Todd Frank is a financial advisor with Frank Financial Advisors in Carlsbad, CA, holding the PFS™ and Series 66 designations and bringing 25 years of industry experience. He has been with Frank Financial Advisors since 2008. Outside of his advisory role, he is licensed to sell non-variable life, health, and disability insurance products. Frank Financial Advisors provides discretionary asset management, financial planning, and consulting services to a diverse client base, including high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs primarily no-load or low-load mutual funds and ETFs, using both fundamental and technical analysis across long- and short-term strategies.

Shaun Cornell is a CFA® charterholder and Series 65 licensed advisor with six years of industry experience. He is the principal at Cornell Capital Group LLC, where he has worked since 2019. Prior to this, he held roles at Compass Inc and SMBP. Outside of finance, Shaun is a self-employed musician and composer. Cornell Capital Group provides portfolio management services to a select group of high-net-worth individuals, focusing on customized Investment Policy Statements and discretionary oversight. The firm employs a blend of fundamental analysis, quantitative models, and modern portfolio theory, with an emphasis on equities and the use of derivatives and options within separately managed accounts.

Nick Bartolo is a CFA® charterholder with five years of industry experience. He is currently an advisor at Essential Partners LLC and has prior experience with HKK Capital, Rational Capital, and International Value Advisers. Bartolo is also a managing member of Rational Capital, an early-stage investment business. Essential Partners LLC provides discretionary asset management and financial planning services to high-net-worth individuals, trusts, estates, and charitable organizations. The firm employs a bespoke investment process focused on global diversification and an economic-environment framework, combining active and passive strategies with fundamental analysis.

Carolina Ortiz is a CFP® professional with 21 years of industry experience, currently serving at Shared Vision Wealth Group since 2023. Her prior roles include positions at Northwest Asset Management and USAA, where she worked in various financial planning and investment management capacities. Shared Vision Wealth Group advises both individual and institutional clients, offering customized investment management, financial planning, and retirement-plan advisory services. The firm combines fundamental and cyclical analysis with modern portfolio theory and is noted for its retirement-plan capabilities and use of derivatives and options strategies.

Bradley Sayre is a CFP® and Series 66 licensed financial advisor with 19 years of industry experience. He is currently with Shared Vision Wealth Group and has previously worked at Northwest Asset Management and USAA-affiliated firms. Shared Vision Wealth Group provides investment management, financial planning, and retirement-plan advisory services to individuals, family offices, and institutional clients. The firm employs a diversified investment approach incorporating fundamental analysis, modern portfolio theory, and cyclical analysis, and it offers specialized services including ERISA 3(38) discretionary management and the use of derivatives in managed accounts.

Jeffrey Vistica is a CFP®, ChFC®, and Series 66-registered advisor with 23 years of industry experience. He has been with Vistica Wealth Advisors, LLC since 2008. In addition to his advisory role, he is a licensed insurance agent, assisting clients with insurance reviews and new policies as part of comprehensive wealth management planning. Vistica Wealth Advisors serves individual and high-net-worth clients as well as participant-directed employee retirement plans, focusing on long-term, asset-allocation strategies that primarily use passively managed and index-based mutual funds. The firm offers customized portfolios and investment policy statements, incorporates portfolio modeling and routine rebalancing, and manages accounts on a discretionary basis.

Thomas Stout is a CFP® and Series 65 registered financial advisor with 12 years of industry experience. He has been with Stout Capital Management LLC since 2013, where he is one of two advisers at the firm. Stout Capital Management LLC provides investment management, comprehensive wealth management, and financial planning services to individuals, trusts, and company retirement plans. The firm serves both middle and high-net-worth clients, using a portfolio approach based on modern portfolio theory, asset allocation, and global diversification with low-cost mutual funds and ETFs.

Shelley Murasko is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with Wealthrise Financial Planning, LLC since 2016. Outside of her advisory work, she has a minor involvement in real estate rental activities. Wealthrise Financial Planning serves individual and high-net-worth investors, with a focus on working with women regarding financial empowerment, longevity, and long-term care planning. The firm employs an evidence-based, tax-aware investment approach that emphasizes low-cost, low-turnover, long-term buy-and-hold portfolios primarily composed of passively managed funds with factor-aware tilts and integrates behavioral considerations alongside statistical financial planning.

Justin Reckers is a CFP® professional with 20 years of experience in the financial advisory industry. He is the owner of Fonte Financial Advisors, a firm he has been associated with since 2015, and has held prior roles at Calton & Associates and Girard Securities. Reckers also manages Reckers Group, LLC, providing specialized divorce financial planning and forensic accounting services. He serves as a trustee for the National Multiple Sclerosis Society, participating in fundraising and public education efforts. Fonte Financial Advisors provides investment advisory and planning services to individuals, trusts, estates, and retirement plan sponsors, combining asset management with comprehensive financial planning. The firm employs a variety of analytical methods and tailors portfolios to client goals and risk tolerance, managing approximately $157 million in discretionary assets.

Elizabeth Mc Gill is a CFP® and holds a Series 65 license with five years of industry experience. She has worked at Pilot Retirement Advisors since 2020, following brief periods at WWM Financial and as a stay-at-home parent. Prior to her financial career, she spent five years at Executive Physical Therapy. Pilot Retirement Advisors is a small registered investment adviser serving high-net-worth and individual clients, focusing on institutional investment manager selection, retirement plan and rollover advice, and oversight of accounts managed by third-party managers rather than offering comprehensive financial planning. The firm emphasizes due diligence and manager selection, recommending various strategies through external managers and maintaining a concentrated client base.

