Julie Grasso is a Series 66-licensed financial advisor with Merrill in Wilmington, DE, where she has worked since 2010. She has 14 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Fitzpatrick is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has worked with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Fitzpatrick is based in Greenville, DE. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm uses a structured planning process supported by proprietary tools and emphasizes advisory services without individual security recommendations in standalone plans.

Jennifer Galvin is a financial advisor at Wells Fargo Advisors with 10 years of industry experience. She holds the Series 66 designation and has previously worked at RBC Capital Markets and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options tailored to clients who meet certain net-worth criteria, using proprietary research and tools to develop personalized recommendations.

Michael Mele Jr. is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 38 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. He has also been associated with Municipal Bond Investors, Inc. since 1983. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Christopher Vincent is a financial advisor with LPL Financial in Wilmington, DE, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 18 years of industry experience and has been with LPL Financial since 2011. Outside of his advisory role, he receives commission shares from Radnor Benefit, an employee benefits consulting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers comprehensive financial planning, advisory programs, retirement plan consulting, and brokerage services supported by model portfolios, third-party research, and technology-driven investment approaches.

Maryellen Bukowski is a financial advisor with Morgan Stanley in Greenville, Delaware, and holds Series 63 and Series 65 licenses. She has 27 years of industry experience, including 13 years at Morgan Stanley. Outside of her advisory role, she operates an Airbnb rental business in Lewes, Delaware. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory services supported by firm-approved tools and models.

Jordan Fieger is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. His prior experience includes roles at Bank of America, N.A. and Merrill Lynch, Pierce, Fenner & Smith Incorporated. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Andrew Turner is a financial advisor with Primerica Advisors in Newark, DE, holding Series 65 and Series 63 licenses and seven years of industry experience. His background includes roles at Federal Resources and United Parcel Service, and he is the owner of a startup business in the family entertainment industry. He also engages in part-time referral activities for home security and automation products through affiliated companies. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients, operating at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management. The firm offers advisory services based on model-delivery strategies developed by unaffiliated asset managers, with support from BNY Mellon Advisors and Pershing for trade execution and custody.

Eileen Stewart is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of her advisory role, she is involved in wine retail and consulting through Premier Wine in Wilmington, DE. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Sarah Henderson is a financial advisor with Ameriprise in Claymont, DE, holding a Series 66 designation and one year of industry experience. She previously worked at State Farm for nine years. Henderson is also a registered team member at TrueCore, LLC, where she manages an advisory business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Matthew Yaakovian is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, utilizing firm-approved tools and methodologies to assist clients in their financial decisions.

Scott Kerr is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at various units of Fidelity Investments since 2013. Scott is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios, including multi-manager and fund-of-funds structures.

Joseph Valdrini Jr. is a Series 66-licensed financial advisor with 19 years of industry experience. He has worked at Merrill and Bank of America, N.A. since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jeffrey Paytas is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2010, progressing through roles including Financial Representative, Investment Representative, and Financial Consultant. His primary focus is assisting clients in developing solid financial plans tailored to their specific financial goals. He aims to help families achieve peace of mind through his financial consulting services. Outside of his professional work, Jeffrey has interests in baseball, hiking, spending time at lakes, visiting museums, and traveling.

Les Eisel is a financial advisor with Mass Mutual Investors Services, holding Series 63, 65, and 66 licenses and seven years of industry experience. He has worked at several firms including Thrivent Financial, First State Trust Company, and Lincoln Financial. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual collaborative relationships that use firm-approved software to analyze client goals and deliver written recommendations.

Frank Hoeschel is a financial advisor with Cetera, holding the ChFC® designation and Series 63 and 65 licenses. He has 40 years of industry experience, including long-term roles at Poland & Sullivan Insurance and Cetera Wealth Services, LLC. He owns and operates Poland & Sullivan Wealth Strategies Inc., an insurance services business. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and consulting services through multiple program structures and a multi-manager platform.

Kimberly Martin is a financial advisor at Wells Fargo Advisors with six years of industry experience. She holds a Series 66 designation and has previously worked at CETERA Advisor Networks LLC, Minnesota Life Insurance Co, and Securian Financial Services Inc. She also has experience at Diamond State Financial Group and a background outside finance at The Greene Turtle. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, using proprietary research and planning tools to tailor recommendations.

Marc Krinsky is a Wealth Management Advisor at Merrill Lynch Wealth Management in Wilmington, Delaware. He joined Merrill in 2011 and holds the Chartered Retirement Planning Counselor™ (CRPC™) designation, the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, and the Personal Investment Advisor (PIA) credential. Marc’s advisory approach involves a disciplined process that begins with fully understanding each client's unique needs, concerns, and priorities to develop customized wealth management strategies supported by Merrill’s research and technology resources. Marc is committed to proactive communication and client service, emphasizing the importance of regularly reviewing financial plans amid changing economic conditions. His areas of focus include college education planning, divorce transition planning, executive compensation, employee financial health, legacy planning, personal retirement planning, socially responsible and ESG investing, special needs planning strategies, tax minimization, and retirement income. Originally from New York City, Marc has resided in Wilmington for 20 years. He holds a high school diploma from Abraham Lincoln High School and a bachelor's degree from Wilmington University and is fluent in English and American Sign Language (ASL). Outside of his professional role, Marc maintains an interest in fishing, music, and photography. He is also engaged in community volunteering efforts, aligning with Merrill Lynch’s tradition of local community participation.

Ellen Powers is a financial advisor with Grey Fox Wealth Advisors, LLC and holds 25 years of industry experience. She has worked at Grey Fox Wealth Advisors since 2022 and has been with Ascend Investment Management, Inc. since 2006. Grey Fox Wealth Advisors serves individual and high-net-worth clients, small businesses, and retirement plans with discretionary investment management, financial planning, and pension/retirement-plan advisory services. The firm employs a long-term oriented investment approach combining fundamental and technical analysis to create diversified, customized portfolios primarily using low-cost mutual funds and ETFs.

Xinyan Yi is a financial advisor at New Green Capital, LLC with 10 years of industry experience. She holds a Series 65 designation and has worked as a full-time controller for ASPIRA Inc. of Pennsylvania since 2016. She also has prior experience with CrestalGene LLC from 2015 to 2021. New Green Capital provides fee-for-service asset management and financial planning to private individuals, high-net-worth clients, companies, and non-profit organizations. The firm manages discretionary accounts, primarily using stocks, ETFs, and mutual funds, and emphasizes asset-class analysis and international securities, serving a limited and partly non-U.S. client base.