Victor Sokul III is a CFP®, ChFC®, and holds a Series 66 license with eight years of industry experience. He has worked with First Command Advisory Services and its affiliated entities since 2017, following prior roles at Cintas Corporation. He serves as treasurer on the board of a local homeowners association in Pensacola, FL. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects model portfolios and third-party managers from approved lists.

Jeffrey Endecott is a financial advisor with Ameritas Advisory Services, LLC who holds Series 65 and Series 63 licenses and has 13 years of industry experience. He previously worked at First Command Advisory Services and FullLife Financial Planning. Outside of finance, he is involved in firearm and ammunition manufacturing as a professional shooter and advisor with CAM- Chamber Arms Manufacturing. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individuals, retirement plans, charitable organizations, and corporate clients. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by an investment committee and multiple custodial platforms.

Savannah Arnold is a financial advisor at J. W. Cole Advisors, Inc. in Pensacola, FL, holding a Series 66 credential and with five years of industry experience. Her prior roles include positions at Ameriprise, NPC Financial, Bank of America, Merrill, and several other firms. J. W. Cole Advisors operates a large network of independent Investment Adviser Representatives, providing fee-based portfolio management, financial planning, retirement plan services, and access to multiple investment platforms for individual, high-net-worth, and institutional clients. The firm employs a variety of investment strategies and offers both discretionary and non-discretionary account management.

Heatherann Bozeman is a financial advisor with First Command Advisory Services in Pensacola, FL, holding Series 65 and Series 63 licenses with two years of industry experience. Prior to her current role, she worked for the Escambia County School District for ten years. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Dr. Alfredo Gerardo Discepolo is a financial advisor with Eagle Strategies (NY Life) based in Pensacola, FL, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at several firms including Latino & American Financial Group, LLC, New York Life Securities LLC, and MassMutual Life Insurance Co. Outside of his advisory role, he is a partner-consultant at Castaneda-Discepolo Consulting LLC. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm offers tailored advice across multiple program types, including fee-based hourly advice and co-advisory relationships, primarily managing assets on a non-discretionary basis for individual and institutional clients.

Dexter Leger is a financial advisor with Empower Advisory Group in Gulf Breeze, FL, holding a Series 66 designation and six years of industry experience. His prior experience includes roles at Valic Financial Advisors and Edward Jones, among others. Outside of advisory work, he occasionally works as a weekend rideshare driver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage account holders. The firm’s approach integrates proprietary and third-party planning methodologies focused on long-term portfolio returns and client savings rates, delivered through a large-scale platform tied to Empower’s recordkeeping and administrative services.

Wendy Kickhofel is a financial advisor at Valic Financial Advisors with 15 years of industry experience. She holds a Series 66 designation and has worked at Valic Financial Advisors since 2018. Prior to that, she was with Money Concepts Capital Corp from 2016 to 2018 and AGIA since 2022. Outside of her advisory work, she manages a rental property as a sole proprietor. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and consulting services through a large network of advisors, utilizing discretionary unified managed accounts and third-party UMA model managers.

James Lawrence is a financial advisor with First Command Advisory Services, holding a Series 66 designation and beginning his advisory career in 2026. His background includes roles at multiple First Command entities as well as experience with Lionheart Merchant Advocates LLC and NetSimple. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs using model portfolios and third-party managers selected by a centralized Investment Management Team.

James Palmiotto is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and nine years of industry experience. He has been with Bankers Life Advisory Services since 2018 and has a long-standing background with affiliated entities dating back to 2012. Outside of advisory work, he is involved in insurance sales and training as a USV/Satellite Manager and insurance agent with Bankers Life & Casualty, and he owns JPALMS INC, a business established for managing his insurance operations. Bankers Life Advisory Services, Inc. provides discretionary portfolio management, investment consulting, and retirement plan consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Bailey Hargrave is a financial advisor at Truist Advisory Services with two years of industry experience. He holds a Series 66 designation and has prior work experience at Amazon and Automatic Data Processing. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm utilizes a mix of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Ronald Rowell is a Series 66-licensed financial advisor with nine years of industry experience, currently with Independent Financial Partners. His career includes previous roles at LPL Financial, Edward Jones, Kestra Investment Services, and Kestra Advisory Services. Outside of advising, he is a business owner involved in a retail restaurant enterprise. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform that serves individual, charitable, corporate, and high-net-worth clients, offering both decentralized and centralized investment strategies with a notable focus on formal retirement-plan advisory and pension consulting services.

