Susan Yaba is a financial advisor at Wells Fargo Clearing with 20 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Stifel Nicolaus & Co Inc for 10 years. She has an ownership interest in a family partnership, ASJ Enterprises LLC, although she does not have decision-making responsibilities there. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research and analytics with a variety of brokerage and advisory solutions across a large network of advisors.

William Welden is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in providing investment consulting services to individuals, foundations, endowments, retirement plans, and institutions. William focuses on client areas including college education planning, divorce transition planning, institutional and corporate benefit services, and legacy planning. He holds a Bachelor's Degree from Auburn University and holds professional designations such as Accredited Asset Management Specialist (AAMS), Certified Plan Fiduciary Advisor (CPFA), and Personal Investment Advisor (PIA). William works closely with clients to develop personalized financial strategies aimed at pursuing their long-term goals. Outside of his professional work, William engages in activities such as adventure sports, boating, fishing, golfing, horseback riding, reading, scuba diving, skiing, spending time with his family, and woodworking.

Reynolds Whatley is a financial advisor at Stifel with 47 years of industry experience. He holds a Series 63 designation and has been with Stifel since 2015. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Thomas Hart is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with clients to understand their financial goals and develop strategies tailored to their individual needs. His areas of focus include family wealth management strategies, portfolio management services, and retirement income planning. Thomas holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Alabama System. In his role, he provides guidance on general investing, retirement planning, and managing unexpected financial events. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Outside of work, Thomas enjoys football, golfing, skiing, and spending time with his family.

Peter Huver is a financial advisor at Ameriprise with 22 years of industry experience. He holds a Series 66 designation and has worked at Ameriprise and its affiliate since 2004. Outside of his advisory role, he coaches cross country and track runners at Northside High School in Northport, Alabama. Ameriprise provides retirement-income planning services aimed at individuals approaching or in retirement, typically serving clients with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team.

Brandi Jones is a financial advisor with UBS Financial Services in Gardendale, AL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has been with UBS since 2015. Outside of her advisory work, she is also an artist involved in arts and crafts. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Michael Perez Jr. is a financial advisor with Raymond James Financial in Birmingham, AL, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Raymond James, he worked at AT&T for nine years and has experience with the University of Virginia and the National Association of Landscape Professionals. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth investors, and public sector entities. The firm offers tailored, non-discretionary advisory services with a range of solutions including firm-sponsored wrap programs and institutional consulting, supported by a broad affiliate network and specialized programs such as the SIMPLE IRA Employer Advisory & Consulting Services for small businesses.

Jay Higgenbotham is a Senior Financial Advisor at Merrill Lynch Wealth Management in Birmingham, Alabama. He has over 40 years of experience assisting individuals, families, closely-held businesses, and corporations in navigating and achieving their financial goals. Jay focuses on comprehensive wealth management strategies including portfolio development, estate planning, family legacy planning, philanthropic planning, and pre- and post-transaction advice. He emphasizes a consultative and goals-based approach, working closely with clients to understand their financial situations and objectives before developing customized strategies. Jay holds a Bachelor's degree in Finance and Accounting and a Master's degree in Public and Private Management, both from Birmingham-Southern College. He has earned multiple professional designations including Certified Private Wealth Advisor (CPWA®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). Residing in Birmingham with his wife Dawn, Jay has two adult children. He is active in his community through St. Luke's Episcopal Church, where he has served on the Vestry and participated in various ministries. His personal interests include tennis, golf, fishing, boating, football, music, skiing, traveling, and spending time with his family.

Richard Britt Jr. is a financial advisor at Wells Fargo Clearing with 27 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill and Bank of America. Outside of his advisory role, he serves as a power of attorney for his parents. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Austin Turnbow is a Series 66 licensed advisor at Cetera with 27 years of industry experience. He has worked with Cetera and Cetera Investment Services LLC since 2013 and 2015 respectively, and has also been associated with Regions Bank since 1998. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individual investors, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and a multi-manager platform featuring affiliated and third-party strategies.

