Diane James is a financial advisor at Centaurus Financial, Inc. with 17 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at Centaurus Financial since 2014. Diane is also a licensed real estate sales agent representing buyers and sellers in Arroyo Grande, CA. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, utilizing both discretionary and non-discretionary arrangements and a variety of analytical approaches.

Theodore Athans is a CFP® professional affiliated with Commonwealth Financial Network, based in San Luis Obispo, CA, with 27 years of industry experience. He has worked at Commonwealth Financial Network since 2009, including time with its Wealth Management Group, and was a co-owner of WealthSpring Partners, LLC and WS Tax Services, LLC, the latter providing tax preparation services. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, offering a broad range of advisory and brokerage services including managed-account programs, third-party asset management, and retirement consulting.

Charlee Zleisy is a financial advisor at Commonwealth Financial Network with a Series 66 designation and three years of industry experience. She has been associated with Commonwealth Financial Network and Maguire Investments since 2014 in various capacities. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Kurt Kennedy is a financial advisor at Independent Financial Group, LLC with 12 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley and Morgan Stanley Private Bank for nine and eight years, respectively. Outside of his advisory role, he owns a rental property in Fortaleza, Brazil. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm offers financial planning and portfolio management using proprietary and third-party models, combining passive and active strategies across various risk profiles.

Patricia Thom is a financial advisor with Independent Financial Group, LLC, holding a Series 63 designation and over 40 years of industry experience. She has worked with Independent Financial Group since 2017 and previously held roles at First Allied Advisory Services and First Allied Securities. Thom also operates The Thom Group, a marketing DBA under which she provides financial advisory services. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate plans. The firm uses a mix of strategic asset allocation and multi-manager portfolios, combining passive and active investment strategies through both firm- and third-party models.

Carey James is a financial advisor with Centaurus Financial, Inc. who holds a Series 63 credential and has 40 years of industry experience. He has been with Centaurus Financial since 2004 and also operates Carey James & Associates, Inc., where he serves as president. His other business activities include managing marketing efforts through James Financial Group. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through diverse strategies and both discretionary and non-discretionary arrangements.

Jeff Hood is a financial advisor with Bankers Life Advisory Services, Inc. in San Luis Obispo, CA, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has been with Bankers Life Advisory Services since 2017 and has worked across affiliated entities since 2009. In addition to his advisory role, he manages a team of insurance agents, overseeing hiring and training, and is appointed to write business for Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary and non-discretionary portfolio management and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analyses to create tailored asset allocations and manages portfolios across a variety of securities, with client-specific restrictions and periodic reviews.

Winston Stearns is a financial advisor with Guardian Life and holds the Series 66 designation. He has one year of industry experience, including prior work as a self-employed professional and with Park Avenue Securities. Outside of his financial advisory role, he teaches line dance at a local lodge. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management, provides brokerage services, financial planning, and retirement consulting to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a combination of proprietary and third-party investment advisory programs and uses model portfolios from various strategists.

Thomas Paine is a financial advisor with Centaurus Financial, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Centaurus Financial since 2006 and has operated in long-term care insurance marketing since 1986. Paine serves as Chair of the Investment Committee for Avila Valley Mutual Water Company, a private water district board. Centaurus Financial, Inc. provides advisory and brokerage services to individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management through its CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services with both discretionary and non-discretionary arrangements.

Louis Summer is a financial advisor with Commonwealth Financial Network, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at several firms including Maguire Investments, LLC, Wacker Wealth Partners, and Taylor Frigon Capital Management. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing around $212.7 billion in client assets. The firm provides adviser-support services such as managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Adam Farber is a CFP® with 24 years of experience in the financial industry. He has been with J.P. Morgan Securities and J.P. Morgan Chase Bank since 2013 and previously worked at Merrill and Vellum Financial. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment approach.

Jesus Fernandez is a Financial Advisor with Merrill Lynch Wealth Management. In his role as a Merrill Financial Solutions Advisor, he works closely with clients to understand their priorities and develop personalized strategies to pursue their short-, mid-, and long-term financial goals. He provides guidance on a range of topics including investing, retirement planning, and saving for unexpected events, and also facilitates access to specialists in banking, credit, home financing, and small business solutions through Bank of America. Jesus brings expertise in managing complex financial priorities such as home buying, college saving, elder care, and healthcare planning. He takes a one-on-one approach to define client goals and tailor portfolio strategies accordingly, offering ongoing advice and adjustments as client needs evolve. His professional certifications include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He holds a Bachelor's Degree from the University of Phoenix and communicates with clients in both English and Spanish. Beyond his professional work, Jesus is involved in his community as a girls youth softball coach and assistant. He enjoys baseball, football, music, softball, spending time with his family, volleyball, watching movies, and woodworking.

William Dugan Jr. is a financial advisor with Edward Jones, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he owns and manages single-family rental properties and vacant land in California. Edward Jones is a wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm is notable for its extensive retail advisor and branch network and provides services under a fiduciary standard.

William Doukas is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has been with OSAIC since 1996 and also works with David Irwin and Associates. Outside of his advisory roles, he serves as a rugby coach and event coordinator for West Coast & Cal Poly Rugby, a nonprofit position. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, efficient-frontier analysis, and automated rebalancing to construct diversified portfolios tailored to client needs.

Alex Sanchez is a financial advisor at Wells Fargo Clearing with 16 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at J.P. Morgan Securities for 11 years before joining Wells Fargo in 2023. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with options that include both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Joel Dunbar is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has worked at several firms, including Ameriprise, LPL Financial, and TD Ameritrade. He is listed as a co-owner of Legends Salon in Atascadero, CA, a business owned and operated by his wife, though he holds no active role or compensation in the salon. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Ranajay Ghosh is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Eagle Strategies, NYLIFE Securities LLC, and New York Life, as well as experience outside the financial sector in companies such as Barycenter Foods and Guitar Center. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party databases.

Elise Elliott is a financial advisor with Edward Jones in Grover Beach, CA, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, she spent 15 years working as a hairstylist at Salon Lux, Inc., where she continues to provide services to select clients. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large network of financial advisors and branch offices across the United States.

Efrain Vera is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of his advisory role, he is involved in managing a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Annette Shanks is a financial advisor with LPL Financial in San Luis Obispo, CA, holding Series 63 and Series 65 credentials and over 25 years of industry experience. She has worked with several firms, including Centaurus Financial Inc. and The O.N. Equity Sales Company. Outside of her advisory role, she is involved with Medallion Financial and Insurance Services, where she serves as an insurance agent and business owner. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, asset management, and retirement advice solutions supported by technology and a large network of advisors.