Stephen Pederson is a financial advisor with Eagle Strategies (NY Life) based in Pensacola, FL. He holds the Series 66 designation and has four years of industry experience. His prior work includes roles at Raymond James Financial Services Advisors and Gulf Winds Credit Union. Eagle Strategies serves a broad mix of individual and institutional clients, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm provides tailored advice utilizing multiple program types and primarily manages assets on a non-discretionary basis.

Thomas Dietrich is a financial advisor at Truist Advisory Services with 26 years of industry experience. He has been with Truist Advisory Services since 2016 and Truist Investment Services since 2010. Dietrich holds the Series 63 and Series 65 designations. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers asset allocation and investment policy analysis, plan sponsor fiduciary support, participant advice, and a manager-selection program combining discretionary and non-discretionary strategies.

Bradley Keel is a CFP® professional with six years of industry experience, currently serving at Benjamin F. Edwards & Company, Inc. since 2019. Prior to his financial advisory role, he worked for nearly a decade at California Pacific Medical Center and is involved in health coaching as an independent consultant through his own venture, Keeling It for Life. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer that serves a diverse client base including individuals, pension and profit-sharing plans, and institutions. The firm offers comprehensive fee-based wrap programs and investment management strategies, employing a blend of proprietary, advisor-managed, and third-party models overseen by an Investment Strategy Committee.

John De Busk is a financial advisor with First Command Advisory Services in Pensacola, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with First Command Advisory Services since 2015 and has worked at affiliated First Command entities since 2010. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs featuring centrally managed model portfolios and third-party managers selected by an internal Investment Management Team.

Lindsay Heyman is a CFP® certificant with eight years of industry experience, currently serving with Concurrent Investment Advisors, LLC. Her prior roles include positions at Raymond James Financial Services and UBS. Outside of her advisory work, she is involved as a seasonal rowing assistant coach at the Episcopal School of Dallas and operates an e-commerce business selling everyday products. Concurrent Investment Advisors, LLC is a multi-team SEC-registered firm serving individuals, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term investment portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors.

Jane Doyle is a CFP® professional with 32 years of industry experience, currently serving at Oppenheimer since 2005. Prior to joining Oppenheimer, she worked at Morgan Stanley Dw Inc. for seven years. Outside of her advisory role, she is the author and promoter of a forthcoming book titled *You Heal You* and manages related ventures including a blog sharing stories from a spiritual center in Brazil. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, and IRAs. The firm offers a range of programs across equity, balanced, and fixed-income portfolios, with both discretionary and non-discretionary advisory services supported by strategic asset allocation and manager selection.

Russell Morrison is a financial advisor with Truist Advisory Services and holds Series 63 and Series 66 licenses. He has seven years of industry experience, including roles at Truist Investment Services and TD Ameritrade. Prior to entering the financial sector, he worked in the outdoor living industry. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools.

Rance Morgan Jr. is a financial advisor with Valic Financial Advisors in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. He has worked at Valic Financial Advisors since 2013 and is also associated with Agia. Outside of his advisory role, he engages in woodworking, fabricating raw lumber into home decor through his business, Dusty Boots Woodcraft. Valic Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction and managing approximately $26.4 billion in discretionary assets.

Jesse Wickham is a financial advisor with Valic Financial Advisors in Pensacola, FL, holding Series 65 and Series 63 licenses and 11 years of industry experience. He has been with Valic Financial Advisors since 2015 and also works with Agia in a non-securities insurance capacity. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and discretionary unified managed accounts using Envestnet’s platform, operating at scale with over 1,200 advisors and approximately $29.2 billion in assets under management.