Rong Gao is a CFP® professional with over 25 years of experience in the financial industry. She has worked at BNY Mellon for 24 years before joining Core Planning, LLC in 2026. Gao is based in San Francisco, CA. Core Planning provides fee-only financial planning and wealth management services primarily for individual and high-net-worth clients, along with ERISA 3(21) retirement-plan advisory services for qualified plans. The firm uses a combination of third-party model portfolios and rule-based rebalancing tools to tailor investment strategies according to client objectives and risk tolerance.

Michael Graziano is a CFP® with 22 years of industry experience, currently serving at LNW. He previously worked at Wetherby Asset Management for over two decades before joining LNW. LNW provides integrated wealth management and trust services primarily for high-net-worth individuals, families, and related entities. The firm combines investment management, wealth planning, and coordination with outside professionals to address complex, multi-entity financial needs through customized investment policies and a strategic asset-allocation framework.

Joseph Ghidossi is a CFP® professional with 16 years of experience in financial advising. He currently works at Threadline Wealth and previously held roles at Moss Adams Wealth Advisors LLC and Charles Schwab. Threadline Wealth provides wealth management, financial planning, and investment consulting services to a broad range of clients including individuals, families, business owners, and institutional clients. The firm employs a core-and-satellite investment approach with diversified allocations, integrating quantitative and qualitative due diligence and specialized strategies such as options-based hedging and tax-aware investing.

Joyce Franklin is a CFP® and holds a Series 65 license, with six years of industry experience. She has been with Mission Wealth Management, LP since 2024 and previously operated JLFranklin Wealth Planning for 25 years. Mission Wealth Management is an SEC-registered, multi-team advisory firm serving affluent individuals, families, pension plans, endowments, and retirement plan sponsors. The firm offers tiered wealth management and financial planning services, emphasizing customized, long-term strategies using a broad range of investment options and third-party sub-advisors.

Michael Yoshikami is a Certified Financial Planner® with 29 years of industry experience. He has been with Destination Wealth Management since 2000. Destination Wealth Management provides discretionary investment management and financial planning services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm employs a core-and-tactical allocation strategy informed by thematic research and macroeconomic analysis, managing over $4.1 billion in discretionary assets.

Brian Ambrose is a CFP® professional with 25 years of industry experience. He is affiliated with CreativeOne Securities, LLC and has held roles at Client One Securities, LLC and Ambrose Financial & Insurance Services LLC. He is also the owner of Ambrose Financial and Insurance Services, LLC, an insurance sales and fixed annuities firm. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and business entities. The firm combines project-based financial planning with ongoing asset management and offers a range of services including discretionary portfolio management and retirement-plan fiduciary services.

Mc Clain Marks is a financial advisor at Concorde Asset Management, LLC with three years of industry experience. He holds a Series 66 designation and has worked at Concorde Asset Management and Concorde Investment Services since 2023. Marks is also associated with Sequent Real Estate + Wealth Management and has experience in the coffee industry through his involvement with Sodoi Coffee Tasting House. Concorde Asset Management serves individual, corporate, and retirement-plan clients by offering portfolio management, financial planning, and access to third-party asset managers. The firm builds individualized portfolios using asset-allocation and model-based strategies across proprietary and third-party platforms.

Riley Barr is a CFP® and holds a Series 66 license, with 11 years of experience in the financial industry. He has worked at Freestone Capital Management, LLC since 2019 and previously at Scharf Investments, LLC from 2015 to 2019. Freestone Capital Management, LLC is a wealth management firm with 42 advisors managing approximately $11.49 billion in assets for about 2,783 clients. The firm offers discretionary and non-discretionary investment advisory services, managed accounts, and financial planning, utilizing a diversified investment approach that includes internally managed portfolios, third-party sub-advisers, and alternative investments with an emphasis on managing downside risk.

Bruce Edwards is a financial advisor at Freestone Capital Management, LLC in San Francisco, CA, holding Series 63 and Series 65 licenses with 19 years of industry experience. He has worked at Freestone Capital Management since 2020 and previously spent seven years at Parallel Advisors, LLC. Freestone Capital Management is a wealth management firm that oversees approximately $11.49 billion in regulatory assets for about 2,783 clients through a team of 42 advisors. The firm offers discretionary and non-discretionary investment advisory services, managed accounts, and financial planning, utilizing a diversified investment approach that includes internally managed model portfolios, third-party sub-advisers, and alternative investments with an emphasis on managing downside risk.

John Edelen is a financial advisor at BlueSpring Wealth Management, LLC with one year of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Bedell Frazier Investment Counselling, Inc. for 16 years. Outside of his advisory role, he is also an insurance broker with Symmetry Financial. Vector serves individuals, business owners, trusts and estates, and pension and profit-sharing plans with investment management, financial planning, and retirement plan consulting. The firm employs a customized investment process supported by its proprietary Sojourn™ application and offers specialized services including option overlays and hedging strategies for concentrated positions.

