David Krichevsky is a CFP® professional with 29 years of industry experience, currently advising with Cetera. He has held roles at Avantax Advisory Services and Avantax Investment Services, and has operated his own advisory business since 1994. In addition to his financial advisory work, he is president of Thales Inc., a tax preparation and accounting firm. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, supported by a large network of over 10,000 advisors and managing more than $256 billion in assets.

Jason Downey is a financial advisor with Morgan Stanley in Lake Oswego, Oregon. He holds a Series 66 designation and has 25 years of industry experience. Prior to his current role, he worked at Citigroup Global Markets and Morgan Stanley Smith Barney. Outside of his advisory work, he serves on the investment committee of the Beaverton Rotary's charitable foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions, focusing on tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and provides planning services supported by structured tools and market modeling techniques.

Chad Fensler is a financial advisor at Raymond James Financial Services Advisors, Inc. with 26 years of industry experience. He holds the CFP® and ChFC® designations and has been with Raymond James since 2014. Outside of his advisory role, he is involved in managing small business ventures related to his financial services activities and serves as treasurer for a local homeowners association. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and consulting supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Andrew Alfonso is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, retirement plan consulting, and brokerage solutions, managing approximately $671 billion in assets with a network of over 14,000 advisors.

Tobias Beck is a CFP® professional with 26 years of industry experience, currently serving at Wells Fargo Advisors since 2023. He has a long tenure within the Wells Fargo organization, including roles at Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2011. He holds ownership stakes in two investment-related ventures in Lake Oswego, Oregon. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research, tools, and simulation models, allowing clients to select how to implement tailored recommendations through various advisory and brokerage programs.

Erik Jones is a CFA® charterholder and holds a Series 63 license with three years of industry experience. He is currently with Cambridge Investment Research Advisors, having joined in 2024 after five years at Delphos and previous positions including work at Johns Hopkins School of Advanced International Studies and service with the U.S. Peace Corps. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using both proprietary and third-party strategies across multiple platform arrangements.

Diego Barrionuevo Delgado is a Financial Consultant currently working at Fidelity Investments since 2022. He has experience in financial services, having previously served as a Private Client Banker at JPMorgan Chase & Co. from 2020 to 2022. Diego holds a California Insurance License. He focuses on establishing and building long-lasting partnerships to help tailor financial goals, emphasizing transparency and a pleasant client experience throughout the process. Outside of his professional work, Diego enjoys baseball, camping, cooking and baking, family activities, social events with friends, and golf.

Andrew Miller is a financial advisor at Robert Baird & Co. in Portland, OR, holding Series 63 and Series 65 credentials with 24 years of industry experience. He has been with Robert Baird & Co. since 2014. Robert Baird & Co.’s DDK Group, where Miller works, advises individuals, families, pensions, corporations, and charitable organizations through a combination of consulting and portfolio services. The group tailors investment strategies to client goals and risk tolerances, offering a range of management options including discretionary and non-discretionary portfolios, separately managed accounts, and overlay services.

Joshua Ulmer is a Series 66-licensed financial advisor with Morgan Stanley, based in Lake Oswego, Oregon. He has 23 years of industry experience, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Ulmer participates in a Fidelity Investments group that collaborates quarterly with senior management to improve the 401(k) platform experience for financial advisors. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs, including tailored financial planning using firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Laurie Daven is a financial advisor at Fidelity with 20 years of industry experience. She holds a Series 66 designation and has worked at Principal Securities Inc. and Principal Life Insurance Company before joining Fidelity. Outside of her advisory role, she works as an independent contractor in portraiture, illustration, and writing, including both non-fiction and fiction projects. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a research-driven, algorithmic approach to portfolio construction and offers services such as discretionary management, fund advisory, and model portfolios.

Kerrick Jaquith is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Cetera and its affiliates since 2014. Outside of his advisory role, he owns and operates Western Accounting & Tax Solutions, providing accounting and tax preparation services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary authorities across multiple program structures.

Russel Stigall is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked previously at True Private Wealth Advisors and Papa Murphy's. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendations and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Luc MacKenzie is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2023. He has been with Fidelity Investments since 2020, progressing through roles including Investment Consultant, Planning Consultant, and Financial Representative. In his current role, Luc partners with clients to build and maintain financial plans by identifying goals and educating them on strategies to navigate their financial futures. Luc's professional experience encompasses comprehensive financial planning and investment consulting. He is a CFP® Professional, which reflects his commitment to adhering to rigorous standards in financial planning. His approach involves collaboration with clients to ensure they understand their financial plans and are prepared for their life outside of the market. Outside of his professional work, Luc has interests in food, golf, hiking, parenthood, and tennis.

Tyler Grant is a CFP® certificant and holds Series 63 and Series 65 licenses, with two years of experience in the financial services industry. He is currently with OSAIC and previously worked at Von Borstel & Associates, Inc., ZoomInfo, LLC, and Concordia University Portland. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, utilizing various portfolio construction tools and third-party platforms for both discretionary and non-discretionary account management.

Melanie Finkle is a CFP® professional with 13 years of industry experience, currently serving at Ameriprise in Beaverton, OR. She has been with Ameriprise and its related entities since 2011. Outside of her primary role, she manages an advisory business at Heritage Wealth Advisors LLC. Ameriprise offers retirement-income planning services for clients typically with at least $1 million in net investable assets, combining research, modeling, and tax-efficiency strategies to provide non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Kimberly Perreira is a Wealth Management Advisor with Merrill Lynch Wealth Management. She works closely with business owners and young families to develop personalized financial strategies that accommodate their busy lifestyles and focus on achieving financial independence. Kimberly emphasizes collaboration with clients' attorneys and CPAs to create integrated, efficient strategies that help clients pursue their long-term financial goals. Kimberly holds a Bachelor of Arts degree in Economics from the University of California at Berkeley. She earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation in 2002 and has over 15 years of experience in financial services. Additionally, she holds the Personal Investment Advisor (PIA) credential. Outside of her professional commitments, Kimberly volunteers within her community and enjoys activities such as bikram yoga, hiking with her children, spending time on the water, and reading.

Winfred Hayes II is a Series 66-licensed financial advisor at Charles Schwab with two years of industry experience. He has worked at multiple Charles Schwab entities since 2023 and has prior experience in the automotive sales industry. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a distinctive integrated structure with centralized custody and operational support.

Paige Wylie is a financial advisor at Fidelity with a Series 66 designation and less than one year of industry experience. Prior to joining Fidelity, Paige worked in various roles including at Oregon State University and National Corporate Housing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research and quantitative analysis to construct systematic model portfolios using mutual funds, ETFs, and ETPs.

Dana Welty is a Planning Consultant at Fidelity Investments, a role she began in 2024. She has experience in financial planning and sales, having worked previously as a Market Sales Partner from 2022 to 2024 and as a Market Sales Analyst from 2021 to 2022 at BlackRock Investments. Dana holds a California Insurance License. She is committed to fostering long-lasting relationships with her clients and emphasizes creating tailored financial plans that align with each client's unique goals. Dana aims to ensure her clients feel heard, valued, and confident throughout the financial planning process. Outside of her professional work, Dana enjoys baseball, cooking and baking, fitness, movies, music, and traveling.

Hung Butzer is a financial advisor at Charles Schwab with 7 years of industry experience. He holds a Series 66 designation and has worked at firms including Key Investment Services, Edward Jones, and Albina Community Bank. Outside of his advisory role, he is a certified National Notary Associate and works as a loan signing agent. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a large scale and integrated service model.