Jennifer Nolan is a Senior Financial Advisor at Merrill Lynch Wealth Management. She provides financial advisory services, leveraging her expertise in wealth management to support her clients' investment goals. Jennifer holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Villanova University.

Jesse Flinton is a financial advisor with Charles Schwab, holding a Series 66 designation and 11 years of industry experience. His career includes roles at JP Morgan Chase Bank, JP Morgan Securities, Citizens Securities, and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options. The firm combines large-scale client coverage with integrated custody and advisory services.

Daniel Galvin is a financial advisor at Merrill with 31 years of industry experience. He has worked at Merrill since 2009 and holds the Series 63 and Series 65 designations. Outside of his advisory role, he owns rental property in Sioux Falls, SD. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering both model-based and discretionary investment strategies.

Robert Dolfi is a financial advisor at Merrill with Series 63 and Series 65 credentials and 40 years of industry experience. He has worked at Merrill since 1985 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary strategies designed by internal and third-party investment teams.

Frank Alvarez is a Financial Advisor with Merrill Lynch Wealth Management based in Albany, NY. He serves technology and engineering professionals, executives, and retirees across the Capital Region. His work focuses on equity compensation, employer benefits, and retirement income planning. Alvarez applies a methodical approach to financial planning, emphasizing defined inputs, tested assumptions, and well-structured plans. He engages closely with clients to understand their priorities and develop strategies tailored to their goals, covering areas such as general investing, retirement planning, and preparing for unforeseen circumstances. He holds a Bachelor's Degree from Siena College and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations.

Lauren Healey is a financial advisor at UBS Financial Services with nine years of industry experience. She holds a Series 66 designation and has worked at UBS and Merrill prior to her current role. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services, delivering advisory work supported by proprietary research and model-based asset allocations.

Derek Nolan is a Wealth Management Advisor at Merrill Lynch Wealth Management. He holds the professional designations of Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Derek earned a Bachelor's Degree from Georgetown University. His professional focus is on providing wealth management services to clients.

Stephen Stewart is a Series 66-licensed financial advisor at Merrill with three years of industry experience. He has worked at Merrill since 2022 and previously held roles at Bank of America from 2019 to 2022. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Harold Connolly is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been employed since May 1989. His areas of expertise include family wealth management strategies, personal retirement planning, and portfolio management services. Mr. Connolly holds a bachelor's degree in economics from The State University of New York at Albany. He has earned several professional designations, including Certified Investment Management Analyst® (CIMA®) awarded by the Investments & Wealth Institute™, Chartered Retirement Planning Counselor® (CRPC®), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). In addition to his professional work, he follows Merrill Lynch’s tradition of community involvement, dedicating time to volunteer with organizations within the communities he serves.

Douglas Parks is a Senior Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that align with their long-term goals, leveraging the investment insights of Merrill Lynch and the banking services of Bank of America. Douglas collaborates with clients' attorneys, accountants, and other advisors to provide comprehensive financial advice tailored to their individual financial situations. His areas of focus include pre-retirement financial analysis, transition and severance planning, retirement income planning, estate planning strategies, and insurance and long-term care strategies. Douglas also brings expertise in employee benefits planning, executive compensation, family wealth management strategies, liquidity management, managing new wealth, small business strategies, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida State University. Douglas is actively involved in the community, volunteering with organizations such as 15 Love, Junior Achievement - Financial Literacy, and USTA Junior Team Tennis. He enjoys adventure sports, basketball, biking, boating, football, golfing, hiking, spending time with his family, tennis, and watching movies.

John Cornell Jr. is a financial advisor at Merrill with 26 years of industry experience. He holds the Series 63 and Series 65 licenses and has worked at Merrill since 2009 and Bank of America, N.A. since 2011. Outside of his advisory role, he is involved in equestrian activities through ownership and management of several horse-related LLCs. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer George is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2009 to 2020. In addition to her advisory role, she owns and manages STJMD Enterprises, Inc., a management company based in Castleton, NY. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficiency analysis to deliver tailored recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Paul Stento is a Series 66 licensed advisor with Merrill in Albany, NY, and has 23 years of industry experience. He has worked with Merrill Lynch since 2003 and with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ryan Hussey is a financial advisor at LPL Financial with 16 years of industry experience. He holds Series 63 and Series 65 licenses and worked previously at Next Financial Group Inc for 12 years. Hussey also maintains a non-variable insurance business activity related to investment advisory services. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning services, and utilizes model portfolios and research from multiple sources.

Eric Besaw is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Scottrade. Outside of his advisory work, he serves as a committee member for the Merrimack River Feline Rescue Society and owns Bluebird Acre Farm LLC, a nursery and agriculture business focused on growing fruit and nut trees and shrubs. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Christopher Ardito is a financial advisor with Primerica Advisors holding Series 65 and Series 63 licenses and one year of industry experience. His prior experience includes roles at PFS Investments Inc., Primerica Financial Services, CDPHP, Memory Gardens, Elemental Landscape, Muhlenberg College, and the Guilderland School District. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices, offering model-based investment strategies supported by third-party asset managers and custodians.

Athanasios Liapis is a Team Financial Advisor at Merrill Lynch Wealth Management. He specializes in retirement planning, relationship management, and wealth management strategies. His client focus includes family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, individual and corporate investment strategy, and retirement income. Athanasios graduated from SUNY Oneonta with a degree in business economics. He holds the professional designations of Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Since 2015, he has been serving clients with Merrill Lynch Wealth Management. He is bilingual in Greek and English. He resides in Coxsackie, NY with his wife BobbieJo and their two children. Athanasios is an avid New York sports fan and enjoys baseball, football, reading, skiing, and soccer, as well as staying active in his local community.

Jason Bays is a Certified Financial Planner (CFP®) with 18 years of industry experience. He is currently with LPL Financial and has previously worked at Private Advisor Group, Securities America, and OSAIC. Bays is also the founder and CEO of Bays Horizon Advisory, a financial planning and investment advisory firm. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by in-house and third-party research, with both discretionary and non-discretionary management options.

Tristan Mccarthy is a financial advisor at Fidelity with 23 years of industry experience. He holds a Series 66 designation and has been with Fidelity Investments since 2012, including roles at Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios comprising mutual funds, ETFs, and ETPs.

Thomas Duclos is a financial advisor at Charles Schwab with 13 years of industry experience. He holds the Series 66 designation and has previously worked at TD Ameritrade and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and a formal alternative-investment onboarding process.