income. Originally from New York City, Marc has resided in Wilmington for 20 years. He holds a high school diploma from Abraham Lincoln High School and a bachelor's degree from Wilmington University and is fluent in English and American Sign Language (ASL). Outside of his professional role, Marc maintains an interest in fishing, music, and photography. He is also engaged in community volunteering efforts, aligning with Merrill Lynch’s tradition of local community participation.

Ellen Powers is a financial advisor with Grey Fox Wealth Advisors, LLC and holds 25 years of industry experience. She has worked at Grey Fox Wealth Advisors since 2022 and has been with Ascend Investment Management, Inc. since 2006. Grey Fox Wealth Advisors serves individual and high-net-worth clients, small businesses, and retirement plans with discretionary investment management, financial planning, and pension/retirement-plan advisory services. The firm employs a long-term oriented investment approach combining fundamental and technical analysis to create diversified, customized portfolios primarily using low-cost mutual funds and ETFs.