Jonathan Hoffman is a financial advisor with Zenith Investment Management, LLC, holding a Series 65 license and six years of industry experience. He has worked at Zenith since 2019 and has prior experience with Sagepoint Financial and Independent Capital Management. Outside of financial advising, he is also a licensed independent insurance agent focusing on long-term care, life, and disability insurance. Zenith Investment Management provides comprehensive financial planning and discretionary portfolio management to individual and institutional clients, including high-net-worth households. The firm manages client accounts through goal-based plans that combine fundamental and technical analysis with strategic and tactical asset allocation, and also serves as investment manager to a private pooled fund employing a quantitative algorithmic strategy.

Robert Leuffen is a financial advisor at Torrey Wealth, LLC in San Diego, CA, with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF Individual & Institutional Services and TIAA prior to joining Torrey Wealth in 2020. Torrey Wealth is an independent registered investment adviser serving individuals, trusts and estates, corporations, and pension or profit-sharing plan sponsors. The firm manages portfolios using diversified allocations of low-cost ETFs, fixed income, and alternative investments, employing a range of analytical methods and offering wrap asset management alongside comprehensive financial planning and consulting services.

Autumn Vaughn is a CFP® professional with three years of industry experience, currently serving as an advisor at Satori Wealth Management, Inc. Prior to joining Satori in 2026, she worked at Mercer Global Advisors Inc. and Day & Ennis, LLC. Satori Wealth Management serves individuals and families, including high-net-worth clients, and employer-sponsored retirement plan sponsors. The firm focuses on discretionary portfolio management and financial planning, employing a long-term investment approach based on modern portfolio theory with personalized portfolio construction and ongoing monitoring.

Lawrence Palme is a financial advisor with Tate Asset Management and DCO Wealth Management, holding Series 63 and Series 65 credentials and 28 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co. Incorporated. Tate Asset Management and DCO Wealth Management serve individuals, pension and profit-sharing plans, trusts, estates, and corporate entities with investment supervisory services, discretionary advisory, and financial planning. The firm offers portfolio construction using a variety of securities and alternative vehicles, with both discretionary and non-discretionary arrangements, and provides specialized ERISA-focused retirement plan services for plan sponsors.

J Everhart is a financial advisor at Vector Financial Solutions, Inc. with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Enterprise, Prudential Insurance Company of America, and Pruco Securities, LLC. Outside of his advisory role, he is a partner in Everhart Hospitality. Vector Financial Solutions serves individuals, high-net-worth clients, corporations, charities, and pension and profit-sharing plans with comprehensive financial planning, portfolio management, and retirement-plan consulting. The firm uses modern portfolio theory and model portfolios tailored to client needs, providing ongoing monitoring, rebalancing, and written financial plans.

Nathan Manor is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Hamilton Manor & Associates in La Jolla, CA. He has been with Hamilton & Associates since 2014 and has concurrent experience with LPL Financial since 2014. Outside of his advisory duties, he is also a commissioned notary public. Hamilton Manor & Associates primarily serves individual and high-net-worth clients, offering retirement plan consulting, business planning, portfolio management, and financial planning services. The firm utilizes a range of third-party research and model portfolios, providing both discretionary and non-discretionary management, and is notable for sponsoring a wrap fee program and offering access to multiple LPL-sponsored model platforms.

Nicholas Gardner is a CFP® with 14 years of industry experience and is currently with The Financial Team, Inc. He has previously worked at Great Point Capital, LLC and Jrl Capital Corporation. In addition to his advisory role, he is a licensed insurance agent involved in insurance sales since 2011. The Financial Team, Inc. provides financial planning, consulting, and referral services to a range of clients including individuals, trusts, and retirement plans. The firm does not manage assets directly but connects clients with independent third-party managers who implement discretionary portfolio strategies, often using diversified ETFs and institutional mutual funds.

Brian Field is a financial advisor with Lifetime Financial Advisors Inc in Encinitas, CA, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has been with Lifetime Financial Advisors since 2014 and also maintains an affiliation with LPL Financial since 2012. Outside of his advisory role, he is involved with Policy Genius and North American Company in non-variable insurance activities. Lifetime Financial Advisors provides personalized financial planning and written investment recommendations for individuals, trusts, estates, charitable organizations, corporations, and participants in employer-sponsored retirement plans. The firm delivers non-discretionary plans without managing client assets and typically favors mutual funds selected for manager tenure, risk management, and transparency.

Michael Behner is a CFP® professional with 25 years of industry experience, currently serving at Nautilus Advisors LLC since 2010. He holds Series 63 and Series 65 licenses and is involved in individual and group health insurance activities. Nautilus Advisors, operating as NTLS Wealth Management, provides portfolio management, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, and charitable organizations. The firm uses a combination of fundamental, technical, and cyclical analysis, employing strategies such as trading and option writing, while allowing clients to impose reasonable investment restrictions on managed portfolios.

John Weinstein is a financial advisor at Decision Investments, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with 27 years of industry experience. He has worked at Decision Investments since 2012 and has a long tenure with Citigroup Global Markets Inc. dating back to 1998. Decision Investments serves individuals—including high-net-worth and non-HNW clients—as well as non-profit organizations and corporate plan sponsors. The firm provides discretionary portfolio management, financial planning, and retirement-plan consulting, employing an active, tactical asset-allocation strategy and offering specialized services such as ERISA 3(21)/3(38) retirement-plan support and structured investment product oversight.

