Troy Prober is a financial advisor with LPL Financial in Arroyo Grande, CA, holding a Series 66 credential and two years of industry experience. His prior roles include positions at Mechanics Bank, Edward Jones, and Bank of America. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management options.

Moyses Muguira is a financial advisor at Edward Jones with 13 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets, offering a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices.

Jessica Fetcho is a financial advisor at Edward Jones with a Series 66 designation and 13 years of industry experience. She has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets under management through a broad network of advisors and branch offices, offering various investment strategies and fiduciary advisory services.

Roman Quisol III is a financial advisor at Ameriprise with 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005 and holds the Series 63 designation. Based in Santa Maria, CA, he provides financial advisory services through a large institutional firm. Ameriprise offers a retirement-income planning service aimed at individuals with at least $1 million in net investable assets and $500,000 in Ameriprise-managed accounts. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary, written Recommendation Reports that support retirement income planning.

Wesley Carlson is a CFP®-certified financial advisor with Edward Jones, where he has worked since 2012. He has 13 years of industry experience and holds the Series 66 designation. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carlos Zepeda is a financial advisor at Merrill with Series 63 and Series 66 credentials and three years of industry experience. He has previously worked at J.P. Morgan Securities and Pacific Western Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated into Bank of America’s broader platform, providing access to a wide range of financial products and services.

Janice Borsch is a financial advisor with Cetera, holding a Series 66 designation and over 20 years of industry experience. She has worked with Avantax and BT Wealth Management Services, among other firms, and maintains her own CPA practice focused on accounting and tax preparation. Borsch serves as a board director for the Ian M Hassett Foundation, participating in meetings and fundraising activities. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management options and access to third-party money managers.

Jerry Gunn is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 45 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering investment solutions that include insurance-related vehicles and bank deposit sweep options.

Edward Murray is a financial advisor with Morgan Stanley in Santa Maria, CA, holding Series 63 and Series 66 licenses and having 23 years of industry experience. He has worked at Morgan Stanley and its related entities since 2007. Outside of his advisory role, he serves on the board of the Boys & Girls Club of Santa Maria and is an assistant boys' golf coach at St. Joseph High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and advanced modeling tools, providing advisory services without individual security recommendations as part of its standalone plans.

Alid Gonzalez is a financial advisor with LPL Financial based in Santa Maria, CA, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Wells Fargo, Edward Jones, and JP Morgan Chase. Outside of his advisory work, Gonzalez is involved with CountryWide Management, Ltd., a real estate rental business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by research and model portfolios.

Heather Allen is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and three years of industry experience. Her background includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Bankers Life Securities, Inc., and Bankers Life & Casualty, Inc. She is also involved in health insurance services through Beach Life Financial & Insurance Services. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that includes brokerage and insurance products.

Steven Burdick is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Securities America Advisor, Inc. from 2008 to 2024. Outside of his advisory work, he serves as a business manager for an educational tutoring and enrichment company and acts as an independent agent marketing a not-for-profit healthcare sharing program. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm employs firm-provided asset-allocation tools and supports various advisory platforms, including access to third-party money managers and unified managed accounts.

Allison Estes is a financial advisor at Edward Jones with a Series 66 credential and two years of industry experience. She has been with Edward Jones since 2016 and previously worked with the Santa Maria Valley Humane Society. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds, operating under a fiduciary standard.

Jacob Allen is a financial advisor at Edward Jones with four years of industry experience. He holds the Series 66 designation and previously worked at Ramsey Solutions. Outside of his advisory role, he is the founder and owner of a meal planner app, which is currently maintained primarily by his wife. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

David Gaddis is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2001. He is based in Pismo Beach, CA, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved as a non-managing member or owner in several business ventures, including a local restaurant and multiple rental properties in the San Luis Obispo area. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and is notable for its large network of advisors and branches, as well as its affiliated capabilities beyond traditional advisory services.

Bruce Altheide is a CFP®-designated financial advisor with LPL Financial, based in Santa Maria, CA, and has 38 years of industry experience. He has been affiliated with Linsco/Private Ledger Corp. since 1998. Outside of his advisory work, he is involved in tax preparation and accounting for Coasthills Credit Union and performs financial institution duties at the same credit union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement consulting, and brokerage services with discretionary and non-discretionary management options.

Kenneth Recchia is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and offering both discretionary and non-discretionary investment services.

John Watson Jr. is a financial advisor with Raymond James Financial in Arroyo Grande, CA, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He has been with Raymond James Financial Services, Inc. since 1989 and with Raymond James Financial since 2009. Outside of his advisory work, he rents office space to his son's business through a separate investment entity. Raymond James Financial Services Advisors, Inc. serves a broad client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by firm research and a range of implementation options.

Andrew Paul is a CFP® with eight years of industry experience, currently serving as a financial advisor with Edward Jones since 2018. Prior to joining Edward Jones, he was involved with 1stPhorm, International as an independent sales representative and worked at Paul Farm Management, Inc. and Texas Tech University. Edward Jones is a full-service wealth management firm serving millions of individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated financial services through a nationwide network of advisors and branch offices.

Robert Ohanian is a financial advisor with Wells Fargo Advisors based in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has worked with Wells Fargo Advisors and related entities since 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations.