Jeremy Laub is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and having 27 years of industry experience. His prior roles include positions at Cambridge Investment Research Advisors, Commonwealth Financial Network, and Monarch Retirement Group. Outside of finance, he performs live music as an independent contractor. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, and retirement plans. The firm employs a combination of strategic asset allocation and manager selection across active and passive strategies, offering financial planning and portfolio management through multiple platforms.

Alberto Gallegos is a CFP® professional with 16 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory Inc. and has a long history with Charles Schwab entities dating back to 2009. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s advice is based on proprietary asset-allocation models and internal research tools, with a focus on personalized recommendations aligned to client goals and risk tolerance.

Savannah Guy is a CFP® professional affiliated with Corient, with three years of industry experience. She has held roles at Corient and Dowling & Yahnke, LLC, as well as Bank of America Private Bank. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporations. The firm uses a goals-based, team investment approach that integrates in-house security strategies with third-party manager solutions and customized asset allocation.

Marko Zivic is a Series 66-licensed financial advisor with 12 years of industry experience. He has worked at Park Avenue Securities and Guardian Life since 2016. Zivic is also the owner of Zjiveli LLC, a personal taxes and cash flow organization based in Carlsbad, CA. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a blend of advisor-led discretionary management and model-based strategies, combining proprietary programs with third-party platforms and a range of financial planning and consulting services.

Paul Cotofana is a financial advisor with Independent Financial Group, LLC in San Diego, CA. He holds Series 63 and Series 66 designations and has 16 years of industry experience. Prior to joining Independent Financial Group in 2021, he worked at SagePoint Financial from 2009 to 2021. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers a range of financial planning and portfolio management solutions utilizing both firm- and third-party models, combining passive and active investment exposures tailored to client risk profiles.

Michael Winaker is a financial advisor with Hightower Advisors in San Diego, CA. He holds Series 63 and Series 65 licenses and has five years of industry experience. His prior roles include positions at UBS Financial Services and Centaurus Financial Inc. He studied at Pepperdine University from 2018 to 2022. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, with services spanning discretionary portfolio management, financial planning, and retirement plan consulting.

Cory Morrison is a financial advisor with Guardian Life and Park Avenue Securities, holding the ChFC® designation and Series 66 license, with 20 years of industry experience. His work history includes roles at Merrill and MSI Financial Services, Inc. He also occasionally writes health insurance for clients. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers advisor-led discretionary management alongside model-based strategies, integrating proprietary and third-party platforms, and provides a range of financial planning, consulting, and educational services.

Terrance Arges is a financial advisor with Integrated Wealth Concepts LLC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. His prior work includes roles at Laurel Wealth Advisors, Raymond James Financial Services, Mission Federal Credit Union, CUSO Financial Services, LPL Financial, and Merrill. He is also a licensed insurance agent in California, authorized to solicit and sell annuity contracts. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, employing customized portfolios and a primarily long-term investment approach combined with selective shorter-term trades.

Timothy Wheelwright is a CFP® credentialed financial advisor with Corient, based in San Diego, CA, and has three years of industry experience. His work history includes roles at Corient, Dowling & Yahnke, LLC, and involvement with Albion SC San Diego and La Roca FC. Corient provides investment advisory and financial planning services to a diverse client base including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates both in-house and third-party strategies, with ongoing portfolio monitoring and risk management.

Carsten Lester is a CFP® with two years of industry experience, currently serving at Corient in San Diego, CA. His work history includes roles at Dowling & Yahnke, LLC and Axos Bank. Corient provides investment advisory and financial planning services to a broad client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that incorporates in-house strategies along with third-party managers, employing risk management tools and alternative investment options where appropriate.

Rochelle Sanchez is a financial advisor at Ameritas Advisory Services, LLC with 14 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at US Bancorp Advisors LLC and Union Bank. Sanchez is also involved in BOOM Planning / Canvas Financial, providing investment services and client advising. Ameritas Advisory Services, LLC offers investment advisory and planning services to individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment strategies and program platforms, including model portfolios and third-party managers, supported by a corporate structure that includes affiliated broker-dealer and insurance entities.

