Noah Taylor is the sole advisor at NCT Advisors, an independent firm based in Irvine, CA. He holds a Series 65 designation and has 13 years of experience with NCT Advisors, founded in 2013. NCT Advisors provides discretionary investment management to individuals, high-net-worth clients, and institutional accounts. The firm employs a long-term, risk-adjusted investment approach that combines fundamental and technical analysis, focusing on cost and tax efficiency through ongoing portfolio supervision.

Hi, and welcome! If your financial life has gotten complicated and you have a feeling you don’t know what you don’t know, you’re in the right place. Maybe your business is doing well, but your income, your taxes, and most of your net worth run through it. Maybe your RSUs keep vesting, your ESPP shares keep piling up, and you’re not sure what to sell, what to hold, or what you’ll owe in April. Or maybe you inherited money or were named a trustee, and you’re not sure what you can do, what you should do, or who to ask. We work with business owners, people with equity compensation, and inheritors and trustees. Our first real conversation is about your life, not your numbers. From there, we build one clear plan for your whole financial life, then help you actually get it done. We sit on your side of the table. That means coordinating your taxes, investments, estate plan, and major decisions, and working alongside your CPA and attorney so the moving parts stay in sync. If it has a dollar sign on it, we want to be part of that discussion. I’m a CFP® professional with more than ten years in the industry. Before starting Luhman Wealth Partners, I worked at a multi-family office serving wealthy families. I helped manage their portfolios, pulled together each family’s full wealth picture, and talked with them about their plans, trusts, and estates. Tax planning became my focus because it’s one of the few areas you can actually control. You can’t control the market, but the tax code has rules you can use in your favor. I started this firm to build the firm I’d want as a client: fee-only, a fiduciary at all times, and advice that is only ever about you. We’re a boutique firm by design, based in Irvine in Orange County, and we serve clients nationwide virtually.

Amirreza Kayyal is a CFP® with 19 years of industry experience and is the sole advisor at Fusion Financial in Laguna Hills, CA. His prior roles include positions at Quest Capital Strategies, Newport Coast Securities, Inc., and MSI Financial Services, Inc. Outside of his advisory work, he is a licensed real estate and mortgage broker, involved in brokering residential properties and originating mortgages. Fusion Financial provides portfolio management and financial planning services primarily to individual clients, occasionally serving small businesses and non-profits. The firm uses a mix of fundamental and technical analysis with a range of investment vehicles, tailoring strategies from passive income to active growth based on client objectives and risk tolerance.

Vinee Mehta is a CFP® with 16 years of industry experience, currently serving as the sole advisor at Truly Unbiased LLC. Her prior roles include positions at Nectarine, OneEleven, Origin Financial, Strome Group Inc, and Combs Enterprises. Truly Unbiased LLC provides financial planning and consulting services to individuals, high-net-worth clients, and business entities through flat-fee or hourly engagements. The firm operates on a primarily non-discretionary basis and focuses on tailored financial plans without managing or custodizing client investment accounts.

Geoffrey Fellows is a financial advisor at Embarcadero Capital Advisors, Inc. with 12 years of industry experience. He holds a Series 66 credential and has worked with several firms, including Edward Jones and LPL Financial. Fellows also operates as an independent insurance agent. Embarcadero Capital Advisors provides advisory services to individuals, trusts, estates, corporations, and employee benefit plans, focusing on strategic, primarily long-term portfolio management with integrated tax-aware advice and comprehensive financial planning.

Brendan Cummins is a financial advisor at Asymmetric Advisors with a Series 65 designation and three years of industry experience. He has previously worked at Laguna Private Capital LLC and several insurance and service firms. Asymmetric Advisors is a fee-only, state-registered investment adviser serving individuals, trusts, estates, and small businesses. The firm employs a combination of fundamental, technical, and cyclical analysis, offering strategies including short-term options credit spreads, proprietary ETF timing and rotation, and value stock selection.

Shannon Webb is a financial advisor at Webb Financial Group in Mission Viejo, CA, with 19 years of industry experience. He holds the Series 66 designation and has worked at FSC Securities Corporation prior to founding his firm in 2017. Webb Financial Group provides discretionary investment management and comprehensive financial planning to individuals, pension plans, charitable organizations, and businesses. The firm primarily uses a passive investment approach with portfolios built from index mutual funds and ETFs, supplemented by fundamental, technical, cyclical, and charting analysis, managing approximately $84 million in discretionary assets across more than 200 client relationships.

Mark Olhoeft is the principal of Olhoeft Financial, LLC, an independent advisory firm based in San Juan Capistrano, CA. He holds Series 63 and Series 65 designations and has 19 years of industry experience. In addition to his advisory role since 2006, he operates an affiliated CPA practice providing bookkeeping, tax preparation, and accounting services. Olhoeft Financial serves high-net-worth individuals, business owners, and charitable organizations, offering comprehensive financial planning and non-discretionary portfolio management. The firm’s investment approach focuses on broad, low-cost, globally diversified asset allocation with periodic rebalancing and emphasizes tax and estate planning considerations.

Karl Schorr is the principal of Karl Schorr Wealth Management, LLC, an independent firm based in Lake Elsinore, CA. He holds a Series 65 designation and has 13 years of industry experience. Karl has led his firm since 2012. Karl Schorr Wealth Management, LLC provides fee-based portfolio management primarily to individual investors, with occasional services for small businesses and non-profits. The firm employs a largely passive investment approach focused on low-cost index funds and ETFs, complemented by ancillary services including personal and business tax return preparation and consulting on 1031 real estate exchanges.

Eugene Lai is the principal advisor at Lai Capital Management LLC in Irvine, CA, with 23 years of industry experience. He holds the Series 65 designation and has managed Lai Capital Management since 2002. Outside of his advisory role, he is involved in Ferncroft Investment Partners LLC, a partnership investing in real estate and securities. Lai Capital Management provides discretionary portfolio management to individual clients and serves as the general partner and investment manager of a private pooled investment partnership for high-net-worth limited partners. The firm employs a value-oriented, long-term investment approach with concentrated portfolios and may use margin and options strategies.

Don Hilario is the sole advisor at Hilpan Moxie Wealth Management, LLC in Irvine, CA, holding CFP® and Series 66 designations with 19 years of industry experience. He has led Hilpan Moxie since its founding in 2012. Hilpan Moxie provides customized financial planning and investment management primarily for professionals and clients in the technology sector, offering both integrated and standalone services. The firm employs a combination of technical and fundamental analysis along with asset-allocation strategies, managing assets on discretionary and non-discretionary bases with regular client reviews.

Mohammad Popal is a financial advisor at Solid State Wealth Advisory Group with 15 years of industry experience. He holds the Series 66 designation and previously worked at Financial Advocates Investment Management and LPL Financial, LLC. Outside of advising, he is involved in freelance photography. Solid State Wealth Advisory Group is an SEC-registered wealth management firm serving individuals, high-net-worth individuals, and businesses. The firm offers discretionary investment management, financial planning, and consulting services, employing a client-tailored approach using various analytical methods and may appoint sub-advisors to manage client portfolios.

Nicholas Yrizarry is a financial advisor at Align Wealth Advisors with 35 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Cambridge Investment Research, Securities America, and Securities Service Network. Outside of his advisory work, he is involved in performing arts as a guitar player. Align Wealth Advisors serves individual and high-net-worth clients by providing asset management, financial planning, ERISA plan consulting, and referrals to third-party managers. The firm builds tailored portfolios using a variety of investment vehicles and typically operates on a non-discretionary basis with regular portfolio reviews.

Scott Walker is a CFP® with 19 years of industry experience, affiliated with Walker Financial Advisors Inc. He has been with the firm since 1986. Walker Financial Advisors provides discretionary portfolio management and financial planning primarily for affluent individual investors, including retirees, as well as trusts and employer-sponsored retirement plans. The firm employs a conservative, tax-aware, balanced asset allocation strategy and also serves as a third-party administrator and advisor for governmental 457(b) plans.

Thomas Graffeo Jr. is a CFP® with 38 years of industry experience, currently serving at Dove Investment Research and Management, Inc. in Irvine, CA. He has been with Dove Investment Research and Management since 2015 and also has experience with LPL Financial and Voya Investment Management. Dove Investment Research and Management provides services to individual, high-net-worth, and charitable clients, offering financial planning, portfolio management, and estate resolution. The firm customizes advice based on client goals and risk tolerance, implementing portfolios using proprietary models and offering access to multiple LPL programs alongside third-party managers.

John Oneill Jr. is a financial advisor with O'Neill Financial Management, Inc. in Lake Forest, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with O'Neill Financial Management since 2016. O'Neill Financial Management provides investment advisory and financial planning services to individual and high-net-worth clients, employer retirement plans, and other business clients. The firm emphasizes a Modern Portfolio Theory and buy-and-hold investment approach, focusing on broadly diversified, mainly passive mutual funds and ETFs, with portfolios managed primarily on a non-discretionary basis.

Tuan Ly is a financial advisor with Charles Fish Investments, Inc. in Irvine, CA, holding a Series 65 designation and nine years of industry experience. Prior to joining Charles Fish Investments in 2026, he worked at Cetera, Avantax Advisory Services, and Gerry Andrade & Associates Inc., where he assisted with wealth management and client support. Charles Fish Investments, Inc. provides discretionary investment management primarily focused on fixed income and municipal bonds for individuals, high-net-worth clients, trusts, estates, retirement accounts, and select institutions. The firm also offers sub-advisory and consulting services, emphasizing active management and a personalized approach through a small client roster and concentrated advisory team.

Michael King is a financial advisor at Baroldi Wood Mance Financial Advisors, LLC with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Baroldi Gundersen Financial Advisors LLC since 2024. Outside of advisory work, he is an accountant at Baroldi Gundersen, LLP, where he prepares and analyzes financial statements and manages tax compliance and projections. Baroldi Wood Mance Financial Advisors serves individuals, trusts, retirement plans, and business entities with a multi-disciplinary investment approach that includes equities, fixed income, mutual funds, ETFs, and option strategies. The firm combines fundamental, technical, quantitative, sector, and cyclical analysis, managing primarily non-discretionary portfolios while integrating accounting and tax services through an affiliated CPA practice.

James Skorheim is a financial advisor at Skorheim Wealth Management, LLC with 11 years of industry experience. He holds a Series 65 designation and has been involved in wealth management since 2014, along with operating a CPA firm specializing in forensic accounting and litigation support. Skorheim is also a licensed attorney in California, though he does not practice law. Skorheim Wealth Management provides portfolio management and financial planning to individuals, high-net-worth clients, and charitable organizations. The firm employs a combination of fundamental analysis and modern portfolio theory to construct diversified portfolios and manages approximately $71 million in discretionary assets.

Jeff Fisher is a financial advisor with Capital Financial Consultants Group, Inc. in San Juan Capistrano, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Capital Financial Consultants Group since 2014 and is also associated with Independent Financial Group, LLC since 2009. Fisher is the 100% owner of JTJLIF, Inc., a holding company for Capital Financial Consultants Group. Capital Financial Consultants Group is an independent registered investment adviser serving individual clients, charitable organizations, pension and profit-sharing plans, and corporations. The firm manages discretionary portfolios tailored to clients' objectives and risk tolerance, employing a range of strategies including the use of options, short sales, and margin in separately managed accounts.