Jonathan Sharbani is a financial advisor at Morgan Stanley with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley and its affiliate Morgan Stanley Private Bank since 2009. He serves on the boards of the American Sephardi Federation, the US Indian American Chamber of Commerce New York chapter, and NY Virtuosi. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and tailored financial planning services supported by structured planning tools and a global investment committee.

Michael Odzer is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL. He holds a Series 66 designation and has one year of industry experience. Prior to joining Equitable Advisors, he worked at NYLIFE Securities LLC and Coastal Wealth. Outside of his advisory career, he has been involved with Hover Brothers LLC for five years. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management programs to individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm uses a variety of third-party advisory models and programs, offering services that include mutual funds, ETFs, separately managed accounts, and select alternative investments.

Michael Ramirez is a Series 66-licensed advisor with J.P. Morgan Securities in Aventura, FL, having over 15 years of industry experience. His background includes roles at Wells Fargo Bank and JPMorgan Chase Bank, in addition to his current position at J.P. Morgan Securities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

Jarrett Osborn is a financial advisor with Cetera in Hollywood, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His career includes roles at Raymond James Financial Services, Summit Financial Group, and Osborn Financial Group, where he serves as president. He is also involved with Networking Ink, Inc., a nonprofit networking group, for which he manages communications and membership dues. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, managing over $256 billion in assets with more than 10,000 advisors.

Geovany Cruz is a financial advisor at J.P. Morgan Securities with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, having concurrently worked at JPMorgan Chase Bank, N.A. since 2002. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. Their advisory approach combines quantitative and qualitative manager research and focuses on non-discretionary, customized asset allocation advice.

Kenrick Whyte is a Wealth Management Advisor with Merrill Lynch Wealth Management. He advises high-net-worth individuals, multi-generational families, business owners, corporate executives, and professionals with complex financial lives. Kenrick specializes in business succession and exit planning, liquidity events, wealth preservation, retirement planning, and legacy strategies. He also provides guidance to corporations and retirement plan sponsors on fiduciary best practices, plan design, participant outcomes, and retirement plan governance. Kenrick has been in the financial services industry since 1997 and established his wealth management practice in 1998. He holds a Bachelor of Science degree in Civil Engineering from Florida State University. He holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification and the Certified Plan Fiduciary Advisor® (CPFA®) designation. Kenrick is a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). He serves on the Board of Trustees of Saint Andrew's School and previously served on the Board of the Port Everglades Association and as Lieutenant Governor of Kiwanis International Division 23. Kenrick resides in Parkland, Florida with his wife, Karen, and their son, Hunter. Outside of work, he enjoys spending time with his family, attending youth sports events, playing tennis, fishing, and reading.

Michael Quercia is a financial advisor at Ameriprise with 14 years of industry experience and holds a Series 66 designation. His prior work includes roles at Morgan Stanley, TradeStation Securities, and Turk Hill Capital, as well as involvement in private business ventures. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies. The firm’s retirement program provides ongoing advice based on comprehensive analysis and operates within a defined investment framework that includes affiliated products and managed account offerings.

Michael Reilly is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning process uses firm-approved tools and modeling techniques, supporting clients in implementing and updating their plans.

Tiffany Gallik is a Wealth Management Advisor with Merrill Lynch Wealth Management. She is a CERTIFIED FINANCIAL PLANNER® professional and a Senior Portfolio Advisor, specializing in creating and implementing investment plans tailored to high-net-worth individuals and their families across the United States. Tiffany collaborates closely with clients, accountants, and attorneys to deliver comprehensive wealth management strategies that encompass estate planning, philanthropy, tax minimization, retirement income, and legacy planning. She manages discretionary custom investment strategies by selecting from a broad range of Merrill model portfolios and third-party investment options. Tiffany joined The Byer Wealth Management Group in 2017 and brings expertise in areas such as education planning, family wealth management, personal retirement planning, and portfolio management services. She holds a bachelor's degree from Florida Atlantic University, where she graduated cum laude with a major in Marketing and a minor in Economics. Additionally, Tiffany holds the Personal Investment Advisor (PIA) designation. Outside of her professional role, Tiffany is involved with organizations including Good Karma Pet Adoption Center and Habitat for Humanity. She resides in Deerfield Beach, Florida, and enjoys boating, pickleball, yoga, and spending time with her family.

