Hamilton Neal is a financial advisor with Raymond James & Associates in Ponte Vedra Beach, FL. He holds the Series 66 designation and has 26 years of industry experience, including 16 years at Wells Fargo Advisors LLC. Neal serves on the boards of The Florida Theatre and Investing in Kids, both nonprofit organizations, and is Vice President of the St. Augustine chapter of Business Networking International. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and various organizations. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, drawing on a range of portfolio management styles supported by affiliated research and model manager options.

Marla Dozier is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 registrations and nine years of industry experience. She has worked at Merrill since 2016 and concurrently serves at Bank of America, N.A. since 2019. Outside of her advisory role, she is the owner and president of MKD Design, LLC, a decorated apparel business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Aileen De Los Santos is a financial advisor at Merrill with 4 years of industry experience and a Series 66 designation. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, and institutions.

Frances Fattori serves as a Resident Director and Wealth Management Advisor at Merrill, where she has been with the firm since 2014. She specializes in building new client relationships and delivering wealth management services to existing clients. Frances is a partner of The Callahan Pascua Group and provides expertise in a range of areas including college education planning, family wealth management strategies, institutional investment consulting, liquidity management, retirement income, tax minimization, and personal retirement planning. Frances holds the Certified Investment Management Analyst® (CIMA®) designation, awarded by the Investments & Wealth Institute™ with coursework conducted in partnership with The Wharton School, University of Pennsylvania. She also holds the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) credentials. She earned a Bachelor’s Degree in Interdisciplinary Studies covering Political Science, Communication, and Psychology from San Diego State University and a Master’s of Business Administration from Alliant International University. In addition to her professional roles, Frances is actively involved in community and professional organizations. She serves as President of the Merrill Women’s Exchange, San Diego Chapter, and is the National Chair of the Investments & Wealth Institute™ Conference Committee as of 2024. She is fluent in Tagalog and English. Outside of work, Frances enjoys music, scrapbooking, tennis, yoga, traveling, spending time with her family, writing, and watching movies.

Rachael Limandri is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds a Series 66 designation and has been with J.P. Morgan Securities since 2014, also affiliated with JPMorgan Chase Bank since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Dylan Herndon is a financial advisor at Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses with 12 years of industry experience. He has been with Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Katherine Rash is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has worked previously at Citigroup and Bank of America/Merrill Lynch. Based in Jacksonville, FL, she has been with Merrill since 2024. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Neil Hughes II is a CFP® with over 31 years of experience in the financial services industry. He has worked at Raymond James Financial Services Advisors Inc. since 2009 and co-owns Hughes Financial Partners, a company name used for branch office distinction and marketing purposes. Hughes is based in Ponte Vedra Beach, FL. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling, and supports municipal and public-finance work through its affiliation with a municipal advisor.

Rushele Baughman is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. She has been with Merrill since 1999. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Aimee Boggs is a financial advisor with Raymond James & Associates, holding Series 63 and 65 licenses and bringing 30 years of industry experience. She has worked at Raymond James & Associates since 2013 and is currently affiliated with The Gate Corporation, where she teaches yoga to club members on a part-time basis. Boggs is also a limited partner in a family partnership involved in commercial real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, pension plans, and municipal entities. The firm offers financial planning and consulting services through a non-discretionary model, supported by a wide range of portfolio management styles and affiliated research resources.

Nick Hulling is a financial advisor at Raymond James & Associates with 19 years of industry experience. He holds the Series 66 designation and has worked at Raymond James since 2019, following previous roles at Morgan Stanley Private Bank and Morgan Stanley from 2014 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Bryan S. Fazio is a financial advisor with Wells Fargo Advisors in Ponte Vedra, FL, holding the CFP® designation along with Series 63, 65, and 66 licenses. He has 28 years of industry experience, including prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He owns Fazio Asset Management, LLC, an investment-related business based in Ponte Vedra. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, utilizing Wells Fargo research and tools to develop tailored client recommendations.

Jeremy Costa is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and over 21 years of industry experience. He has been with Merrill since 2004. Outside of his advisory role, he serves as a co-trustee for an irrevocable living trust. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Amy Barrett is a financial advisor with Raymond James & Associates, holding a Series 66 designation and six years of industry experience. She previously worked at BB&T Securities for three years and was involved with Mandarin Christian Church, also known as Christ's Church, for five years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and consulting through various specialized advisory programs.

Janeesha Copeland is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2010 and 2013, respectively. Outside of her advisory role, she owns and finances a tree service business in Jacksonville, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Douget is a financial advisor at Merrill with three years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. Outside of his advisory role, he has experience in the beverage industry, including a position at St Augustine Distillery. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Shannon Scott is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and eight years of industry experience. Prior to joining Merrill and Bank of America in 2020, Scott worked at Edward Jones and was self-employed as an independent contractor. Outside of advising, Scott is the sole owner of a rental property business in High Springs, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jany Barros Tovar is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. Prior to joining Merrill, Jany held roles at Italian Terrazzo & Tile Co. of Brevard, LLC, JCA–Jewish Community Alliance, Inc., and Editora Positivo S.A. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and organizations.

Julie Pham is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Her prior work includes several roles at Arizona State University and Greenway High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Treadway is a financial advisor at Merrill with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2004 and Bank of America, N.A. since 2015. Outside of his advisory role, he serves as an officer for Treadway Rental Properties, LLC, where he monitors rental income. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.