Sarah Markeson is a Series 66 licensed advisor at J.P. Morgan Securities with three years of industry experience. Her background includes roles at JPMorgan Chase Bank, N.A., Ganz Group Inc, and Restaurant Growth Services LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients with a focus on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory approach combines quantitative screening and qualitative research to build model asset allocations, incorporating ESG eligibility frameworks where applicable.

Allen Olender is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has worked at Wells Fargo since 2016 and previously spent seven years at Prudential Equity Group, LLC. Olender serves as a trustee for multiple family and personal trusts, dedicating time to managing these fiduciary responsibilities. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering a broad range of brokerage and advisory solutions.

Mark O'Donnell is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Bloomfield Hills, Michigan. Since joining Merrill in 2000, he has concentrated on developing long-term relationships and assisting clients with various aspects of their financial lives. Mark provides a broad array of services, including portfolio development, 529 college investing plans, home mortgages, home equity lines of credit, securities-based loans, commercial loans, retirement plans, tax minimization strategies, and asset preservation with an emphasis on annuities to help secure retirement income. In his role as a Senior Portfolio Advisor, he manages discretionary custom investment strategies and selects from Merrill model portfolios and third-party investment options. Mark holds a bachelor's degree in General Studies from the University of Michigan at Ann Arbor and an MBA with a concentration in finance from Wayne State University in Detroit. He has earned the Chartered Retirement Planning Counselor (CRPC) designation and holds Merrill’s internal titles of Wealth Management Advisor and Senior Portfolio Advisor. His professional credentials include Series 7 and 66 FINRA registrations, life insurance licensing, and mortgage loan originator licensing (NMLS ID 535537). Residing in Birmingham, Michigan, Mark lives with his wife Barbara and their sons, Connor and Liam. He participates in community activities such as volunteering and is involved with organizations including the Pierce Elementary PTA in Birmingham and local initiatives like the Boy Scouts and baseball.

Daniel Milnamow is a financial advisor at Ameriprise with 29 years of industry experience. He holds the CFP® and Series 63 designations and has been with Ameriprise and its affiliated entities since 2011. Outside of his advisory role, he works as a paraplanner for Furlotte Consulting Group LLC. Ameriprise offers a retirement-income planning service aimed at individuals with significant investable assets, providing detailed recommendation reports that include income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and algorithmic automation in its advisory process and offers a broad range of advisory, brokerage, and insurance solutions.

Raymee Johnson is a financial advisor with LPL Financial in Livonia, MI, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has worked at LPL Financial since 2012 and previously was with Ameriprise from 2010 to 2012. Johnson has maintained an independent advisory practice alongside her role at LPL Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and asset management solutions delivered through a large network of investment adviser representatives.

Kristen Dunn is a financial advisor with Primerica Advisors based in Southfield, MI, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She has worked at PFS Investments Inc. and Primerica Financial Services since 2001. In addition to her advisory role, she operates Kristen Dunn and Associates, LLC, a business related to her Primerica activities, and participates in referrals for home security and automation products through affiliated entities. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients, offering a wrap-fee asset management program that utilizes model-delivery strategies managed by unaffiliated asset managers.

Blake Karcher is a financial advisor at Mass Mutual Investors Services with a Series 66 designation and two years of industry experience. His background includes roles at MassMutual Life Insurance Company and involvement with educational institutions such as the Seidman College of Business at GVSU and Oakland Community College. He has also been connected to entrepreneurial ventures including Karcher Industries and Karcher Agency. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars with a focus on collaborative, goal-based planning using firm-approved analytical tools.

Phillip Serra is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads The Serra Group, a team dedicated to assisting entrepreneurs and families with complex wealth, business, and planning challenges. The group focuses on business advisory and consulting for small and mid-size companies, retirement planning and income strategies, investment management, banking and lending through Bank of America N.A., cash management, life insurance and long-term care planning, trust and estate planning, wealth transfer and charitable giving. The group primarily serves business owners, affluent families, and corporate executives. Phillip has over 33 years of investment experience and works closely with clients' trusted advisors to provide comprehensive financial strategies. His areas of focus include college education planning, corporate executive services, family wealth management strategies, small business strategies, individual and corporate investment strategy, and tax minimization. He is a CERTIFIED FINANCIAL PLANNER (CFP) and holds a Bachelor's Degree in Business Administration with a major in Accounting from Oakland University. Additionally, he has earned the Uniform Certified Public Accountant (CPA) license and holds FINRA Series 7, 63, and 65 registrations. Outside of his professional role, Phillip resides in West Bloomfield, Michigan with his wife Chrissy. He is actively involved in the community, volunteering over 80 hours annually with organizations such as Better Money Habits as a mentor, Big Brothers/Big Sisters mentoring a high school student, and charities including Forgotten Harvest, Salvation Army, and Soup Capuchin. Phillip also has personal interests in baseball, golfing, and traveling.

