Ginette Chevalier is an International Wealth Advisor at Merrill Lynch Wealth Management. Based in New York, she leads a team that serves corporate executives and business owners, primarily of European origin, providing comprehensive international wealth management tailored to complex tax situations and global financial goals. Her areas of focus include managing concentrated stock positions, company stock options, multi-currency accounts, cross-border generational and pre-emigration planning, philanthropic planning, and retirement services. Ms. Chevalier holds Personal Investment Advisor (PIA) designation and is fluent in French and English. She earned international diplomas from Institut d'Etudes Politiques de Paris and ESSEC Business School. Ms. Chevalier is involved in several professional organizations, including American Friends of IHES, Association des Amis des Grandes Écoles de France (AAGEF), French Founders, and The American Society of the French Order of Merit (ASFOM). Additionally, she participates in community activities at Saint Ignatius de Loyola.

David Schrott is a financial advisor with Wells Fargo Clearing based in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. Prior to his current role since 2016, he worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, offering a combination of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Abio Jino David Ladu Meleby is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Merrill, he worked at Dark Alpha Capital and served on the University of North Florida Board of Trustees. He has also been involved with Pekepay Remittance Services and the Universite Abdelmalek Essadi. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melissa Churchwell is a CFP® with 16 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Truist Advisory Services and Bb&T Securities. Churchwell serves as an officer and secretary on the board of the St. Johns County Industrial Development Authority, which issues tax-exempt bond financing for manufacturing and certain exempt facilities in the county. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services using analytical tools to model potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Thomas Heed is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2023, he worked at Northwestern Mutual Investment Services LLC and Ben Carter. Outside of his advisory role, Heed serves as a referee for youth lacrosse games. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and matching them to advisory programs, often utilizing third-party asset managers and sponsored advisory programs.

Candace Huston is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Petros Estate & Retirement Planning. Outside of her advisory role, she is involved in several promotional marketing activities predominantly in the beverage and event sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery, and engages in activities such as commodity pool operation and fund governance.

Collin Wright is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 65 and Series 63 licenses. He has one year of industry experience and has worked in various roles, including positions at Florida State University and Indian Rocks Christian School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver discretionary and non-discretionary advisory services, model portfolios, and fund advisory.

Lawrence Christian is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 45 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets, where he worked for 7 and 16 years respectively. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Jones is a CFP® with 8 years of industry experience, currently serving at Fidelity Investments. His work history includes roles with Fidelity Brokerage Services LLC and teaching positions with VIPkid and the Seoul Metropolitan Office of Education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, regulatory registrations, and its advisory role to multiple registered investment companies.

Eric Golden is Vice President and Financial Consultant at Fidelity Investments. In this role, he works closely with clients and their families to develop customized financial strategies that integrate various aspects of their financial lives, utilizing Fidelity's resources and technology. Eric has been with Fidelity Investments since 2016, holding several positions including Financial Consultant, Portfolio Specialist, Client Management Representative, Workplace Planning Consultant, Investment Solutions Representative, and Financial Services Representative. He holds insurance licenses in Arkansas and California. Outside of his professional responsibilities, Eric has interests in baseball, beach activities, football, military service, outdoor adventures, and volunteering.

Matthew Halfmann is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and bringing five years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC, OneMain Financial, TD Bank, and Members First Credit Union NH. Outside of his advisory work, he is a landlord managing a residential rental property in New Hampshire. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering a range of portfolio management and advisory solutions that utilize proprietary research, quantitative analysis, and algorithmic portfolio construction methods.

Darrell Sweeting is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 designation. He has been with Merrill since 2015 and concurrently works at Bank of America, N.A. since 2016. Outside of his advisory duties, he is involved part-time as an event DJ for a family business called Precision Sounds Entertainment. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pensions, corporations, and charitable organizations.

Joshua Gilliland is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. His background includes service in the United States Army from 2018 to 2022 and various roles at Fidelity Investments since 2023. He has also held positions at Louisiana State University Shreveport and the St. Johns County Board of County Commissioners. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm applies a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios using mutual funds, ETFs, and ETPs.

Clayton Maloy Jr. is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nestor White is a financial advisor with Primerica Advisors in Orange Park, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Financial Services since 2000 and has worked with PFS Investments since 1989. Outside of advisory work, he previously operated a business called Court Games, Inc. from 1979 to 2005. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and select separately managed account options in a wrap-fee structure. The firm curates third-party asset managers and uses independent due diligence and delegated trading to implement its investment models.

Melanie Gilbert is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and 26 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2000. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Philip Pouey is a financial advisor with Fidelity, holding a Series 66 designation and 13 years of industry experience. He has worked with various Fidelity entities since 2015. Outside of his advisory role, he is a partner in a real estate holding company involved in property management. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, serving a broad range of investors including registered investment companies and charitable funds.

Garrett Roberson is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, he held various roles primarily in the hospitality sector and at the University of North Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Sanford Zimmerman is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Zimmerman also serves as president of River Garden Hebrew Home, a nursing home care organization in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm employs structured planning tools and a sophisticated investment approach, managing approximately $2.74 trillion in client assets.

Michael Higgins is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Bank of America N.A., W&S Brokerage Services, Western & Southern Life, Equity Services, Inc., and National Financial Services Group. He is also a full-time financial representative at Western & Southern Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.