Holly Rice is a financial advisor at Wealthtrak Advisors in Virginia Beach, VA, holding a Series 65 designation with seven years of industry experience. She has worked at Wealthtrak Advisors since 2013 and also has experience with Purshe Kaplan Sterling Investments starting in 2014. Wealthtrak Advisors offers discretionary portfolio management, financial planning, and advisory consulting services to a diverse client base, including individuals, retirement plans, trusts, and charitable organizations. The firm uses a combination of fundamental, technical, and charting analysis to tailor portfolios according to client objectives and risk tolerance, employing both long- and short-term strategies.

Robert Tull is a CFP® with 23 years of industry experience and has been with Tull Financial Group, Inc. since 1992. He holds a Series 63 license and is based in Chesapeake, VA. Tull Financial Group provides investment management and financial planning services to individuals, families, trusts, and businesses. The firm uses a tactical asset allocation approach combining passive and active investments, offers written Investment Policy Statements, and engages in client education and retirement plan participant outreach.

Timothy Stiffler Jr. is a financial advisor at Compton Wealth Advisory Group, LLC in Virginia Beach, VA, with 10 years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors and AXA Advisors, LLC. Outside of advisory roles, he is involved in private investment ventures through limited and passive partnerships. Compton Wealth Advisory Group serves individuals, trusts, estates, business entities, and foundations with investment management, financial planning, and retirement-plan consulting. The firm manages a range of portfolios, including alternative investments, and offers family office services and retirement-plan participant education.

Timothy Fitzwilliams is a Series 65-licensed advisor with Fitzwilliams Wealth Management Inc. in Chesapeake, VA. He has been with the firm since 2008 and serves as owner and CEO of several related businesses, including Fitzwilliams Realestate and Fitzwilliams Tax Management. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of active third-party sub-advisor strategies and monitors client portfolios continuously, conducting at least annual reviews and regular rebalancing.

Vivian Honeycutt is a CFP® professional with 24 years of experience in financial advising. She is currently with Bay Capital Advisors, LLC, where she has worked since 2022, and has operated Honeycutt Financial Services, LLC since 2005. Bay Capital Advisors is a fee-only firm serving individual, high-net-worth, business, and charitable clients. The firm employs a top-down macroeconomic and fundamental investment approach with a core-satellite implementation, managing approximately $196 million across about 175 client relationships through a four-advisor team.

Connor Harris is a financial advisor at Beacon Harbor Wealth Advisors in Virginia Beach, VA, holding a Series 65 designation with one year of industry experience. Prior to joining Beacon Harbor Wealth Advisors, he worked for eight years at the United States Postal Service and spent five years at Auburn University. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses by providing discretionary investment management, comprehensive financial planning, and retirement plan consulting. The firm uses a combination of active and passive management, incorporating multiple analytical approaches to build portfolios aligned with client objectives, risk tolerance, and tax considerations.

George Macdonald Jr. is a financial advisor at Beacon Harbor Wealth Advisors with 35 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Wells Fargo Advisors LLC. He is co-owner and serves as co-president and CEO of Beacon Harbor Wealth Advisors, Inc. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, managing approximately $600 million with an investment approach that combines active and passive strategies tailored to client objectives and risk tolerance.

Connor Parker is a financial advisor at Beacon Harbor Wealth Advisors with nine years of industry experience. He holds a Series 65 designation and has previously worked at Parker Financial Group LLC and AE Wealth Management, LLC. Connor also owns Parker Insurance, LLC, where he works as an insurance producer. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, employing a combined active and passive investment approach that includes the use of derivatives and a wrap-fee program.

Lori Tamayo is a CFP® professional with 19 years of experience in the financial industry. She currently serves as an advisor at Gratus Wealth Advisors LLC and previously held roles at Truist Advisory Services and BB&T in various capacities. Outside of her advisory work, she is a majority owner of a small business that provides handyman and sanitation services. Gratus Wealth Advisors manages over $822 million in discretionary assets, serving individuals, nonprofits, corporations, and retirement plan sponsors. The firm uses a combination of fundamental analysis and modern portfolio theory to manage individualized portfolios with regular reviews and rebalancing.

Maury Stone Jr. is a financial advisor at Beacon Harbor Wealth Advisors in Virginia Beach, VA, holding a Series 66 designation with 11 years of industry experience. He has worked with Beacon Harbor since 2019 and previously held positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Beacon Harbor Wealth Advisors serves individual and high-net-worth clients, as well as pension and profit-sharing plans, charitable organizations, and businesses. The firm offers discretionary investment management, comprehensive financial planning, and retirement plan consulting, managing approximately $600 million across several hundred client relationships.

Herbert Perlin is a financial advisor with Horter Investment Management, LLC, holding the ChFC® designation and Series 63 and 65 licenses. He has 43 years of industry experience, including 14 years at NEXT Financial Group and over two decades operating Perlin Rossen & Associates DBA Perlin Retirement Solutions, LLC, where he provides security solutions and sells insurance products. Horter Investment Management offers discretionary and non-discretionary portfolio management, financial planning, and retirement-plan advisory services to individuals, trusts, pension plans, corporations, and insurance-company clients. The firm employs a combination of model and multi-manager portfolios, third-party money manager access, and alternative investments, with investment decisions guided by an Investment Committee.