Chad Richey is a Senior Financial Advisor with Merrill Lynch Wealth Management, serving a diverse clientele that includes business owners, healthcare professionals, attorneys, retired military executives, and multi-generational families across Alabama and other states. He also holds the position of Senior Resident Director of the Birmingham South Merrill office, where he supervises and coaches 27 financial advisors. Chad's approach centers on mitigating investment risk and tailoring wealth management strategies to clients' unique circumstances and family dynamics. He has experience managing client wealth through significant market volatility including the years 2001, 2008, and 2020. He often incorporates alternative investments such as private equity, real estate, hedge funds, and private debt to address market volatility. His expertise extends to family wealth management strategies, investment consulting for defined contribution plans, liquidity management, managing new wealth, personal retirement planning, portfolio management services, and small business strategies. Chad holds a Bachelor's degree in Business with a concentration in Finance from Birmingham-Southern College. He carries the CERTIFIED FINANCIAL PLANNER® certification, the Certified Plan Fiduciary Advisor® (CPFA®) designation, as well as credentials as a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He is a member of the professional organization Vistage. Chad enjoys cooking, fishing, football, genealogy, hunting, spending time with his family, watching movies, and practicing yoga.

Kimberly Mc Queen is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 credential and 26 years of industry experience. She has been with Morgan Stanley since 2009 and has served at Morgan Stanley Private Bank, National Association since 2017. Outside of her advisory work, she is an independent contractor for Willow House Jewelry by Sara Blaine. Morgan Stanley Wealth Management offers a wide range of advisory programs for individuals and institutional clients, emphasizing tailored financial planning and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and incorporates quantitative tools like Monte Carlo simulations in its planning approach.

Caroline Guy is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors and Wells Fargo Clearing. She is currently based in Birmingham, AL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations as part of its advisory process.

Gregory Powell is a financial advisor with LPL Financial in Birmingham, AL, holding Series 63 and Series 65 licenses and over 41 years of industry experience. He has been with LPL Financial since 2005. Powell serves on several nonprofit boards, including the National Federation of Independent Business and Aldridge Gardens, and is involved in developing educational materials for the financial services industry through his ownership of FiSmart, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing research and model portfolios from both internal and third-party sources.

Adam Setas is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch for over ten years and previously worked in the financial services industry as a junior bank analyst at Sterne, Agee and Leach, Inc., focusing on small- to mid-cap banks primarily in the Southeastern United States. Adam is committed to the principles upon which Merrill was founded, including client focus, respect for the individual, teamwork, responsible citizenship, and integrity. Adam specializes in creating and managing personalized investment solutions tailored to individuals, families, and businesses, considering factors such as risk tolerance, time horizon, liquidity needs, and overall goals. He is a Senior Portfolio Advisor qualified to manage custom investment strategies and offer clients access to Merrill model portfolios and third-party strategies. Additionally, Adam leads the team's Institutional Corporate Retirement segment and holds the Retirement Benefit Consultant (RBC) designation within Merrill's defined contribution designation program. Adam earned his bachelor's degree in Finance from the University of Alabama and was a member of the Culverhouse Investment Management Group. He is an active member of organizations including the Monday Morning Quarterback Club, the American Hellenic Educational Progressive Association (AHEPA), the Red Elephant Club of Birmingham, and Nick's Kids Foundation. Adam previously served on the inaugural Junior Board of Directors for the Birmingham Education Foundation. He resides in Mountain Brook, Alabama, with his wife Kristen, their son James, and their two dogs.

Hazel Barbee is a financial advisor at Merrill with 11 years of industry experience. She holds the Series 66 designation and has been with Bank of America, N.A. and Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Brian Pflaum is a financial advisor with LPL Financial based in Birmingham, AL, holding a Series 63 designation and bringing 28 years of industry experience. He spent 26 years at Lincoln Financial Advisors Corporation before joining LPL Financial in 2024. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse range of clients, including individuals, retirement plans, banks, and charitable organizations nationwide. The firm offers various advisory programs, financial planning services, and retirement plan consulting, utilizing both discretionary and non-discretionary management alongside research-driven model portfolios.

Evan Price is a financial advisor at Stifel in Birmingham, AL, holding a Series 66 designation with 16 years of industry experience. He has been with Stifel since 2015. Stifel serves a broad range of clients including individuals, institutional investors, and charitable organizations, offering both brokerage and investment advisory services. The firm employs a proprietary methodology developed by its Investment Strategy Group to provide investment analysis and allocation guidance.

John Kelly is a financial advisor with Mass Mutual Investors Services in Birmingham, Alabama, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2012. Outside of his advisory role, he serves as an ordained minister. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools to develop collaborative, annual financial planning relationships.

Peter Giangrosso is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2013 and is also a high school administrator with Hoover City Schools. In addition to advising, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm offers a wrap-fee asset management program utilizing model-delivery strategies managed by unaffiliated asset managers and supported by third-party custodians and trade execution services.