Victor Doherty is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' full financial pictures to create strategies that adapt to changing market conditions. He leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to provide personalized wealth management strategies. Victor has spent his entire professional career in the financial services industry, gaining experience through various market cycles. He works with a diverse group of clients including business owners, medical professionals, corporate executives, and retirees. His approach involves guiding clients thoughtfully and collaboratively to help them pursue their financial goals. He holds a Bachelor's Degree from Michigan State University and is a CERTIFIED FINANCIAL PLANNER (CFP).

Brandon La Carter is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018. His prior experience includes roles at Quicken Loans and operating LaCarter Worldwide. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm offers written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process and incorporating a forward-looking capital market approach.

Elizabeth Deutch is a CFP® with 26 years of industry experience, currently advising clients at Ameriprise in Novi, MI. She has been with Ameriprise and its affiliated entities since 2005. Outside of her advisory work, she owns an online resale business and serves on the board of directors for Team Happy Feet. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that combines investment research and algorithmic tools to provide tax-aware withdrawal strategies and dependable income solutions.

Jack Rothenberg, CFS, is a financial advisor with LPL Financial in Southfield, MI, with 32 years of industry experience. He has been associated with Linsco/Private Ledger Corp since 2003. Rothenberg holds Series 63 and Series 65 registrations and is involved in the sale of fixed insurance and annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Zalal Mello is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank since 2005. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with a forward-looking approach to capital market assumptions and incorporates ESG eligibility frameworks in its recommendations.

R. Kramer is a financial advisor at LPL Financial with 47 years of industry experience. He holds Series 63 and Series 66 designations and has been with LPL Financial since 2010. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by advanced operational tools and oversight of substantial discretionary assets.

Jeremy Jones is a Vice President and Financial Consultant at Fidelity Investments, where he has been serving clients since 2011. In his role, he focuses on understanding clients' financial needs and goals and helps implement plans to work toward those objectives. He assists high net-worth clients with investment, retirement, and income planning. Jeremy has over two decades of experience in the financial services industry. Prior to his current position, he held roles as Vice President of Retail Banking at The State Bank from 2007 to 2011, Branch Manager at Republic Bank from 2002 to 2007, and Branch Manager at Fifth Third Bank from 1999 to 2002. He is a Certified Financial Planner. Outside of his professional work, Jeremy enjoys family activities, social events with friends, golf, outdoor adventures, skiing, and traveling.

Gaurang Joshi is a Series 66 licensed financial advisor with four years of industry experience, currently affiliated with LPL Enterprise. His prior experience includes roles at Ameriprise and Bedrock Management Services, as well as nine years at General Motors LLC. Outside of advisory work, he is co-owner of K&P Hospitality Inc., a non-franchise motel, and MARUTI FAST FOODS, LLC, a retail business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional entities. The firm utilizes model-driven investment implementation with access to third-party managers and offers a range of financial planning and consulting services.

Maria Dimercurio is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2015, alongside a concurrent role at JPMorgan Chase Bank, N.A. since 2011. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program emphasizes written asset allocation advice, investment manager selections, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Amanda Allie is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and with 13 years of industry experience. She has been with J.P. Morgan Securities since 2012 and has also worked at JPMorgan Chase Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their non‑discretionary advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Jack Hosmer Jr. is a financial advisor with OSAIC, holding a Series 66 designation and 17 years of industry experience. He previously spent 10 years at Lincoln Financial Advisors Corporation and has been involved in CPA and tax preparation work since the early 1990s through Junior Mills Corp and Robinson, Pietras, Kalisky, PC. Outside of advising, he is engaged in insurance sales, including accident, health, disability, and life insurance, and serves as president of a tax preparation firm. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a variety of brokerage and advisory services, relying on model-based asset allocation and portfolio optimization to support its multi-advisor platform.

Thomas Klamo is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and 24 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and at MassMutual Life Insurance Company since 2016, with prior experience at MetLife Securities Inc. Additionally, he has been affiliated with Wayne State University since 1988. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved analytical tools to develop written recommendations tailored to clients’ goals.