Michael Novosel is an advisor at Fitzwilliams Wealth Management Inc. with a Series 65 designation and six years of industry experience. His work history includes multiple roles within Fitzwilliams and periods of self-employment. Fitzwilliams Wealth Management provides financial planning and discretionary investment management for individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, and businesses. The firm uses third-party sub-advisors for portfolio construction and trading, employing active strategies across various asset classes and maintaining ongoing account monitoring and client reviews.

Ronald Whited is a financial advisor with WealthTrak Advisors in Virginia Beach, VA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked with WealthTrak Advisors since 1994 and has prior tenure at Purshe Kaplan Sterling Investments beginning in 2014. In addition to his advisory role, he is involved in managing an insurance services business focused on fixed insurance products. WealthTrak Advisors provides discretionary portfolio management, financial planning, and advisory consulting services to individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm manages over $214 million in client assets across about 267 clients, utilizing fundamental and technical analysis, as well as a variety of trading approaches, and frequently incorporates third-party platforms for retirement plan management.

Brian Lindberg is a financial advisor at Fitzwilliams Wealth Management Inc. in Chesapeake, VA, holding a Series 65 designation with seven years of industry experience. He has worked at Fitzwilliams Wealth Management since 2021 and previously at AE Wealth Management and ADT LLC. He is also involved with Fitzwilliams Financial Inc. as an insurance agent. Fitzwilliams Wealth Management provides financial planning and investment management services to individuals, high-net-worth clients, pension and profit-sharing plans, trusts, estates, charitable organizations, and businesses. The firm uses a mix of actively managed sub-advisor strategies and monitors client accounts continuously, with approximately $113.9 million in discretionary assets under management as of October 2025.

Brad Harris is a financial advisor at Bellars Harris Wealth Management with 24 years of industry experience. He holds a Series 66 credential and has previously worked at CPC Advisors, Raymond James Financial Services, Bank of America, and Merrill Lynch. Outside of his advisory work, he is the owner of BAH Enterprises, Inc. and serves as an acting trustee for Harris Brad. Bellars Harris Wealth Management is an SEC-registered investment adviser that offers discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services. The firm serves individuals, high-net-worth clients, trusts, estates, and qualified retirement plans, employing a primarily fundamental and long-term investment approach while maintaining flexibility for shorter-term trading.

Jeremy Ingram is a CFA® charterholder with 25 years of industry experience. He has been with Beacon Harbor Wealth Advisors since 2019 and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves as head wrestling coach at Norfolk Christian High School and is the treasurer of the Dunlap Garrick Community Foundation. Beacon Harbor Wealth Advisors manages approximately $600 million for individual and high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm employs a combination of active and passive management with a team-based approach, offering discretionary investment management and retirement plan consulting.

James Upshaw is a financial advisor at Bay Capital Advisors, LLC in Virginia Beach, VA, with two years of industry experience and a Series 65 designation. Prior to entering the financial industry, he served 20 years in the United States Navy and has worked with the City of Chesapeake since 2024. Outside of advising, he has been involved with Centerville Baptist Church. Bay Capital Advisors serves individual and high-net-worth clients, trusts, estates, business entities, and charitable organizations through discretionary portfolio management, investment analysis, and both one-time and ongoing financial planning. The firm combines top-down macroeconomic and fundamental analysis with core-satellite portfolio construction, favoring mutual funds and ETFs while accommodating individual-security preferences.

Benjamin Hawkins is a CFP®-certified financial advisor with 17 years of industry experience, currently serving at Wealthtrak Advisors in Virginia Beach, VA. His prior roles include positions at Purshe Kaplan Sterling Investments and Securities America Advisors. In addition to his advisory work, he owns and operates a CPA practice providing bookkeeping and tax services. Wealthtrak Advisors offers discretionary portfolio management and financial planning services to a diverse client base including individuals, retirement plans, trusts, and charitable organizations. The firm employs a combination of fundamental, technical, and charting analysis to tailor portfolios to client objectives and risk tolerance.

Sean Gillespie is a financial advisor at Apforia with 12 years of industry experience. He holds a Series 66 designation and has previously worked with Redeployment Wealth Strategies, Gillespie Advisors, and Securities America. Apforia serves primarily individual and high-net-worth clients, offering investment management and comprehensive financial planning through a team of about 10 advisors and multiple Investment Adviser Representatives operating as Tenant Firms. The firm employs a goal- and risk-based investment process using strategic and tactical asset allocation with a mix of passive and active strategies and operates under a fee-only, fiduciary framework.

Angela Marie Cloe is a financial advisor at Apforia with a ChFC® designation and no prior industry experience. She served in the United States Navy for 20 years before transitioning to Redeployment Wealth Strategies in 2024. Apforia primarily serves individual and high-net-worth clients by providing investment management and comprehensive financial planning through a team of about 10 advisors. The firm employs a goal- and risk-based investment approach using strategic and tactical asset allocation with a combination of passive and active strategies, operating under a fee-only, fiduciary framework.