Thomas Goessele is a financial advisor at UBS Financial Services with 22 years of industry experience. He holds the Series 66 designation and has been with UBS since 2014. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering a range of solutions including financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, supported by proprietary research and a comprehensive platform of capital markets services.

Thulio Goncalves is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 14 years of industry experience. His prior experience includes roles at J.P. Morgan Securities, JPMorgan Chase Bank, Bank of America, and Merrill. Outside of his advisory work, he is involved with Chestnut Hill Technologies, a consulting business based in Fort Lauderdale, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory recommendations with other financial products and referral channels.

Alfred Bunge is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 66 credentials and bringing 24 years of industry experience. His prior roles include positions at AllianceBernstein L.P. and JPMorgan Chase Bank, N.A. He serves on the board of Friends of The Underline, a nonprofit focused on transforming underutilized land in Miami into a public urban park and trail. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence with an ESG eligibility framework.

Milton Ares is a financial advisor at Equitable Advisors with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Pruco Securities, LLC, Ameriprise Financial Services, Inc., and runs Ares & Company CPA PA as president. Outside of his advisory role, he is involved in several business ventures including wholesale diamond dealing, general contracting, and vacation rentals. Equitable Advisors serves a diverse client base including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and a range of asset management programs through a national network of Investment Adviser Representatives and third-party managers.

Oscar Castellanos is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. He has worked with various Raymond James entities since 2009 and previously spent nine years with Provenance Wealth Advisors. Outside of his advisory work, he is a partner in a business called Keys Decisions LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm delivers non-discretionary, tailored planning and consulting using analytical tools and supports a broad network of advisors and affiliated firms.

Grace Tenke is a financial advisor with J.P. Morgan Securities in Miami, FL, holding a Series 66 designation and four years of industry experience. Her career includes roles at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities LLC since 2022, as well as prior experience at Limani and the University of Miami. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework and offers non-discretionary services through a select group of Wealth Advisors.

Patricia Calleja Marazuela is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 designations and has been with JPMorgan Securities LLC and JPMorgan Chase Bank NA since 2016. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to support its recommendations.

Eglantine Courtiere is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Chase Bank, NA and JP Morgan Securities LLC since 2016. Outside of her advisory role, she serves as Secretary of the Finance Committee for the French American Chamber of Commerce, a nonprofit organization fostering business relations between France and the United States. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and functions, delivering recommendations on a non-discretionary basis.

Francisco Baixauli is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 licenses and nine years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC and Fortune Partners Group, LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Sandra Ferraguti is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has worked at Citigroup Global Markets and Citicorp Investment Services. Outside of her advisory role, she is an owner and partner in a real estate investment entity. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework. The firm’s advisory services are non-discretionary and delivered by a select group of Wealth Advisors.

Alberto Zizold is a financial advisor at J.P. Morgan Securities with a Series 66 designation and approximately one year of experience. His prior work includes roles at JPMorgan Chase Bank, N.A. and Capital One, N.A., as well as affiliations with the University of Florida. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

George Kakouris is a financial advisor at Wells Fargo Clearing with 50 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years with Wells Fargo Advisors LLC. Outside of his advisory role, he serves on the City of Coral Gables Code Enforcement Board and is a director of a family-owned business that consults on charter schools. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s investment approach is IPS-driven and incorporates modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Anna Whetzle Smiley is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds the Series 66 designation and has prior work experience at Coty Inc and Malin + Goetz. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Kevin Quesada is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses with 13 years of industry experience. His prior experience includes roles at Valic Financial Advisors and Agia. Outside of his advisory work, he owns a business in medical laboratory diagnostics. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and advisory services, utilizing both proprietary and third-party investment strategies.

David Romero is a Series 66-licensed financial advisor with J.P. Morgan Securities in Miami, FL, and has two years of industry experience. His prior roles include positions at Bank of America, Merrill, and Barnett Capital Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Pedro Sangronis is a financial advisor with J.P. Morgan Securities and holds a Series 66 designation. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2025. Prior to this, he held positions at Transnational Foods and Produnor SA and was affiliated with Rutgers from 2020 to 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers advisory services on a non-discretionary basis, combining institutional advisory operations with brokerage and investment management capabilities.

Michael Cardwell is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. Since 2015, he has been a partner and co-branch manager at Chapman & Cardwell PLLC and serves as president of both Chapman & Cardwell PLLC and PMC Group INC d/b/a Cardwell Capital Management, which support non-investment-related business operations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including high-net-worth individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary advisory services using risk profiling and analytical modeling, and it maintains specialized offerings such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Jorge Aresti Rodriguez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and having nine years of industry experience. He worked at UBS Oficina de Representacion Chile for seven years before joining UBS Financial Services in 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Eduardo Mendiola Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2013. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers advisory programs including tailored financial planning supported by firm-approved tools and employs a structured discovery process to develop client plans.

Alberto Peralta Ramos is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including financial planning and estate planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery conversations and firm-approved tools, with advisory services that do not typically include individual security recommendations in standalone plans.