Michael Spencer is a financial advisor at Fitzwilliams Wealth Management Inc. with 42 years of industry experience. He holds the ChFC® designation as well as Series 63 and Series 65 licenses. His career includes roles at Tucker Asset Management LLC, AlphaStar Capital Management, LLC, Parkland Securities, and Lincoln National Life Insurance Co. He is also president of MHS Enterprises, an insurance brokerage operating since 1993. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm outsources portfolio construction and trading to third-party sub-advisors employing active strategies and maintains a multi-office practice with approximately $123.55 million in discretionary assets under management.

Tracy Whited is a financial advisor at Wealthtrak Advisors with 33 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Wealthtrak Advisors since 2001 and Wealthtrak Capital Management since 2012. Outside of advising, she is also involved in the insurance business. WealthTrak Advisors provides discretionary portfolio management, financial planning, and advisory consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios to client objectives and risk tolerance, employing both long- and short-term strategies.

Holly Rice is a financial advisor at Wealthtrak Advisors in Virginia Beach, VA, holding a Series 65 designation with seven years of industry experience. She has worked at Wealthtrak Advisors since 2013 and also has experience with Purshe Kaplan Sterling Investments starting in 2014. Wealthtrak Advisors offers discretionary portfolio management, financial planning, and advisory consulting services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios according to client objectives and risk tolerance, employing both long- and short-term strategies.

Robert Tull is a CFP® with 23 years of industry experience and has been with Tull Financial Group, Inc. since 1992. He holds a Series 63 license and is based in Chesapeake, VA. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and businesses. The firm uses a tactical asset allocation approach combining passive and active investments, offers written Investment Policy Statements, and engages in client education and retirement plan participant outreach.

Timothy Stiffler Jr. is a financial advisor at Compton Wealth Advisory Group, LLC in Virginia Beach, VA, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and AXA Advisors, LLC. Outside of advisory roles, he is involved in private investment ventures through limited and passive partnerships. Compton Wealth Advisory Group serves individuals, trusts, estates, business entities, and foundations with investment management, financial planning, and retirement-plan consulting. The firm manages a range of portfolios, including alternative investments, and offers family office services and retirement-plan participant education.

Timothy Fitzwilliams is a Series 65-licensed advisor with Fitzwilliams Wealth Management Inc. in Chesapeake, VA. He has been with the firm since 2008 and serves as owner and CEO of several related businesses, including Fitzwilliams Realestate and Fitzwilliams Tax Management. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of active third-party sub-advisor strategies and monitors client portfolios continuously, conducting at least annual reviews and regular rebalancing.

Lori Tamayo is a CFP® professional with 19 years of experience in the financial industry. She currently serves as an advisor at Gratus Wealth Advisors LLC and previously held roles at Truist Advisory Services and BB&T in various capacities. Outside of her advisory work, she is a majority owner of a small business that provides handyman and sanitation services. Gratus Wealth Advisors manages over $822 million in discretionary assets, serving individuals, nonprofits, corporations, and retirement plan sponsors. The firm uses a combination of fundamental analysis and modern portfolio theory to manage individualized portfolios with regular reviews and rebalancing.

Herbert Perlin is a financial advisor with Horter Investment Management, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, including 14 years at NEXT Financial Group and over two decades operating Perlin Rossen & Associates DBA Perlin Retirement Solutions, LLC, where he provides security solutions and sells insurance products. Horter Investment Management offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, trusts, pension plans, corporations, and insurance-company clients. The firm employs a combination of model and multi-manager portfolios, third-party money manager access, and alternative investments, with investment decisions guided by an Investment Committee.

Michael Novosel is an advisor at Fitzwilliams Wealth Management Inc. with a Series 65 designation and six years of industry experience. His work history includes multiple roles within Fitzwilliams and periods of self-employment. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm uses third-party sub-advisors for portfolio construction and trading, employing active strategies across various asset classes and maintaining ongoing account monitoring and client reviews.

Ronald Whited is a financial advisor with WealthTrak Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with WealthTrak Advisors since 1994 and has prior tenure at Purshe Kaplan Sterling Investments beginning in 2014. In addition to his advisory role, he is involved in managing an insurance services business focused on fixed insurance products. WealthTrak Advisors provides discretionary portfolio management, financial planning, and advisory consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm manages over $214 million in client assets across about 267 clients, utilizing fundamental and technical analysis, as well as a variety of trading approaches, and frequently incorporates third-party platforms for retirement plan management.

Brian Lindberg is a financial advisor at Fitzwilliams Wealth Management Inc. in Chesapeake, VA, holding a Series 65 designation with seven years of industry experience. He has worked at Fitzwilliams Wealth Management since 2021 and previously at AE Wealth Management and ADT LLC. He is also involved with Fitzwilliams Financial Inc. as an insurance agent. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of actively managed sub-advisor strategies and monitors client accounts continuously, with approximately $113.9 million in discretionary assets under management as of October 2025.

