Mc Cree Stults is a financial advisor at Commonwealth Financial Network with five years of industry experience. He holds the Series 66 designation and has been with Commonwealth and J Phillips Investments since 2019. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm offers a variety of advisory programs and services, including wealth management and retirement plan consulting, and provides operational, trading, technology, and compliance support to affiliated advisors.

John Hall is a financial advisor with Truist Advisory Services in Lakeland, FL, holding the CFP® designation and Series 63 and 65 licenses. He has 21 years of industry experience, including roles at SunTrust Bank and its affiliated advisory and investment services prior to Truist. He serves as a board member on the WEDU PBS Community Advisory Board, participating in programming discussions. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Jonathan Hunt is a CFP® and ChFC® with 24 years of industry experience. He has been with Independent Financial Partners since 2021 and previously worked for Northwestern Mutual in various capacities from 2008 to 2021. Outside of his advisory role, Hunt owns an insurance agency and is involved in travel consulting and photography. He also serves as secretary and treasurer of a homeowners association in Winter Haven, Florida. Independent Financial Partners is a nationwide enterprise supporting a multi-advisor platform with over 260 advisors and more than $12 billion in assets under management. The firm offers investment advisory, financial planning, trust, and retirement-plan services, with a notable focus on retirement-plan advisory and pension consulting.

Christie Morrison is a ChFC® and Series 66-licensed financial advisor with two years of industry experience. She is currently with Truist Advisory Services and previously worked at Edward Jones. Outside of her advisory role, she is involved with Fleet Feet, a retail business specializing in running shoes and apparel, where she fits customers for footwear. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses both discretionary and non-discretionary manager relationships supported by third-party platforms and emphasizes inter-affiliate integration within the Truist enterprise.

Laura Capporelli is a financial advisor at PNC Wealth Management with 18 years of industry experience. She holds a Series 66 designation and has been with PNC Investments since 2014. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online model account available by invitation only to employees. The firm employs algorithmic risk assessments and uses approved model strategies executed via mutual funds and ETFs, with portfolio implementation delegated to third-party managers.

Benjamin Woods is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66 and Series 63 licenses and six years of industry experience. His prior work includes roles at Wells Fargo Bank and Wells Fargo Clearing. He is currently based in Davenport, FL. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through various managed advice programs, relying heavily on Morningstar Investment Management for portfolio construction and oversight. The firm manages a large client base with a focus on non-discretionary assets and operates within the broader Transamerica/AEGON group.

Anthony Locascio is a CFP® with 43 years of industry experience, currently serving as an investment advisor at Kestra Advisory since 2016. He has been affiliated with Kestra Investment Services since 2001 and has operated Bishop, Ortiz & LoCascio Associates since 1984. Locascio is also a board member of E.C. Apartments and a member of the Winter Haven Rotary Club. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, offering services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions. The firm serves large institutional investors, including sovereign wealth funds, and manages approximately $79.8 billion in assets.

Gabriel Rodriguez Gomez is a financial advisor with Empower Advisory Group, holding a Series 66 credential and beginning his industry career in 2026. He has prior experience with Empower Financial Services, Inc. and Admiral Metical. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s administrative platforms. The firm emphasizes long-term portfolio returns and client savings rates over short-term forecasts and serves a large participant base relative to its advisor count.

Julie Phillips is a financial advisor with Commonwealth Financial Network in Winter Haven, FL, holding a Series 66 designation and 23 years of industry experience. She has operated J. Phillips Investments, LLC since 2008 and serves as a power of attorney and successor trustee for multiple family-related trusts. Outside of advisory work, she is a co-owner of Phillwell & Associates, LLC, an entity involved in real estate management. Commonwealth Financial Network supports a national network of approximately 2,950 advisors, providing a range of advisory programs, technology, and operational support. The firm offers various investment management solutions, including discretionary model portfolios and personalized indexing options.

Nicholas Menzies is a financial advisor with Truist Advisory Services in Lakeland, FL, holding a Series 66 designation and two years of industry experience. He previously worked at Ameriprise Financial Services and Edward Jones, and spent over a decade with Polk County Public Schools. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, implementing advice through a combination of discretionary manager relationships and non-discretionary consulting. The firm integrates inter-affiliate services and utilizes AI-enabled tools for research and manager oversight.

Michael Bono is a CFP® professional with nine years of experience in financial advising. He is currently with Wealth Enhancement Advisory Services, LLC and previously worked at Lake Tahoe Wealth Management, Inc. and BCK Partners, Inc. Wealth Enhancement Advisory Services serves individuals, high-net-worth clients, corporations, and retirement plans by providing financial planning, asset management, and retirement-plan consulting. The firm manages over $122 billion in regulatory assets and employs a diversified, risk-class based investment approach combining passive and active strategies overseen by an internal Investment Committee.

Steven Harris Jr. is a financial advisor with Truist Advisory Services, holding a Series 66 designation and bringing 18 years of industry experience. He has worked with Truist Advisory Services since 2016 and Truist Investment Services, Inc. since 2014. Outside of his advisory role, he is president of Harris and Co. Investment Group LLC, which manages a second home rental property in Rabun Gap, Georgia. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and a manager-selection program, utilizing a mix of discretionary and non-discretionary approaches along with third-party platforms and AI-enabled research tools.

William Dyer is a CFP® with 23 years of industry experience, currently serving as an advisor at Truist Advisory Services since 2016. He has been affiliated with Truist Investment Services since 2007. Dyer serves as a floating board member for the San Juan Ranch HOA, where he participates in overseeing community maintenance and development projects. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm utilizes both discretionary and non-discretionary approaches, supported by third-party platform and manager arrangements, and integrates services across affiliated entities to deliver its investment solutions.

Craig Eden is a financial advisor with GWN Securities Inc., holding a Series 65 credential and eight years of industry experience. His prior roles include positions at Valic Financial Advisors, PFS Investments Inc., Primerica Financial Services, Publix Super Markets, and the Polk County School Board. He is also licensed as a life insurance agent, providing term, indexed universal, and whole life insurance products. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers through a variety of managed-account programs and model portfolios on the Fidelity-supported FMAX platform.

William Smith is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Raymond James since 2005. Outside of his advisory role, he owns and operates several financial services support companies under the Life Compass brand. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public-finance work through a unique municipal advisor affiliation.

Jeffery Wallace is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Ameriprise in Lakeland, FL. He has been with Ameriprise and its affiliated entities since 2001. Ameriprise provides a retirement-income planning service designed for individuals nearing or in retirement who meet certain asset criteria, offering detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm delivers these services through a centralized consulting team using a combination of research, modeling, and automated tools, focusing on clients with Ameriprise-managed assets.

Johanna Carlisle is a financial advisor with Primerica Advisors in Lakeland, FL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Primerica Advisors since 1997 and Primerica Financial Services since 1996. Outside of her advisory role, Carlisle is co-owner and secretary of Heartland Surgical Assistants, Inc., owns a wreath-making business, BowTie Wreaths, and is co-author of the book *In Search of A Family: A Story of An International Adoption*. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Matthew Simpson is a financial advisor with Edward Jones in Winter Haven, FL, holding the Series 66 designation. He joined Edward Jones in 2025 and has a background that includes work at Florida College and Publix. Outside of his advisory role, he has monetized basketball content on TikTok. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of advisors and offers a range of discretionary and non-discretionary investment strategies and affiliated financial products.

Shannon Frady is a financial advisor with Equitable Advisors in Lake Alfred, FL, holding Series 63 and Series 65 credentials and nine years of industry experience. Prior to joining Equitable Advisors in 2018, Frady worked at AXA Advisors, PNC Bank, and Allen & Co of Florida. Equitable Advisors serves a diverse client base including individuals, high-net-worth investors, retirement plans, corporations, and charitable organizations, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Chad Jones is a CFP®-designated financial advisor with LPL Financial, based in Lakeland, FL, and has 13 years of industry experience. He has been with LPL Financial since 2019 and also has a longstanding affiliation with Allen & Co since 2012. Outside of his advisory role, he owns Warrior Combat & Fitness LLC, a local gym offering martial arts and fitness programs. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by research and model portfolios from LPL and third-party providers.