Sean Maguire is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and bringing nine years of industry experience. He has been with Commonwealth and operates Maguire Investments since 2016. Outside of his advisory role, Sean has worked as a residential real estate sales agent with Compass in San Luis Obispo, CA. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing over $210 billion in assets. The firm provides a broad platform of managed-account programs, third-party asset manager access, and custody services, supporting advisors in implementing portfolios through internal or external management.

John Paul Stornetta is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. He has been with Commonwealth since 2015 and holds Series 63 and Series 65 licenses. Outside of his advisory role, he is a co-owner of Maguire Investments, LLC. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing about $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party managers, and custody services.

Peter Giannini is a financial advisor at Independent Financial Group, LLC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including First Allied Advisory Services, INC., The Thom Group, and PRUCO Securities, LLC. Outside of his advisory role, Giannini serves as a board member of The Black Brant Group, a nonprofit, and volunteers on the board of Morro Bay Pups, a local dog park organization. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm offers financial planning and portfolio management using both firm- and third-party models, combining strategic asset allocation with active and passive investment strategies.

Edward Silva is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. He has been with Commonwealth since 2015. Outside of his advisory role, he is a co-owner of Maguire Investments, LLC, a private entity involved in securities, advisory, and insurance business. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients through a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support, enabling advisors to offer customized portfolio solutions including discretionary model portfolios and personalized indexing options.

Stacey Stanek Byars is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She has worked at Independent Financial Group since 2017 and has been associated with The Thom Group, a marketing DBA she is involved with, since 2013. Additionally, she works as an independent contractor offering various insurance products. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base that includes individuals, high-net-worth clients, trusts, corporations, pension plans, and charitable organizations. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence, offering both active and passive investment exposures across multiple risk profiles.

Travis Loughridge is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and five years of industry experience. He has been with Bankers Life Advisory Services since 2020 and has worked at Bankers Life & Casualty since 2015. Outside of advising, he serves as a Unit Field Trainer for Bankers Life & Casualty, recruiting and training insurance agents. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Patrick Corrigan is a CFP® with 12 years of industry experience, currently serving at Cerity Partners Retirement Plan Consultants since 2025. Prior to this, he worked at West Coast Financial, LLC from 2015 to 2025. Outside of his advisory role, Corrigan is a co-pilot for MarcAir, Inc., a private charter airline based in San Luis Obispo, CA. Cerity Partners Retirement Plan Consultants advises sponsors of defined contribution and defined benefit plans, providing fiduciary services, plan design, participant advice, and administrative support. The firm focuses on asset-allocation driven model portfolios and IPS-based monitoring, managing a significant portion of assets on a non-discretionary basis.

Theodore Athans is a CFP® professional affiliated with Commonwealth Financial Network, based in San Luis Obispo, CA, with 27 years of industry experience. He has worked at Commonwealth Financial Network since 2009, including time with its Wealth Management Group, and was a co-owner of WealthSpring Partners, LLC and WS Tax Services, LLC, the latter providing tax preparation services. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, offering a broad range of advisory and brokerage services including managed-account programs, third-party asset management, and retirement consulting.

Charlee Zleisy is a financial advisor at Commonwealth Financial Network with a Series 66 designation and three years of industry experience. She has been associated with Commonwealth Financial Network and Maguire Investments since 2014 in various capacities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Kurt Kennedy is a financial advisor at Independent Financial Group, LLC with 12 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for nine and eight years, respectively. Outside of his advisory role, he owns a rental property in Fortaleza, Brazil. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm offers financial planning and portfolio management using proprietary and third-party models, combining passive and active strategies across various risk profiles.

Patricia Thom is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and over 40 years of industry experience. She has worked with Independent Financial Group since 2017 and previously held roles at First Allied Advisory Services and First Allied Securities. Thom also operates The Thom Group, a marketing DBA under which she provides financial advisory services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm uses a mix of strategic asset allocation and multi-manager portfolios, combining passive and active investment strategies through both firm- and third-party models.

Jeff Hood is a financial advisor with Bankers Life Advisory Services, Inc. in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and has worked across affiliated entities since 2009. In addition to his advisory role, he manages a team of insurance agents, overseeing hiring and training, and is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analyses to create tailored asset allocations and manages portfolios across a variety of securities, with client-specific restrictions and periodic reviews.

Louis Summer is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at several firms including Maguire Investments, LLC, Wacker Wealth Partners, and Taylor Frigon Capital Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides adviser-support services such as managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Jesus Fernandez is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to understand their priorities and develop personalized strategies to pursue their short-, mid-, and long-term financial goals. He provides guidance on a range of topics including investing, retirement planning, and saving for unexpected events, and also facilitates access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Jesus brings expertise in managing complex financial priorities such as home buying, college saving, elder care, and healthcare planning. He takes a one-on-one approach to define client goals and tailor portfolio strategies accordingly, offering ongoing advice and adjustments as client needs evolve. His professional certifications include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from the University of Phoenix and communicates with clients in both English and Spanish. Beyond his professional work, Jesus is involved in his community as a girls youth softball coach and assistant. He enjoys baseball, football, music, softball, spending time with his family, volleyball, watching movies, and woodworking.

William Doukas is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with OSAIC since 1996 and also works with David Irwin and Associates. Outside of his advisory roles, he serves as a rugby coach and event coordinator for West Coast & Cal Poly Rugby, a nonprofit position. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios tailored to client needs.

Alex Sanchez is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities for 11 years before joining Wells Fargo in 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options that include both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Joel Dunbar is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Ameriprise, LPL Financial, and TD Ameritrade. He is listed as a co-owner of Legends Salon in Atascadero, CA, a business owned and operated by his wife, though he holds no active role or compensation in the salon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ranajay Ghosh is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities LLC, and New York Life, as well as experience outside the financial sector in companies such as Barycenter Foods and Guitar Center. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Efrain Vera is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he is involved in managing a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Annette Shanks is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 63 and Series 65 credentials and over 25 years of industry experience. She has worked with several firms, including Centaurus Financial Inc. and The O.N. Equity Sales Company. Outside of her advisory role, she is involved with Medallion Financial and Insurance Services, where she serves as an insurance agent and business owner. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and retirement advice solutions supported by technology and a large network of advisors.