Kaitlin Horan is a financial advisor at Fidelity with nine years of industry experience. She holds a Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2018, including her current role at Fidelity Investments since 2025. Her prior experience includes a brief tenure at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios comprised of mutual funds, ETFs, and ETPs. The firm serves a diverse client base and offers advisory roles to several registered investment companies and fund-of-funds.

N Sean Longo is a Senior Financial Advisor at Merrill Lynch Wealth Management and a partner of The Morrison, Longo & De Stefano Group. Since beginning his career at Merrill in 2005, he has focused on helping clients develop personalized wealth management strategies that address their unique financial objectives and concerns. Sean leads the group's investment committee, collaborating with colleagues and clients to implement customized investment plans that consider risk tolerance, investment timeline, liquidity needs, and both short- and long-term goals. His expertise includes executive compensation, family wealth management strategies, liquidity management, philanthropic planning, portfolio management, socially responsible and ESG investing, individual and corporate investment strategy, and tax minimization. Sean holds a Bachelor of Science degree from Montclair State University and has earned several professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP®), Chartered Retirement Planning Counselor™ (CRPC™), Certified Plan Fiduciary Advisor (CPFA™), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has also been recognized on Forbes' "Best-in-State Next Gen Advisors" list in 2019. Sean resides in Scotch Plains, New Jersey, with his wife Alicia and their three children. Outside of work, he enjoys mountain biking, cooking, playing the guitar, and running.

Stephen Waite II is a financial advisor with Ameriprise based in Alexandria, NJ, holding a Series 66 designation and 22 years of industry experience. His prior work includes roles at Bank of America, Merrill, and Ameriprise Financial Services. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement who meet specific asset thresholds, offering written recommendations on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic tools to support its advisory process while maintaining a broad range of investment and insurance solutions.

Evyavan Patel is a financial advisor with LPL Financial in Somerset, NJ, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Financial, Patel worked at Santander US Capital Markets, Morgan Stanley, and Cetera Investment Management. Patel also has a background in education, having worked at Princeton University and Central Jersey College Prep Charter School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, wrap and model portfolios, third-party asset management, and institutional platforms, with a focus on both discretionary and non-discretionary account management through a large network of investment adviser representatives.

Charles Schroeder is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and possessing 32 years of industry experience. His career includes roles at Mass Mutual Investors Services, MassMutual Life Insurance Co, Madison & Main Advisors LLC, M Holdings Securities, Inc., and Canaccord Genuity Inc. He also works as an insurance broker specializing in life, disability, long-term care, and health insurance through a separate outside business activity. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved analytical tools and structured planning engagements.

Mark Spedaliere is a Wealth Management Advisor at Merrill Lynch Wealth Management and a Senior Vice President. He has been part of the Keller, Spedaliere, and Langley team for 25 years, where he applies his background in economics, financial data analysis, and knowledge of macroeconomic factors to support clients in managing their wealth. Mark holds the CERTIFIED FINANCIAL PLANNER® designation, earned in 2005, and is also a qualified Portfolio Manager who provides personalized investment strategies, including discretionary management through the firm's Investment Advisory Program. Mark graduated from Lehigh University with a Bachelor of Science degree in Finance and Economics and is a life member of Mensa. His team has been recognized on the Forbes "Best-in-State Wealth Management Teams" list for 2023 and 2024. Mark's approach emphasizes understanding clients' goals through frequent and open conversations to deliver integrated strategies beyond investment management, including retirement planning, education planning, tax minimization, and family wealth management. In his personal life, Mark resides in Basking Ridge with his wife and three children. Outside of work, he enjoys cooking, tennis, watching Italian soccer and football, playing pickleball and racquetball, listening to music, and spending time with his family.

Michael Turchi is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in retirement planning, diversification strategies, tax-efficient investing, and goal planning. Michael works with a team to assist individuals and families in meeting their financial objectives. His client focus areas include education planning, employee benefits planning, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Michael holds the Professional Investment Advisor (PIA) designation. He completed his education at CUNY College of Staten Island. Outside of his professional work, Michael enjoys baseball, football, music, spending time with his family, and watching movies.

Nicholas Fitzgerald is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he has worked at Charles Schwab Bank, The Office Restaurant and Lounge, and Vintony Mechanical. Outside of finance, he is involved in managing The Office Restaurant and Lounge. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by multi-asset model portfolios and centralized operational infrastructure.