Darlene Maza is a financial advisor at DBA Seaside Financial & Insurance Services in Carlsbad, CA, holding a Series 65 credential with four years of industry experience. She has been with Seaside Advisory Services, Inc. since 2021 and with Seaside Advisory since 2016. Seaside Financial & Insurance Services primarily serves individual clients, including high-net-worth individuals, as well as pension plans, businesses, charities, and trusts. The firm offers portfolio management, financial planning, pension consulting, and insurance placement, using investment strategies based on fundamental, technical, cyclical, and quantitative analysis.

Michael Souza is a financial advisor at Koa Wealth Management, LLC in Encinitas, CA, with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley & Co., Incorporated for 10 years. He is also president of Tytan Wealth, Inc., a role he manages alongside his advisory duties. Koa Wealth Management provides financial planning, investment management, and retirement-plan consulting to individuals, high-net-worth clients, trusts, estates, charities, and business entities. The firm combines fundamental and technical analysis to construct portfolios tailored to clients’ risk tolerance, time horizon, and liquidity needs, managing approximately $255 million with a two-advisor team.

Catherine Magana is a CFP® with 25 years of industry experience, currently serving at WWM Financial since 2011. She previously worked at Purshe Kaplan Sterling Investments for six years. Magana is chairman of the board for Partners in Education, an organization focused on educational and scholarship support, and has held leadership roles with the Financial Planning Association of California. WWM Financial provides asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm employs a multi-disciplinary investment approach with tailored portfolio supervision and offers both discretionary and non-discretionary management.

Roxanne Desouza is a financial advisor at Seawise Financial, Inc. with three years of industry experience. She holds a Series 65 designation and has previously worked at Satori Wealth Management and several medical centers as an occupational therapist. In addition to her advisory role, she continues to work part-time as an occupational therapist. Seawise Financial manages approximately $55 million for individuals, high-net-worth clients, and employer plan sponsors. The firm emphasizes a primarily passive investment approach using diversified, low-cost index funds and ETFs, supplemented by fundamental and cyclical analysis and selective outside managers, while also offering retirement plan consulting and discretionary management of held-away accounts.

Daniel Laframboise is a financial advisor with DL Wealth Management Group in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He is co-founder of Axion Wealth Advisors and has previously worked at First Financial Equity Corporation. DL Wealth Management Group provides portfolio management services to individuals, high-net-worth clients, and pension or profit-sharing plans, utilizing a combination of fundamental analysis, modern portfolio theory, and quantitative and technical methods to tailor investment strategies across a broad range of asset classes.

Martin Johnson is a financial advisor with La Jolla Institute for Wealth Management, holding a Series 63 designation and 14 years of industry experience. He has operated Martin S. Johnson Inc., a life and health insurance agency, since 1993, serving as its president and licensed agent. Johnson has been with La Jolla Institute for Wealth Management since 1992. La Jolla Institute for Wealth Management provides personalized financial planning and investment management services to individuals, retirement plans, trusts, estates, charitable organizations, and small businesses. The firm employs a core-and-satellite, strategic asset allocation approach using passive index funds and ETFs combined with selective active managers, managing approximately $41.9 million across a small client base.

Mark Young believes that wealth management is about more than just numbers—it’s about sleeping better at night. As the founder of Clearview Financial, Mark utilizes his dual expertise as a CPA and CFP® to strip away the complexity of financial planning, providing his clients with a clear, tax-efficient roadmap toward their goals. With a career spanning over 40 years, Mark has navigated every type of market cycle. This depth of experience allows him to offer a seasoned perspective that is rare in today’s fast-paced world, ensuring that every strategy is stress-tested for long-term success. His philosophy is simple: put the client’s interest above all else and focus on the “peace of mind” that comes from careful planning and rigorous review. A lifelong San Diegan, Mark is an alumnus of San Diego State University (’83) and Torrey Pines High School (’78). He and his wife are the proud parents of three adult children. When he is not in the office helping clients achieve financial freedom, Mark stays active on the pickleball courts, hiking local trails, or traveling the world with his family.

Gary Stout is a financial advisor at Stout Capital Management LLC with 24 years of industry experience. He holds a Series 65 designation and has been with Stout Capital Management since 2002. Stout Capital Management LLC provides investment management, comprehensive wealth management, and financial planning services to individuals, trusts, and company retirement plans. The firm serves both middle and high-net-worth clients and uses an investment approach based on modern portfolio theory, asset allocation, global diversification, and passive, low-cost mutual funds and ETFs.

Gregory Carroll is a CFP® professional with 31 years of industry experience, currently serving at WWM Financial since 2019. His prior roles include positions at Sterling Global Strategies, APW Capital, and Sterling Wealth Management Group, Inc. Outside of his advisory work, Carroll owns and manages rental properties in San Diego. WWM Financial provides asset management, financial planning, and consulting services to individuals, high-net-worth clients, trusts, retirement plans, and business entities. The firm employs a multi-disciplinary investment approach with tailored portfolio supervision and offers both discretionary and non-discretionary portfolio management.

Christina Hammann is a CFP® with 11 years of industry experience. She has worked at Carter Financial, LLC since 2019 and previously held roles at Charles Otto Gillespie dba Litton Financial and LPL Financial. She holds a Series 66 license and is based in La Jolla, CA. Carter Financial, LLC provides discretionary portfolio management and standalone financial planning services to individuals, high-net-worth clients, trusts, estates, and business entities. The firm employs a fundamental analysis and multi-style asset allocation approach, focusing on ETFs and mutual funds while utilizing individual securities and options as appropriate.