Thomas Miller is a financial advisor with Integrity Alliance, LLC, holding a ChFC® designation and 48 years of industry experience. He has worked with firms including Lion Street Advisors and M Holdings Securities, INC., and is the owner of The VisionLink Advisory Group, which provides compensation consulting. Outside of his advisory roles, he is involved in software businesses focused on company bonus plan management. Integrity Alliance is a large advisory enterprise serving a diverse client base that includes individual investors, corporations, and qualified retirement plans. The firm offers a range of services, including portfolio management, financial planning, and third-party manager referrals, employing various investment approaches and supporting both discretionary and non-discretionary account management.

Paul Vorwaller is a financial advisor with Transamerica Financial Advisors, holding Series 63, 65, and 66 licenses and bringing nine years of industry experience. His career includes previous roles at Vecon LLC, Wfgia, Kyani, and World Financial Group. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides both advisory and broker-dealer services through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Marko Grzan is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and four years of industry experience. He has worked with both Commonwealth Financial Network and Martin, Wardin & Eissner Financial Group. Outside of advising, he is involved in tax preparation through Martin, Wardin & Eissner Financial Group. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and services. The firm supports its advisors with operations, technology, investment management, and compliance, while offering various program structures including discretionary model portfolios and personalized indexing options.

Nickolas Ball is a financial advisor with GWN Securities Inc. in St. George, Utah, holding Series 63 and Series 65 licenses and 13 years of industry experience. He previously worked at Penn Mutual Life Insurance Company and Hornor Townsend & Kent Inc. He is also involved in life insurance brokerage, working with multiple carriers including Penn Mutual Life Insurance Company. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients through a large network of advisors. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers via various managed-account programs and model portfolios.

Carl Riding is a financial advisor with Independent Financial Group, LLC, holding Series 66 and Series 63 credentials and 11 years of industry experience. He has been with Independent Financial Group since 2016. Outside of his advisory work, he officiates high school wrestling matches as an independent contractor for the Utah High School Athletics Association. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth clients, trusts, corporate and pension/profit-sharing plans, and charitable organizations. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and ongoing due diligence to develop tailored investment strategies using both firm- and third-party models.

Christopher Dame is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 66 licenses and 16 years of industry experience. His prior firms include LPL Financial, Royal Alliance Associates, and Fidelity. He operates his investment advisory services under the business names Plaza Wealth Management and Rockwell Advisors. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering both discretionary and non-discretionary portfolio management, financial planning, and access to a variety of managed account solutions using a fiduciary-based advisory model.

Katie Prosser is a financial advisor with AE Wealth Management, LLC, holding a Series 65 credential and nine years of industry experience. Her career includes roles at Scott-Prosser Financial Group, APO Financial Services, Horter Investment Management, and Eric Scott Financial. In addition to her advisory work, she is an insurance producer with Scott Insurance, Inc. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes discretionary model portfolios and a range of investment strategies, managing approximately $49.8 billion for over 127,000 clients.

Bryce Jones is a CFP® with 12 years of industry experience, currently serving at Independent Financial Group, LLC since 2022. Prior to this, he worked at Bank of America and Merrill from 2014 to 2022. He serves as a board member of a family-owned business and is involved with a non-profit organization, the Carry You Foundation. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management through multiple platforms, using both firm- and third-party models tailored to client risk tolerances.

Matthew Hamner is a financial advisor with Ameriprise in St. George, UT, holding CFP® and ChFC® credentials along with a Series 66 license. He has eight years of industry experience, including six years at Edward Jones before joining Ameriprise. He serves as Vice President on the Board of Directors for the Red Waters Home Owners Association. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Russell Pierce is a financial advisor with Wells Fargo Clearing in St. George, UT, holding Series 63 and Series 66 licenses and 19 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data sources.