Robert Latour is a financial advisor at LPL Enterprise with over 43 years of industry experience. His career includes long tenure at Prudential Insurance Company of America and Pruco Securities, LLC. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm uses model-driven investment implementation and offers access to third-party asset managers and related financial services.

Ahmed Iqbal is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at firms including Bank of America/Merrill Lynch and Citizens. Outside of his advisory role, he is involved with Alaraa Corp. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers non-discretionary services, with clients retaining final decision-making authority.

Anthony Parrella is a financial advisor with Cetera, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Invest Financial Corp. and Sun National Bank. He is also involved in the sale of health, dental, vision, medical malpractice, and disability insurance through Emerson Reid. Cetera Investment Advisers LLC serves a broad client base, including individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with access to various program structures and third-party managers.

William Meyer is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. Prior to joining LPL Financial, he held various roles at West Virginia University, Pelican Shops, Stanton Ridge Country Club, and Hunterdon Central Regional High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a wide network of over 22,800 advisors.

Mordechai Schnur is a Senior Financial Advisor at Merrill Lynch Wealth Management. He applies his extensive background in finance, including roles such as portfolio manager at a hedge fund and vice president of a trading desk at a major bank, to deliver wealth management and financial planning services. Since joining Merrill in 2020, he has leveraged the firm’s investment resources and the banking capabilities of Bank of America to support his clients. Beginning his finance career in 1997, Mordechai worked as an analyst focused on risk arbitrage and convertible bonds before advancing to portfolio manager at Lipper & Co.'s Merger Fund. He then joined BNP Paribas in 2002 as Vice President managing risk arbitrage and convertible bond trading. Transitioning to wealth management in 2010 at Wells Fargo, he built a practice serving a diverse client base ranging from middle-income individuals to high-net-worth clients. His areas of expertise include corporate benefits, executive compensation, family wealth management strategies, portfolio management, and personal retirement planning. Mordechai holds a Bachelor’s Degree from Yeshiva University and the Personal Investment Advisor (PIA) designation. He is committed to community involvement, volunteering with organizations such as The Brain Tumor Foundation. Outside of work, he enjoys basketball, fishing, traveling, and spending time with his family.

Rosario Greco is a CFP® designated financial advisor with 39 years of industry experience. He has been with OSAIC since 2025 and previously worked at Lincoln Financial Advisors Corp. for 22 years. He also maintains an agent position with Greco Nader and Associates, where he sells life insurance, fixed annuities, and long-term care products. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to construct portfolios tailored to client needs.

Sam Abell is a financial advisor at Fidelity with five years of industry experience. He previously worked at Merrill for two years and FedEx for three years. Abell holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios composed of mutual funds, ETFs, and ETPs.

Richard Boyle is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America and New York Life. He has also worked in education at Rowan University and Penn State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Fred Jaramillo is a CFP® professional with 23 years of experience in financial advising. He has worked at Wells Fargo Advisors since 2019 and previously spent three years at Morgan Stanley. Jaramillo is a 50% owner of MRFJ Capital Corp and serves as a trustee for the company’s related 401(k) plans. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using proprietary research and tools, with flexible implementation options through brokerage or advisory programs.

Yuriy Zabihaylo is a Series 66-licensed advisor at LPL Enterprise with three years of industry experience. He previously worked at Pruco Securities LLC and spent 15 years with ALC "Vesna-Zakhid." His outside activities include involvement in a non-variable insurance agency affiliated with Prudential. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and charitable entities. The firm’s investment approach is model-driven, offering financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Leonard Brodsky is a financial advisor with Cambridge Investment Research Advisors holding Series 63 and Series 65 credentials and 39 years of industry experience. He has worked at Commonwealth Financial Network for 19 years and operates Leonard Brodsky and Associates Inc., which he founded in 1995. Brodsky also acts as trustee for his company’s defined benefit plan and provides assistance with medical insurance claims. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations by offering financial planning, investment management, and retirement advisory services through a large network of independent professionals. The firm uses multiple platform arrangements and a mix of proprietary and third-party investment strategies tailored to client objectives.

Daniel Santos is a financial advisor with LPL Enterprise, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, and Wells Fargo Clearing. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment implementation is model-driven and includes access to third-party asset managers and participation in wrap programs, along with affiliated insurance and trust services.