Joseph Harding is a financial advisor at Arcadia Wealth LLC in Phoenix, Arizona, holding a Series 65 credential with five years of industry experience. His prior work includes roles at Holos Financial, LLC and his own CPA firm, Harding CPA, LLC, which he has operated since 2017. Harding serves as treasurer and assistant treasurer for Phoenix United Reformed Church, where he manages the budget and participates in finance and leadership committees. Arcadia Wealth provides investment management, financial planning, and consulting services to individuals, families, and businesses, employing an academic, asset-allocation-centered approach. The firm coordinates closely with an affiliated accounting practice and offers retirement-plan consulting and discretionary asset management.

Peter Shannon is a CFP® and CFA® with 12 years of industry experience, currently serving as the sole advisor at Ebis in Phoenix, AZ. He has been with EBIS, Inc. since 2001. Ebis provides investment management, financial planning, and risk-management consulting to individuals, retirement plan sponsors, and institutional clients. The firm emphasizes tax-efficient, diversified portfolios and offers institutional-grade retirement fiduciary services alongside bespoke risk consulting and educational resources.

Samuel Castaneda Jr. is a CFP® with 20 years of experience in the financial services industry. He is the principal of Castaneda Financial Management, an independent firm he founded in 2024. His prior experience includes roles at ARQ Wealth Advisors, LPL Financial, and Zions Capital Advisors. He is also a licensed insurance agent. Castaneda Financial Management provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients. The firm uses a combination of analytical methods to implement tailored, long-term investment strategies and offers a limited range of investment instruments while maintaining a focused client base.

Keith Bolognese is a financial advisor at Alt Alpha Capital, LLC with 14 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Quad Capital, LLC since 2013. Alt Alpha Capital operates primarily as the general partner and manager of a private pooled hedge fund while also providing discretionary portfolio management for individual and high-net-worth clients. The firm’s investment process is macro-driven and data-focused, incorporating global economic, monetary, and geopolitical analysis to select asset classes and securities, utilizing both long-term and short-term trading strategies with consideration of ESG factors.

Robert Pace is the principal and sole advisor at RJ Pace Financial with 22 years of industry experience. He holds a Series 65 credential and has worked at IBM Corporation from 2002 to 2019 before founding his independent firm in 2003. RJ Pace Financial offers discretionary portfolio management and consultation services to individual investors, including retirement and taxable accounts, trusts, and family members. The firm’s investment approach is based on Modern Portfolio Theory, focusing on diversification, low-turnover passive funds, and periodic rebalancing to manage risk and pursue long-term growth and income.

Derek Sinani is the sole advisor at Ironwood Wealth Advisors, LLC in Scottsdale, AZ, holding Series 63 and Series 66 licenses with 24 years of industry experience. He has led Ironwood Wealth Advisors since 2010 and is also associated with DDBL, LLC, an inactive entity without business activity. Ironwood Wealth Advisors provides advisory services primarily to individual clients, including high-net-worth investors, offering discretionary portfolio management based on six model portfolios customized to client goals and risk tolerance. The firm combines fundamental analysis with technical trend-following and mainly uses mutual funds and ETFs, managing a concentrated book of discretionary assets.

Lawrence Moskat is a Certified Financial Planner® with 16 years of industry experience. He is the principal of Retirement Income and Inheritance Advisors, LLC, an independent firm he has led since 2009. Outside of advisory services, he operates an independent insurance sales business. Retirement Income and Inheritance Advisors, LLC serves individual and institutional clients, providing financial planning, pension consulting, and ongoing investment supervision. The firm develops customized plans and utilizes multiple analytical methods to guide investment decisions, billing through fixed fees rather than asset-based charges.

Seth Rosenberg is a financial advisor at Ability First with 11 years of industry experience. He holds a Series 66 designation and has worked previously at Capital Executive Solutions, LifeMark Securities Corp., and Capital Services Inc. In addition to his advisory role, Rosenberg owns and operates a retail industrial boot store and manages some family business interests. Ability First Financial serves high-net-worth individuals, business owners, and institutional clients by providing investment supervisory services, financial planning, and business consulting. The firm combines advisory and insurance services, employs a documented fiduciary process, and offers specialized solutions including pension consulting and plan administration.

Randolf Albers is a financial advisor with Advanced Financial Services in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has served as CEO and President of Albers Financial Group Inc. since 1989 and has been with Advanced Financial Services since 2016. Outside of advisory work, he manages an aircraft operations business and serves as president and trustee of the Albers Family Trust. Advanced Financial Services provides portfolio management, financial planning, and third-party manager selection and oversight for a diverse client base including pension and profit-sharing plans, trusts, charitable organizations, and individuals. The firm combines pension-plan consulting and manager-selection services with insurance affiliations and emphasizes fundamental and technical investment analysis without engaging in option trading, commodities, or performance-based fees.

Douglas Johnson is the sole advisor at Rockford Asset Management LLC in Anthem, AZ, holding a Series 65 credential and bringing 21 years of industry experience. He has worked at Rockford Asset Management since 2003. Rockford Asset Management provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, and retirement plans. The firm employs a primarily long-term investment approach based on fundamental analysis, creating customized asset allocations and investment policy statements for each client.

Aleksander Cupi is a financial advisor with Lifetime Investments & Insurance LLC in Peoria, AZ, holding a Series 65 designation and nine years of industry experience. He has worked at Lifetime Investments & Insurance LLC since 2016 and at Lenn Corporation since 2015. Cupi is also a licensed insurance agent with his firm. Lifetime Investments & Insurance LLC is a solo advisory practice that provides portfolio management and financial planning services primarily to individual and high-net-worth clients. The firm uses a long-term investing approach based on fundamental analysis and offers both discretionary and non-discretionary management.

