Scot Armstrong is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 25 years of experience serving high-net-worth individuals and families. As a co-founder of his advisory team, he is involved in overall investment strategy and the selection of alternative investments. Scot focuses on client relationships that often span multiple generations, with expertise in areas including executive compensation, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, portfolio management, tax minimization, and retirement income. Scot holds a high school diploma from Salesianum High School (1986) and studied Criminal Justice at the University of Delaware. He is a Personal Investment Advisor (PIA). He resides in Hockessin, Delaware, with his wife, Kristin, and their four children. Outside of his professional duties, Scot is an avid cyclist who has competed in numerous events and enjoys spending quality time with his family at South Bethany Beach. He is actively involved in his community, serving on the Board of the Central YMCA in Wilmington and chairing the Central YMCA Spinathon fundraiser.

Louis Inglese is a financial advisor at LPL Financial with 31 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked previously at Invest Financial Corporation and First Montauk Securities Corp. alongside his current role. Inglese is involved with Liberty Planning Group, an investment-related business affiliated with LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisory and brokerage services through a large network of investment adviser representatives.

Andrew Jones is a financial advisor with Morgan Stanley, holding a Series 66 designation and five years of industry experience. His career includes multiple roles within Morgan Stanley entities since 2017, as well as a brief tenure at Assured Guaranty in 2018. He also has experience working at Bryant University from 2015 to 2020. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through direct engagements and corporate financial planning agreements.

Julie Grasso is a Series 66-licensed financial advisor with Merrill in Wilmington, DE, where she has worked since 2010. She has 14 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Fitzpatrick is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Fitzpatrick is based in Greenville, DE. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses a structured planning process supported by proprietary tools and emphasizes advisory services without individual security recommendations in standalone plans.

Jennifer Galvin is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 66 designation and has previously worked at RBC Capital Markets and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet certain net-worth criteria, using proprietary research and tools to develop personalized recommendations.

Michael Mele Jr. is a financial advisor with Wells Fargo Clearing and holds a Series 63 designation. He has 39 years of industry experience, including a long tenure at Municipal Bond Investors, Inc. since 1983. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Simon Schriever is a financial advisor with LPL Financial holding a Series 66 designation. He has less than one year of industry experience. His prior work includes positions at Covenant Wealth Strategies and various roles unrelated to financial advising. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and access to third-party asset management.

Christopher Vincent is a ChFC®-designated financial advisor with LPL Financial, based in Wilmington, DE, and has 18 years of industry experience. He has been with LPL Financial since 2011. He is also involved with Radnor Benefit, an employee benefits consulting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services through a large network of investment adviser representatives, offering financial planning, model portfolios, third-party asset management, and institutional platforms.

Maryellen Bukowski is a financial advisor with Morgan Stanley in Greenville, Delaware, and holds Series 63 and Series 65 licenses. She has 27 years of industry experience, including 13 years at Morgan Stanley. Outside of her advisory role, she operates an Airbnb rental business in Lewes, Delaware. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory services supported by firm-approved tools and models.

Jordan Fieger is a financial advisor at Merrill with 9 years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2017. Prior to his financial services career, he was affiliated with Liberty University for four years. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to a range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, with portfolio implementation tailored to client needs.

Andrew Turner is a financial advisor with Primerica Advisors in Newark, DE, holding Series 65 and Series 63 credentials and seven years of industry experience. His work history includes roles at Federal Resources and Sealing Technologies, alongside his ongoing association with Primerica Financial Services. Outside of his advisory work, he owns a startup business in the family entertainment industry. Primerica Advisors is a large-scale institutional firm managing approximately $15.5 billion in assets across a wrap-fee asset management program that serves individual, corporate, and charitable clients. The firm primarily delivers model-based investment strategies through its network of advisors and utilizes third-party managers and custodians for portfolio management and trade execution.

Eileen Stewart is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. She has worked at Wells Fargo Clearing since 2016. Outside of her advisory role, she is involved in a wine retail and consulting business in Wilmington, Delaware, where she conducts wine tastings and provides consulting services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sarah Henderson is a financial advisor with Ameriprise in Claymont, DE, holding a Series 66 designation and one year of industry experience. She previously worked at State Farm for nine years. Henderson is also a registered team member at TrueCore, LLC, where she manages an advisory business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Matthew Yaakovian is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing firm-approved tools and methodologies to assist clients in their financial decisions.

Scott Kerr is a financial advisor at Fidelity with 13 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at various Fidelity entities since 2013. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Joseph Valdrini Jr. is a Series 66-licensed financial advisor with 19 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Paytas is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2010, progressing through roles including Financial Representative, Investment Representative, and Financial Consultant. His primary focus is assisting clients in developing solid financial plans tailored to their specific financial goals. He aims to help families achieve peace of mind through his financial consulting services. Outside of his professional work, Jeffrey has interests in baseball, hiking, spending time at lakes, visiting museums, and traveling.

Les Eisel is a financial advisor with Mass Mutual Investors Services, holding Series 63, 65, and 66 licenses and seven years of industry experience. He has worked at several firms including Thrivent Financial, First State Trust Company, and Lincoln Financial. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that use firm-approved software to analyze client goals and deliver written recommendations.

Frank Hoeschel is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including long-term roles at Poland & Sullivan Insurance and Cetera Wealth Services, LLC. He owns and operates Poland & Sullivan Wealth Strategies Inc., an insurance services business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and a multi-manager platform.