Jennifer Madsen is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since joining Merrill Lynch in 2013, she has worked closely with individuals, families, and business owners to navigate financial complexity by coordinating strategies alongside CPAs, estate planning attorneys, and other trusted professionals. Her expertise includes tax-efficient wealth strategies, college education planning, family wealth management, legacy planning, liquidity management, retirement income, and business transition and exit planning. Jennifer holds a Bachelor's Degree from Arizona State University and several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Exit Planning Advisor (CEPA), CHARTERED FINANCIAL CONSULTANT (ChFC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She has received recognition from Forbes for multiple years, including listings on America's Top Women Wealth Advisors and Best-in-State Wealth Advisors. Outside of her professional work, Jennifer is involved with the community organization Root For Kids and The Learning Center For Families DBA Root For Kids. She resides in Washington, Utah with her husband and four children, and enjoys spending time with her family, reading, adventure sports, biking, boating, camping, hiking, music, soccer, and traveling.

Sean Cowan is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2015, also working with JPMorgan Chase Bank since 2012. Outside of his advisory role, he coaches participants in Jiu Jitsu tournaments. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Damond Petersen is the Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity Investments since 2001, progressing through roles including Director, Retirement Planner; Workplace P&G Consultant I; Retirement Counselor; Investment Representative; Financial Representative; and Senior Retirement Specialist. His professional experience encompasses retirement planning and investment consulting. Damond holds insurance licenses in Arkansas and California. Outside of his professional career, Damond enjoys family activities, hiking, outdoor adventures, singing, traveling, and volunteering. He has eight children and values experiencing different cultures and serving his community.

Nicholas Wilson is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and six years of industry experience. He is also a partner at Woodbury, Mitchell & Finch, an accounting firm specializing in tax preparation, a role he has held since 2015. Outside of his advisory and accounting work, Wilson is a health insurance agent through Morganic Enterprises LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pensions, corporations, and institutional investors. The firm uses analytical tools and risk profiling to tailor non-discretionary planning and consulting to client goals and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Ryan Bessey is a ChFC® and Series 66-registered financial advisor with Edward Jones, based in St George, UT. He has 10 years of industry experience, all with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory and investment strategies under a fiduciary standard.

Jay Wamsley is a Senior Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management, where he has worked since 1985. Based in Northern Utah, he has over 37 years of experience providing financial advice and wealth management strategies to individual and corporate clients. Jay graduated from Utah State University with a Bachelor of Arts degree in Finance and a minor in Economics. He holds the designation of Personal Investment Advisor (PIA). His areas of expertise include corporate executive services, education planning, personal retirement planning, philanthropic planning, portfolio management, individual and corporate investment strategies, tax minimization, and retirement income planning. He is involved with the community organization SCOUTREACH and enjoys spending time with his wife and four sons in Mountain Green, Utah. His personal interests include golfing, fly fishing, hunting, skiing, and piloting.

Jeremy Neilson is a financial advisor with LPL Financial in St. George, UT, holding Series 63, 65, and 66 licenses and bringing 30 years of industry experience. His career includes roles at Zions Bank, Empower Financial Services, Morgan Stanley, E*TRADE, Valic Financial Advisors, Transamerica Retirement Advisors, Charles Schwab, and Fidelity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supporting a broad network of investment adviser representatives.

Adam Fluckiger is a financial advisor with Raymond James Financial Services Advisors, Inc. based in St. George, Utah. He holds a Series 66 credential and has 15 years of industry experience, including 11 years at Edward Jones. Outside of his advisory work, he serves as the head coach of the Hurricane High School Mountain Bike team. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and nonprofit organizations. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Jamie Lloyd is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 20 years of industry experience. Prior to joining LPL Financial in 2025, he held positions at Wells Fargo Clearing, JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and U.S. Bancorp Investments. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supporting advisors with research tools and a broad range of investment options.

Tyler Holbrook is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 27 years of industry experience. He has held roles at Goldenwest Credit Union since 2015 and at CUNA Brokerage Services, Inc. since 2000. Outside of advisory services, he serves as Vice President at Goldenwest Insurance Agency, providing property and casualty insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers a broad range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports advisors through extensive research, technology tools, and multiple investment platforms while overseeing a large network of advisors and substantial discretionary assets.