Robert Macdonald is a Wealth Management Advisor with over 30 years of experience helping clients develop personalized financial strategies. He is part of a team located in Hendersonville, NC, Pinehurst, NC, and Boca Raton, FL, focused on providing tailored wealth management services in a friendly environment. His expertise includes college education planning, family wealth management, liquidity management, philanthropic planning, retirement income, tax minimization, and addressing the financial needs of women and individuals managing new wealth. Robert holds a Bachelor's Degree from the University of Central Florida and an Associate's Degree from the University of Florida. He has earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) certification and is also recognized as a Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement and dedicates time to volunteering with organizations such as the American Red Cross. Outside of his professional work, Robert enjoys boating, hiking, reading, tennis, and traveling. His approach centers on developing one-on-one relationships to create flexible financial strategies aligned with clients’ long-term goals.

Kevin Kelleher is a financial advisor at LPL Financial in Fort Lauderdale, FL, with 16 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Wells Fargo Clearing for eight years before joining LPL Financial. He is the sole owner of Saibhreas Management Group, LLC, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice and account management delivered primarily by investment adviser representatives using a variety of discretionary and non-discretionary strategies.

Wilmard Pierre Louis is a financial advisor with Primerica Advisors in Miramar, FL, holding Series 65 and Series 63 licenses and 35 years of industry experience. He has been with Primerica Advisors since 1991, and Primerica Financial Services since 1988. Outside his advisory role, he is the owner and president of Wilmard Pierre-Louis Inc., a legal entity established for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-driven investment strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Kyle Gallagher is a financial advisor at J.P. Morgan Securities in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses with one year of industry experience. His prior roles include positions at Rockefeller Capital Management, Deutsche Bank, and Merrill Lynch. He also has experience outside finance, having worked with the Premier Lacrosse League. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. Their approach combines quantitative and qualitative research to develop model asset allocations, with support from affiliated investment-management entities.

John Fanning is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and possessing 22 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2010. Morgan Stanley Wealth Management provides a range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers services through Financial Advisors and its Estate Planning Strategies Group.

Anastasiya Zaytsev is a financial advisor at Merrill with Series 63 and Series 66 credentials and one year of industry experience. She has worked at Bank of America, Merrill, and Thrivent Financial. Outside of finance, she has been involved in several entrepreneurial ventures, including roles with Annie-Body and Beauty Lab LLC and Khrom Dermatology MedSpa and Wellness LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Jessica Mullings is a Senior Financial Advisor with The Camelot Group in Weston, Florida, operating within Merrill Lynch Wealth Management. She specializes in helping clients meet their financial goals by developing personalized strategies tailored to each individual's long-term objectives. Jessica holds the Personal Investment Advisor (PIA) designation. Her education includes an Associate's Degree from Miami Dade College and attendance at the University of Tampa, Broward College, and Florida International University without degree conferral. She earned her High School Diploma from Cheshire Academy. In addition to her professional work, Jessica participates in community service activities with organizations such as Feeding South Florida, Habitat for Humanity, and United Way of Broward County. Her personal interests include wine tasting, cooking, traveling with her family, and watching her son's soccer matches.

Richard Dinh is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 license and 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014 and worked with Morgan Stanley Private Bank, N.A. beginning in 2026. Outside of financial advising, he was involved in operating Alexandra Salon and Spa, LLC for eight years. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages extensive client assets and employs structured planning tools and models as part of its advisory process.

Damian Chung is a financial advisor with Ameriprise, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Ameriprise Financial Services and its affiliated entities since 2009. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning with a written Recommendation Report and ongoing advice, utilizing proprietary research, third-party data, and algorithmic tools.

Viviana Caicedo is a financial advisor at Merrill with 10 years of industry experience and holds a Series 66 credential. She has been with Merrill since 2016 and is currently based in Fort Lauderdale, FL. Outside of her advisory role, she has ownership interests in several family-owned businesses related to auto supplies and industrial washing services, though she is not actively involved in their operations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Byron Vasiliou is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Morgan Stanley Private Bank since 2015 and associated with Morgan Stanley Smith Barney since 2013. Outside of his advisory role, he is the sole proprietor of V Freres LLC, a family investment account based in Miami, FL. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services including estate planning and investment strategies.