Charlotte Lee is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 66 designation and 20 years of industry experience. Her background includes roles at Wells Fargo Clearing and Wells Fargo Investments prior to joining Morgan Stanley. Outside of her advisory work, she is a sole proprietor of a rental property business. Morgan Stanley Wealth Management offers a broad range of advisory programs to both individual and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and methodologies.

Olivia Peng is a financial advisor at Fidelity with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at JPMorgan Chase Bank and Wells Fargo Bank. Outside of her advisory work, she was a partner at Flamingo Staging LLC, a home staging business. Fidelity’s Strategic Advisers LLC division provides investment management and advisory services to retail and institutional clients using a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a variety of fund advisory services and model portfolios while maintaining oversight controls and addressing conflicts of interest.

Stephanie Hsu is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been serving clients since 2018. She focuses on creating personalized wealth management strategies that address clients' individual goals and changing market conditions, offering access to investment insights and banking solutions through Merrill and Bank of America. Stephanie works closely with clients to develop strategies in areas such as college education planning, family wealth management, personal retirement planning, socially responsible investing, women and wealth, and tax minimization. A Bay Area native born and raised in San Mateo, Stephanie graduated from Santa Clara University with a Bachelor's Degree, earning President's and Magna Cum Laude awards in Finance, Economics, and Real Estate. She holds the Personal Investment Advisor (PIA) designation. Her approach to financial advising emphasizes intentionality and purpose in portfolio recommendations, prioritizing her clients' best interests. Outside of her professional role, Stephanie engages with her community through volunteering and dedicates time to personal interests including adventure sports, camping, hiking, pottery, skiing, traveling, and yoga. She values spending time with family, friends, and clients.

Roland Bergman is a CFP® professional with 25 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2009. His prior experience includes roles at Woodbury Financial Services, FSC Securities Corporation, and LPL Financial. Bergman is also involved with advisory activities at Gateway Financial Advisors, LLC and CIRA. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

John Parsons is a CFP® with 22 years of industry experience, currently affiliated with LPL Financial. His prior experience includes roles at Cetera and operating his own firms, Parsons Wealth Management and Parsons Financial Advisors. He also manages Parsons Accounting and Tax Services, which provides tax preparation and accounting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a large network of advisors. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Laura Olson is a financial advisor at Ameriprise with 17 years of industry experience. She holds Series 63 and Series 65 credentials. Her prior roles include positions at Edward Jones, Thrivent Investment Management, Concorde Asset Management, and Ameriprise Financial Services. Outside of her advisory work, Olson is engaged as a pet sitter through Rover. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Feng Zhao is a Series 66-credentialed financial advisor with Charles Schwab & Co., Inc. based in San Mateo, CA. He joined the firm in 2025 and has prior experience working at Fortinet Inc. and Yodlee Inc. Outside of finance, Feng spent two years engaged in extended travel. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset investment approach supported by research and due diligence on alternative investments.

Arjun Suthar is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 designations and has worked at Fidelity Investments since 2021, following previous roles at The Vanguard Group and Voya Financial. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of model portfolios, regulatory registrations, and advisory roles with multiple registered investment companies.

Nicole Granato is a Series 66 licensed financial advisor with 17 years of industry experience, currently practicing at LPL Financial since 2009. She is based in San Carlos, California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by advanced research and operational tools.

Qiumei Sun is a financial advisor at Ameriprise with 19 years of industry experience. She holds the CFP® and Series 66 designations and has been with Ameriprise and its affiliated entities since 2013. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice addressing income sources, tax-aware withdrawals, and Social Security options.

Mark Jones is a financial advisor with Morgan Stanley in San Mateo, CA, holding a Series 63 designation and bringing 40 years of industry experience. His career includes roles at Citigroup Global Markets from 1995 to 2009 and Morgan Stanley Smith Barney since 2009, with a current position at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is a silent partner in a local restaurant, The Sandwich Spot, in Foster City, CA. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment research.

Thomas Cortopassi is a financial advisor with LPL Financial in San Carlos, CA, holding a Series 63 license and 36 years of industry experience. He has worked with Linsco/Private Ledger Corp. since 1999 and is also an independent insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting advisors with a variety of investment strategies and operational tools.

Mary Rapperport is a financial advisor at Morgan Stanley with Series 66 credentials and two years of industry experience. She has worked at Morgan Stanley and its Private Bank since 2023 and has prior experience at Relyance AI, Retain.ai, and LiveRamp. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and firm-approved methodologies to support its advisory services.

Eddy Wang is a financial advisor at Raymond James Financial Services Advisors, Inc. with 22 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Raymond James since 2018, following a decade at Charles Schwab. Outside of his advisory role, he serves as an independent contractor for West Portal Financial Group, which operates the Raymond James branch office in San Francisco. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals and supports municipal and public finance work through a municipal advisor affiliation.

Todd Freeman is a CFP® and ChFC® with 48 years of industry experience. He has been affiliated with Cambridge Investment Research Advisors since 2005. Outside of his advisory work, he collects comic art, attends conventions, and posts artwork online. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and provides access to third-party advisers and proprietary model strategies.

Ajanta Basak is a financial advisor with Merrill in Foster City, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Merrill and Bank of America since 2011. Outside of her advisory role, she serves as a board member and fundraising volunteer for the Chitresh Das Institute, a nonprofit organization in San Francisco. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Grace Liang is a financial advisor with MassMutual Investors Services in San Francisco, CA, holding the ChFC® designation and securities licenses Series 63 and Series 65. She has 36 years of industry experience and has worked with MML Investors Services LLC and Mass Mutual Financial since 2005. In addition to her advisory role, she is involved in insurance sales and services. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Amy Cook is a CFP® professional with 17 years of industry experience, currently serving as a financial advisor at LPL Financial since 2021. She has a diverse background including roles in insurance, financial planning, and business ownership, as well as community involvement with the Police Activities League and the San Mateo Chamber of Commerce. Outside of finance, Amy is an author of children’s books and financial education materials. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor-facing tools and a broad scope of financial activities.

Ray Wai Man Chan is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2017 and has a background that includes Bank of America, Wellspring Realty, and Chinese Hospital. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Victoria Watson is a financial advisor with Edward Jones in Alameda, CA, holding a Series 66 designation and 16 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices across the country.