Taylor Clement is a CFP® professional with 11 years of experience in financial advising. He is currently with Cetera and has previously worked at Commonwealth Financial Network and Edward Jones. Outside of his advisory career, he serves as mayor of the Town of Southern Pines and is involved in entrepreneurial ventures including a yoga studio and a business called Casino Guitars. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party managers.

Judson Bullard is a financial advisor with Wells Fargo Clearing, holding the Series 66 designation and based in Pinehurst, NC. He has experience at multiple financial institutions, including Uwharrie Bank and First Citizens Bank, and has also worked in educational roles from middle school through university levels. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm includes a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options, and acts as an ERISA fiduciary in its advisory services.

Troy Spence is a financial advisor with Edward Jones in Pinehurst, NC, holding Series 63 and Series 66 credentials and 23 years of industry experience. He has been with Edward Jones since 2002. Outside of his advisory role, he officiates high school football games in Iowa and serves as a trustee for Calvary Baptist Church. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment programs. The firm manages over $1 trillion in assets and offers both discretionary and non-discretionary strategies through a large network of financial advisors and branch offices nationwide.

Steven Menendez is a financial advisor with Wells Fargo Clearing in Pinehurst, NC, holding Series 63 and Series 65 designations and 39 years of industry experience. He has been with Wells Fargo Clearing since 2016. Menendez serves on the Finance and Investment Committee for FirstHealth of the Carolinas and the Finance and Planning Committee for Mid South Club POA. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages substantial assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Tia Chick is a financial advisor with Raymond James Financial, holding a Series 66 designation and five years of industry experience. Prior to joining Raymond James in 2026, she worked at Edward Jones for six years and has a background in real estate sales with Berkshire Hathaway Home Services. Outside of her advisory role, she provides notary public services at no charge and owns a horse boarding business. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele that includes individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning supported by analytical tools and maintains specialized programs such as municipal advisory services and employer SIMPLE IRA consulting.

William Wick is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 43 years of industry experience. He previously worked at UBS Financial Services from 2008 to 2020 before joining Wells Fargo in 2020. Outside of his advisory role, he has a 25% ownership interest in a real estate development company, Trout River Properties, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Michael Kostich Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His prior affiliations include Parker Lane LLC and H.D. Vest Advisory Services, where he worked for nearly three decades. Outside of advising, he is involved in tax preparation and accounting through a CPA practice in Pinehurst, NC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a variety of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Katherine King is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and seven years of industry experience. She previously worked at Jordan Price Wall Gray Jones & Carlton, PLLC for five years before joining Wells Fargo in 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Richard Palmer is a financial advisor at Stifel with 33 years of industry experience. He has held his current position at Stifel Nicolaus & Co Inc since 2009. Palmer holds Series 63 and Series 65 licenses. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group that informs asset allocation and financial planning analyses.

Chemerin Gregg is a CFP® with 14 years of industry experience, currently serving as a financial advisor at LPL Financial since 2020. Prior to joining LPL, Gregg worked at Parker Lane LLC and Wealth Planning Advisors Inc, among other firms. Outside of advisory work, Gregg is involved in a tax preparation and accounting business and holds an outside employment position at Bonefish Grill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and oversight of substantial discretionary assets.

Samanthia Smith is a financial advisor at Raymond James & Associates with 28 years of industry experience. She holds the CFP® and Series 66 designations. Her prior experience includes roles at LPL Financial, Fidelity Bank of NC, Truist Advisory Services, and BB&T. Outside of her advisory work, she serves as treasurer for a nonprofit organization supporting low-income people with dementia. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Kenneth Heaney is a financial advisor with Osaic Wealth, Inc. based in Southern Pines, NC. He holds Series 63 and Series 65 licenses and has 23 years of industry experience. His prior experience includes roles at Securities America Advisors, Inc., SSN Advisory, Inc., and National Planning Corporation. Heaney also operates K2 Financial, a DBA focused on term life insurance policies. Osaic Wealth serves a broad range of clients including individual investors, institutions, pension plans, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage diverse portfolios across multiple investment vehicles.

Patrick Bria is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and 27 years of industry experience. He has worked at Cetera Investment Advisers LLC and Cetera Wealth Services, LLC since 2026, and previously spent 13 years with Commonwealth Financial Network. Bria is also co-owner of Tucker Bria Wealth Strategies, a private entity facilitating securities, advisory, and insurance business. Cetera Investment Advisers LLC serves a broad client base, including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a wide range of portfolio management, financial planning, and consulting services.

Merralee Thorpe is a financial advisor with Edward Jones in Southern Pines, NC, holding a Series 66 designation and 19 years of industry experience. She has been with Edward Jones since 2007. She serves as a member of a local board of directors outside of her advisory role. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a broad network of advisors and offers a range of discretionary and non-discretionary investment strategies, SMAs, and affiliated mutual funds under a fiduciary standard.

Betty King is a CFP® professional with 29 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She holds Series 63 and Series 65 licenses and is based in Pinehurst, NC. Outside of her advisory role, she serves as a finance committee member for Our Saviour Lutheran Church in Southern Pines, NC. Wells Fargo Advisors is a national securities firm providing a range of investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through over 14,000 financial advisors, offering both brokerage and advisory solutions and leveraging research from Wells Fargo Investment Institute and third-party sources.

Thomas Sharp is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. His career includes multiple roles within Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A., spanning over a decade. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery conversations and firm-approved tools, and it provides services through both direct client relationships and corporate financial planning agreements.

Hailey Garcia is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. She has been with Edward Jones since 2021 and previously worked at Sam's Club and Walmart. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large national network of financial advisors and branch offices.

Joseph Vaughan Jr. is a CFP® professional with 25 years of industry experience, currently serving at Stifel since 2017. He previously worked at Wells Fargo Clearing for one year. Vaughan is involved with the Patriot Foundation, a nonprofit providing scholarships to families of servicemembers affected by the Global War on Terrorism, where he holds roles as Vice President of Compliance and Treasurer. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Philip Bailey is a financial advisor at Charles Schwab with 22 years of industry experience. He holds a Series 66 designation and has worked with firms including Pottle Financial Services, Securian Financial Services, and A. G. Edwards & Sons. In addition to his advisory role, he owns Tomwin Ventures LLC, a business involved in financial services. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Barbara Lutke is a Senior Financial Advisor with Merrill Lynch Wealth Management. She focuses on creating personalized financial strategies that align with her clients’ individual goals, adapting to changing market conditions while leveraging investment insights from Merrill and banking services from Bank of America. Barbara holds the Personal Investment Advisor (PIA) designation and completed her high school education at Ridgewood High School. In addition to her professional role, she actively participates in community volunteer work, reflecting Merrill’s tradition of community involvement.