James Willis is a Series 66-licensed financial advisor with 24 years of industry experience. He founded Beacon Bay Asset Management LLC in 2006 and has managed the firm since then, following prior roles at Frontline Advisors and A. G. Edwards & Sons, Inc. He also conducts educational seminars on generating income from portfolios using credit spreads on indexes. Beacon Bay Asset Management serves approximately 40 private clients, primarily individuals nearing retirement, with fully discretionary portfolio management focused on North American equities, options, ETFs, and fixed-income securities. The firm employs a combination of quantitative fundamental analysis and technical charting, emphasizes risk controls, and operates without third-party investment programs or soft-dollar arrangements.

Lisbeth Weiss is a financial advisor at Weiss Financial Services with 35 years of industry experience. She holds Series 63 and Series 65 licenses and has focused her practice on serving clients primarily in or near retirement. Weiss Financial Services is an independent, fee-only advisory firm that provides comprehensive financial planning and consulting to individuals, trusts, small businesses, and small nonprofit organizations. The firm emphasizes a non-discretionary investment approach grounded in modern portfolio theory, with a focus on retirement income, asset preservation, and tax planning.

Brian Kramer is a Series 66 licensed financial advisor with 15 years of industry experience. He has been the sole advisor and owner of Blk Financial Advisors, LLC since 2010. The firm serves individuals, including some high-net-worth clients, as well as trusts, offering financial planning and discretionary portfolio management. Blk Financial Advisors applies a mix of technical, fundamental, and cyclical analysis to construct conservative, low-turnover portfolios of stocks, bonds, mutual funds, and ETFs. The firm manages approximately $5.4 million in client assets and serves an unusually broad client base for a solo adviser, including institutional and organizational accounts such as charitable organizations, corporate, pension, and governmental clients.

Marcus Pimentel is a financial advisor at SL Capital with four years of industry experience and a Series 65 credential. He previously worked at Foundations Investment Advisors and has operated two entrepreneurial ventures, Pimentel Academic Services and Prometheus Innovations LLC, focused on academic tutoring and design/administration respectively. SL Capital provides discretionary portfolio management and wealth advisory services to individuals, trusts, estates, and business entities. The firm uses proprietary and third-party model portfolios, incorporates alternative investments, and employs a sub-adviser to manage trading, reporting, and fee billing.

Justin Krznarich is a financial advisor with Thunderbird Wealth Management, Inc. in Peoria, AZ. He holds Series 66 and Series 63 licenses and has 12 years of industry experience. His prior work includes roles at Securities America, Inc., PFG Advisors, and LPL Financial, LLC. Outside of advising, he is involved in sales of personal protection and security services. Thunderbird Wealth Management is a small advisory firm serving individuals, high-net-worth clients, trusts, estates, and select institutions. The firm employs a top-down, tactical asset allocation process that integrates fundamental and technical analysis, favors ETFs with selective equity exposure, and utilizes risk-profiling tools, while also sponsoring its own wrap fee program.

Patrick Kearns Jr. is a financial advisor at 345 Investment Advisory, LLC with 25 years of industry experience. He holds the Series 66 designation and previously worked at Equitable Advisors and Axa Advisors. Outside of advisory work, he is a partner in 345 Wealth Management, LLC and owns an insurance brokerage firm specializing in term life insurance. 345 Investment Advisory is an SEC-registered firm that provides discretionary portfolio management and advisory services to trusts, estates, charitable organizations, corporations, and retirement-plan participants. The firm focuses on plan-linked and institutional-style accounts, managing portfolios through proprietary and third-party models with a combination of fundamental and technical analysis across diverse investment strategies.

Michael Walling is a financial advisor with RBG Capital LLC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. His career includes 14 years at Triad Advisors, Inc., followed by roles at Arkadios Capital and Arkadios Wealth Advisors. Outside of his advisory work, he is involved in operating a rebath franchise and owns several PetWellClinic franchises in Maricopa County through a family holding company. RBG Capital provides asset management, financial planning, retirement plan advisory, and merger-and-acquisition consulting to individuals, high-net-worth clients, small businesses, pension and profit-sharing plans, and charitable organizations. The firm employs approaches such as fundamental and technical analysis, modern portfolio theory, and third-party manager selection for discretionary and non-discretionary accounts.

Jarrod Rice is a financial advisor at Essential Investing with a Series 65 designation and has been with the firm since 2024. He also serves as a special projects manager at Mercy Care, a nonprofit agency where he oversees administration of federal and state grant funding. Essential Investing provides investment advice and integrated financial planning primarily to individual and high-net-worth clients, as well as foundations and charitable organizations. The firm combines passive indexing with tactical opportunities, focusing on diversified, tax-efficient, low-cost core holdings while incorporating alternative investments for targeted risk exposure.

Jacob Chaparro is a financial advisor with Zenith Investment Management, LLC, holding Series 63 and Series 66 designations and bringing 17 years of industry experience. His prior roles include positions at TD Ameritrade, Fidelity, and several advisory firms. Zenith Investment Management is a boutique wealth management firm serving individuals—including high-net-worth clients—and institutional investors. The firm offers comprehensive financial planning, discretionary portfolio management, and consultation services, employing customized, goals-based planning and a mix of fundamental and technical analysis alongside strategic asset allocation and alternative investments.