John Scarborough is a financial advisor with Summit Trail Advisors, LLC in San Francisco, holding a Series 66 credential and 20 years of industry experience. His prior experience includes roles at Barclays Capital Inc. from 2009 to 2015 and over a decade with Summit Trail Advisors and its affiliated entities. He also serves in various capacities for certain client trusts affiliated with the firm. Summit Trail Advisors serves a diverse client base including high-net-worth individuals, families, institutions, and charitable organizations. The firm employs an open-architecture investment approach focused on asset allocation, investment selection, and portfolio construction across multiple asset classes, managing roughly $20 billion with a relatively small advisor team.

Adam Simon is a financial advisor at Concorde Asset Management, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Realized Financial, Inc. and Mosser Capital Management LLC. Outside of securities trading, he serves as president of Nomisimon, Inc., a real estate consulting company. Concorde Asset Management provides discretionary and non-discretionary investment management, financial planning, and access to third-party asset management programs for a diverse client base, including individuals, corporate and charitable clients, and retirement plans. The firm emphasizes individualized asset allocation and model-based portfolio construction, offering a range of investment products and ERISA fiduciary services.

Christie Baker is a CFP® and PFS™ with 28 years of industry experience, currently serving as a financial advisor at Perigon Wealth Management, LLC since 2021. Prior to joining Perigon, she spent 10 years at Baker & Associates. In addition to her advisory role, she works as an independent insurance agent specializing in accident, health, and life insurance. Perigon Wealth Management provides customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm employs a client-focused approach, developing portfolios based on objectives and risk tolerance, and may utilize sub-advisors or turnkey asset management programs to implement investment strategies.

Trevin Epps is a financial advisor at Perigon Wealth Management, LLC with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wealth Advisors, Inc. and First Allied Advisory Services, Inc. Outside of his advisory role, Mr. Epps serves as a board member of the Children’s Dental Health Association, a charitable organization providing dental care to underserved children in San Diego, and is a partner in a professional group purchasing organization serving dentists. Perigon Wealth Management offers customized investment advisory and wealth management services to individuals, trusts, estates, businesses, charitable organizations, and banking or thrift institutions. The firm develops portfolios tailored to clients’ objectives and risk tolerance, utilizing independent managers or turnkey asset management programs when appropriate, with ongoing account monitoring and formal annual reviews.

David Pender is a financial advisor at Compound Planning, Inc. with seven years of industry experience. He holds a Series 65 designation and previously worked at Fisher Investments from 2017 to 2024 and Ent Los Gatos from 2016 to 2017. Compound Planning serves individuals, families, businesses, and retirement plans through discretionary portfolio management, financial planning, consulting, and a Turnkey Asset Management Program for financial intermediaries. The firm employs a customized, risk-based investment approach using fundamental, technical, and modern portfolio theory analysis, and offers solutions including low-cost ETFs, direct indexing, and alternative strategies through third-party sub-advisors and technology partnerships.

Ramon Polin is a financial advisor at Parallel Advisors, LLC with 24 years of industry experience. He has held positions at Parallel Advisors since 2016 and previously worked for Sensiba San Filippo Financial Advisers LLC from 2003 to 2016. His credentials include Series 63 and Series 65 licenses. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary portfolio management, financial planning, and retirement plan consulting. The firm uses a diversified investment approach that includes fundamental, technical, and cyclical analysis across various asset classes, incorporating technology platforms and adviser-only vehicles to support tax-efficient portfolio management.

Daria Victorov is a CFP® professional with nine years of industry experience. She has been with Abacus Wealth Partners in San Francisco since 2016. Abacus Wealth Partners provides financial planning, consulting, and investment management services to a diverse client base including individuals, high-net-worth clients, families, and various institutional entities. The firm employs an asset-class investing approach based on academic research, using primarily no-load mutual funds, ETFs, and passive institutional funds, while also incorporating ESG screening and private pooled investment options for qualified clients.

Lee Crocker is a CFP® professional with 19 years of industry experience. He is currently a financial advisor at RFG Advisory, LLC, where he has worked since 2018. Prior to this, he held roles at Bank of America and Merrill from 2009 to 2018. Crocker is also a founding partner of Landscape Wealth Advisors, LLC. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing about $8 billion for more than 17,000 clients, including individuals, high-net-worth households, trusts, retirement plans, and institutional accounts. The firm employs a combination of actively managed and passive strategies, direct indexing, and tax-aware approaches, and serves a range of clients including investment companies and state and municipal entities.

Timothy Mansell is a CFP®-certified financial advisor with 38 years of industry experience, currently affiliated with PFG Advisors. His prior experience includes roles at OSAIC, Securities America, Inc., and Wells Fargo Advisors. Mansell also works as an insurance agent, selling various life insurance products and annuities to his clients. PFG Advisors provides fee-based investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, retirement plans, and corporate clients. The firm uses a combination of top-down macroeconomic allocation and fundamental/technical analysis, primarily implementing exposure through index-based ETFs with periodic rebalancing.

Carson Henderson is a financial advisor at Earned Wealth Advisors, LLC with 15 years of industry experience. He holds the PFS™ designation and Series 65 license. Prior to joining Earned Wealth Advisors, he worked at Thomas Doll CPA's, PC for over 16 years. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a focus on doctors, dentists, and their practices. The firm employs a diversified, buy-and-hold investment approach supported by financial planning techniques and manages most client accounts on a discretionary basis.