Elizabeth Wilcox is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and bringing 14 years of industry experience. She has worked with multiple Cetera entities since 2021 and has experience in consulting and small business operations, including ownership of Wilcox Consulting Service, which provides business setup and payroll processing services. Wilcox also has a background in heating and air services and operated a local restaurant, Pizza Cottage. Cetera Investment Advisers LLC serves a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, enabling advisors to utilize affiliated and third-party managers across diverse program structures.

Paul Joanou is a financial advisor at Mass Mutual Investors Services with 30 years of industry experience. He holds the ChFC® designation as well as Series 65 and Series 63 licenses. Joanou has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 1996. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, wrap and money-manager programs, and educational seminars.

Eric Snodgrass is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior work includes roles at Avantax Insurance Services, Highland Capital Brokerage, and FSC Securities Corporation. Outside of advisory work, he manages family oil and gas mineral rights and serves on the board of The Jets Booster Club. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a range of portfolio management, financial planning, and retirement services, supported by a nationwide network of over 10,000 advisors.

Emily Waters is a CFP® with 12 years of experience in the financial services industry. She is affiliated with Raymond James Financial Services Advisors, Inc. and also serves as a partner in Riverbridge Wealth Management. Waters has worked at Raymond James since 2014 and at Riverbridge Wealth LLC since 2019. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and is noted for its municipal and public-finance capabilities and specialized advisory programs.

Jay Hunt is a financial advisor with Cetera, holding Series 66, Series 65, and Series 63 designations and 21 years of industry experience. His prior work includes roles at Avantax Investment Services, Glessner Snodgrass Wealth Management, and Unified Trust. Outside of advising, he co-owns a single-family rental property. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a multi-manager platform offering a wide range of portfolio management and consulting services.

Vincent Gallagher is a financial advisor with LPL Financial in Bridgeport, Ohio, holding Series 63 and Series 65 credentials and bringing 46 years of industry experience. He previously worked at Cetera Advisor Networks LLC for seven years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Rocky Ludwick II is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 66 and Series 63 designations. Prior to his current role, he worked for Middle Mountain Angler from 2019 to 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s process combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Mael Glennon is a financial advisor at Edward Jones in Wheeling, WV, holding Series 63 and Series 66 credentials with 13 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment strategies, supported by a large network of advisors and branch offices nationwide.

Henry Graham III is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. He has been affiliated with Primerica Advisors since 1981 and Primerica Financial Services since 1991. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Scott Castilow is a financial advisor at LPL Financial with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Wells Fargo Clearing and Cetera Advisor Networks. He also serves as a coach for the Wheeling Post 1 American Legion. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various investment strategies.

Jared Sloan is a CFP® professional with 13 years of industry experience, currently affiliated with Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing and Edward Jones. In addition to his financial advisory work, Sloan serves as a board member on the City of St Clairsville, Ohio Board of Zoning Appeals and the Planning Commission Board. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools to develop tailored recommendations across various planning areas.