Peter Stratton is a financial advisor with Independent Financial Group, LLC, holding a Series 66 credential and 27 years of industry experience. He has worked with Independent Financial Group since 2018 and was previously with Union Capital Company for two years. Stratton is also the sole owner and officer of Stratton & Associates Accountancy Corporation, a CPA firm providing tax preparation and accounting services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes a combination of proprietary and third-party models for portfolio management and financial planning, employing both passive and active investment strategies across various risk profiles.

Dionisio Meneses is a financial advisor at Mercer Global Advisors Inc. in San Diego, CA, holding Series 65 and Series 66 licenses with six years of industry experience. Prior to rejoining Mercer Global Advisors in 2025, he worked at DNM Creative Properties Inc. for 28 years. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments, providing a range of investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, and other vehicles, and offers specialized programs along with educational content and integrated service platforms.

Tyler Morris is a financial advisor at Stratos Wealth Partners, Ltd with 15 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial, Wells Fargo Clearing, and Thrivent Investment Management prior to joining Stratos in 2015. His outside business activities include operating BWM Financial, a wealth management and financial planning firm based in San Diego. Stratos Wealth Partners, Ltd is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering customized portfolio management through an open-architecture platform integrating multiple third-party managers and specialized planning services.

Keith Mckenzie is a financial advisor with Hightower Advisors and holds a Series 66 designation. He has 21 years of industry experience, including ten years at Delphi Private Advisors prior to joining Hightower in 2019. Hightower Advisors provides investment advisory and planning services to a wide range of individual and institutional clients. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across various investment vehicles, including mutual funds, ETFs, alternative investments, and customized indexing strategies.

Harvey Atterbury is a financial advisor with PlanMember Securities Corporation, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with PlanMember since 2009 and also serves as president of Atterbury Investment Management, Inc., a firm offering financial services including securities and insurance. Outside of his advisory roles, he is the leader of a musical band. PlanMember provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans and offering participant-level investment options through risk-based mutual fund portfolios. The firm uses a top-down strategic asset allocation framework combined with ongoing portfolio monitoring and rebalancing to manage its investment approach.

Matthew Belardes is a CFP® and CFA® with 20 years of experience in the financial services industry. He is currently with Independent Financial Group, LLC, where he has worked since 2017, following roles at Wells Fargo Clearing, Credit Suisse Securities, Morgan Stanley, and Citigroup Global Markets. He is also the owner of Praesidio Estate Planning, providing estate planning advice and document drafting. Independent Financial Group, LLC offers investment advisory and brokerage services to a wide client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a combination of firm- and third-party investment models with ongoing due diligence, managing portfolios that blend passive and active strategies across various risk profiles.

Stuart Kesselhaut is a financial advisor with United Planners' Financial Services of America and holds Series 63 and Series 66 credentials. He has 33 years of industry experience, including roles at Lombardi Group and Financial Resource Network. In addition to his advisory work, he serves as treasurer of the Kesselhaut Family Foundation. United Planners serves a diverse client base including individuals, corporations, charitable organizations, and institutional clients. The firm operates an open-architecture platform with multiple custodians and money managers, offering both fee-based and commission-based options through its network of 477 independent Investment Advisor Representatives.

Kelly Ginsberg is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including SA Stone Wealth Management Inc. and Quest Capital Strategies, Inc. Outside of his advisory role, he is involved with San Diego Residential Solutions SRS Inc. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporations. The firm offers a range of services such as ERISA retirement plan advisory, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards and employing both qualitative and quantitative analysis.

Alexander Lizalde is a financial advisor at Integrated Wealth Concepts LLC with a Series 65 designation. He has been with Integrated Wealth Concepts since 2026 and has no prior industry experience before joining the firm. Integrated Wealth Concepts serves a broad client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, using customized portfolios that combine internal management and third-party asset managers.