Brad Harris is a financial advisor at Bellars Harris Wealth Management with 24 years of industry experience. He holds a Series 66 credential and has previously worked at CPC Advisors, Raymond James Financial Services, Bank of America, and Merrill Lynch. Outside of his advisory work, he is the owner of BAH Enterprises, Inc. and serves as an acting trustee for Harris Brad. Bellars Harris Wealth Management is an SEC-registered investment adviser that offers discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services. The firm serves individuals, high-net-worth clients, trusts, estates, and qualified retirement plans, employing a primarily fundamental and long-term investment approach while maintaining flexibility for shorter-term trading.

Benjamin Hawkins is a CFP®-certified financial advisor with 17 years of industry experience, currently serving at Wealthtrak Advisors in Virginia Beach, VA. His prior roles include positions at Purshe Kaplan Sterling Investments and Securities America Advisors. In addition to his advisory work, he owns and operates a CPA practice providing bookkeeping and tax services. Wealthtrak Advisors offers discretionary portfolio management and financial planning services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm employs a combination of fundamental, technical, and charting analysis to tailor portfolios to client objectives and risk tolerance.

Logan Flitton is a financial advisor with Tull Financial Group, Inc. He holds a Series 65 designation and has recently transitioned from military service, having served in the U.S. Navy for six years prior to entering the financial industry. His professional experience includes roles at Standard Calibration Inc. and as a student before joining Tull Financial Group. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and employer retirement plans. The firm uses a tactical asset-allocation approach combining passive ETFs, actively managed funds, dividend stocks, and fixed income, emphasizing participant education and a multi-generation family-planning strategy.

Cheri Poston is a financial advisor at Gratus Wealth Advisors LLC with 16 years of industry experience. She holds the CFP® and Series 66 designations. Her prior roles include positions at CPA Investment Advisors and NewEdge Advisors, LLC. Gratus Wealth Advisors manages discretionary assets for individuals, nonprofit organizations, corporations, and retirement plan sponsors. The firm employs fundamental analysis and elements of modern portfolio theory to manage individualized accounts using both long- and short-term strategies.

Cline Reasor is a CFP® and Series 66-licensed financial advisor with over 21 years of industry experience. He currently serves at Gratus Wealth Advisors LLC and previously held roles at PKS Investments, NewEdge Advisors, and Truist Advisory Services. Reasor is a board member and finance committee participant for FORKids, Inc., a nonprofit focused on ending homelessness for children and families in the Hampton Roads area. Gratus Wealth Advisors manages discretionary assets for individuals, nonprofits, corporations, and retirement plan sponsors, employing both long- and short-term strategies grounded in fundamental analysis and modern portfolio theory. The firm offers asset management, financial planning, retirement plan advisory services, and manages both wrap and non-wrap accounts.

Dorothy Mannix is a financial advisor with Gratus Wealth Advisors LLC, holding Series 63 and Series 65 designations and bringing 36 years of industry experience. Her prior work includes roles at PKS Investments, Cavalier Wealth Partners, NewEdge Advisors, and Scott & Stringfellow. She serves as a managing partner at multiple firms, including Gratus Wealth Advisors and Cavalier Wealth Partners. Gratus Wealth Advisors manages over $822 million in discretionary assets and serves individuals, nonprofit organizations, corporations, and retirement plan sponsors. The firm employs fundamental analysis and modern portfolio theory in managing individualized accounts and offers a range of services including asset management, financial planning, ongoing consulting, and retirement plan advisory.

Josef Mehall is a financial advisor with Advisory Alpha, LLC, holding a Series 65 credential and no prior industry experience. He has entrepreneurial experience through his ownership of Ideas by Mike LLC, a firm providing financial services, consulting, and education, as well as Mehall Financial LLC, which focuses on fixed insurance product sales. Advisory Alpha serves a diverse retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and manages a broad range of managed portfolio series using a primarily fund-of-funds approach.

Terry Crawford is a CFP® with eight years of industry experience, currently serving as an advisor at Procyon. His work history includes roles at PROCYON Advisors, Procyon Institutional Partners, Pivotal Planning Group, America's Auto Auction, Regent University, and Tull Financial Group. Outside of financial advising, he is the CFO of Peleton Entertainment, LLC, where he manages accounting functions. Procyon serves a diverse client base, including individual and high-net-worth households, institutional investors, and retirement plans. The firm’s investment approach is long-term and fundamental-analysis driven, utilizing mutual funds, ETFs, individual equities, and fixed income, and offers both discretionary and predominantly non-discretionary portfolio management.

Samantha Calhoun is a financial advisor at Gradient Advisors, LLC with a Series 65 designation and one year of industry experience. Her prior work includes roles at Legacy Financial Planning and Insurance Services and First Signature Mortgage, as well as nine years operating Sculpting Strength LLC, a fitness-related business. Gradient Advisors provides investment management, financial planning, and consulting services to a diverse client base, working primarily through third-party money managers and Investment Advisor Representatives with a largely non-discretionary operating model.