Jeran Van Alfen is a CFP® professional with 21 years of industry experience, currently serving at Centered Financial in Carlsbad, CA. His prior roles include positions at Purshe Kaplan Sterling Investments, Seaside Wealth Management, and Anchor Bay Securities. In addition to his advisory work, he is a licensed insurance agent providing fixed insurance products. Centered Financial serves individuals—including high-net-worth and non-HNW households—as well as pension plans, charitable organizations, and business entities. The firm offers portfolio management, financial planning, and pension consulting, utilizing a mix of fundamental and technical analysis with a focus on both long-term strategies and tactical asset allocation.

Bryan Theall is a CFP®-certified financial advisor with 19 years of industry experience. He is currently with Shared Vision Wealth Group and has previously worked at Northwest Asset Management, USAA Investment Management Company, and USAA Financial Planning Services. Shared Vision Wealth Group provides investment management, financial planning, and retirement-plan advisory services to individuals, family offices, and institutional clients. The firm employs fundamental analysis, modern portfolio theory, and cyclical analysis to construct diversified portfolios, and it offers specialized services including ERISA 3(38) discretionary management for plan sponsors.

Scott Frank is a CFP®, CFA®, and Series 65 credentialed financial advisor with 18 years of industry experience. He has been with Stone Steps Financial, LLC since 2015, a fee-only advisory firm based in Encinitas, CA. Stone Steps Financial provides comprehensive financial planning and investment management primarily to individuals and high-net-worth clients, employing a passive, asset-class-based investment approach using index mutual funds and ETFs. The firm manages over $105 million in discretionary assets and offers additional services including retirement plan consulting and small-business advisory.

Jonpaul Ursick is a financial advisor at SCSC Advisors, LLC with one year of industry experience. He previously worked at LPL Financial and Deloitte. Ursick has held Series 63 and Series 65 licenses. SCSC Advisors, LLC provides asset management, financial planning, and retirement plan consulting to individual and institutional clients. The firm offers customized portfolio construction and fiduciary services, including ERISA Section 3(21) recommendations and Section 3(38) discretionary plan management.

Andrew Sontag is a CFP® with 20 years of industry experience, currently serving as an advisor at Carlsbad Wealth Advisory Group, Inc. since 2008. He holds a Series 66 designation and works out of Carlsbad, CA. Carlsbad Wealth Advisory Group offers discretionary portfolio management and comprehensive financial planning to a range of clients including individuals, high-net-worth households, trusts, foundations, and charitable organizations. The firm’s investment approach centers on asset allocation using primarily exchange-traded funds (ETFs), focusing on low expense ratios, internal diversification, and liquidity, while managing all client assets in-house.

Denise Barrett is a financial advisor with Cornerstone Wealth Advisors, Inc. in Carlsbad, CA, holding a Series 65 designation and bringing 12 years of industry experience. She is also the founder and president of Barrett Solutions Inc., a bookkeeping and payroll services business. Additionally, Barrett serves as owner and CEO of Cornerstone Family Office, Inc., a family business management firm. Cornerstone Wealth Advisors, Inc. serves individuals, trusts, estates, charitable organizations, and retirement plans, providing financial planning and discretionary investment management through a proprietary strategic asset-allocation framework. The firm also offers specialized ERISA plan services and employs fundamental and cyclical analysis with routine due diligence on third-party managers.

Chad Wauschek is a CFP® professional with eight years of industry experience, currently serving with Pathway Advisors, LLC. He is a partner at Cwick, APC, a tax and accounting firm, where he dedicates most of his time, and also a partner at Dunlap Wauschek & Elfarra CPAs. His background includes roles at Independent Financial Group and involvement in tax and accounting services alongside his advisory work. Pathway Advisors, LLC is a supported registered investment adviser serving individual and high-net-worth clients, pension and profit-sharing plans, and businesses. The firm manages approximately $58 million in assets, offering portfolio management, financial planning, and pension consulting, with a notable focus on non-discretionary asset management and coordinated tax and accounting services through affiliated firms.

Patrick Mcgill is a CFP® professional with 11 years of industry experience. He is currently with Pilot Retirement Advisors, where he has worked since 2024. His prior experience includes roles at Robertson Wealth Management LLC, Howard Capital Management, Inc., and Johnson Wealth Inc. Pilot Retirement Advisors serves individual and high-net-worth clients through discretionary investment management, focusing on selecting institutional sub‑advisers and third‑party managers. The firm operates a manager-of-managers model with a concentrated client base and emphasizes due diligence and manager selection over traditional financial planning or wrap-fee programs.

Brady Boyd is a CFP® and holds a Series 66 license with 18 years of industry experience. He has been with Coronado Investment Advisors, LLC since 2016. Outside of his advisory role, he manages a Kidokinetics franchise in San Diego that offers youth sports and recreation programs. Coronado Investment Advisors provides discretionary portfolio management and advisory services to individuals, families, trusts, corporations, endowments, and government entities. The firm uses an adaptive, active investment approach combining fundamental, technical, and statistical methods, implementing portfolios mainly through individual stocks, bonds, and ETFs.

Maxwell Wittenberg is a financial advisor at Independent Wealth Solutions with six years of industry experience. He holds a Series 65 designation and has worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company since 2019. Outside of advisory work, he has prior experience as a property manager for Wittenberg Rentals. Independent Wealth Solutions provides advisory services to individuals, corporations, and tax-qualified 401(k) plans primarily by selecting and referring third-party investment advisers and acting as a solicitor. The firm is affiliated with an insurance entity and offers pension consulting and 401(k) plan services using the Betterment at Work platform.