Diane Nelson is a financial advisor at Raymond James & Associates with 23 years of industry experience. She holds the Series 66 designation and previously worked at UBS Financial Services for 25 years. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, and offers a range of financial planning and consulting services with a generally non-discretionary approach.

Robert Huskins is a financial advisor at Wells Fargo Clearing with 44 years of industry experience. He holds the Series 63 designation and has worked with Wells Fargo since 2009, including seven years at Wells Fargo Advisors LLC prior to his current role. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Peter Prentis is a CFP® professional with 44 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, tailored to plan objectives and risk tolerances.

Adam Bille is a Financial Consultant at Fidelity Investments, where he has been serving clients since 2016. In his role, he assists clients in strengthening their financial plans to help them achieve their financial goals. Prior to his current position, Adam held several roles at Fidelity Investments, including Investment Consultant from 2015 to 2016, Financial Representative from 2014 to 2015, and Full Trader from 2013 to 2014. His professional experience is centered around financial consulting and investment services. Adam's personal values include compassion, integrity, and trust.

James Mark McLaughlin is a financial advisor with Raymond James & Associates in Vero Beach, FL, holding Series 63 and 65 credentials and possessing 43 years of industry experience. He has been with Raymond James & Associates since 2007. Outside of his advisory role, he serves as executor for the estates of John and Alice McLaughlin. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets under management. The firm serves a diverse client base, including individuals, institutions, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Matthew Saum is a Resident Director at Merrill, where he leads a team focused on delivering personalized wealth management strategies to clients and their families. He specializes in solving complex financial problems and works closely with clients to navigate liquidity events and achieve worry-free retirements. Matt's expertise encompasses executive compensation, family wealth management, new wealth management, individual and corporate investment strategies, tax minimization, and retirement income planning. He takes a holistic approach by integrating investment planning, lending access through Bank of America, and tax-efficient portfolio management. His practice primarily serves legal and financial professionals and assists them in navigating the financial markets. Prior to joining Merrill Lynch Wealth Management, Matt worked on the institutional finance side at Morgan Stanley and Telsey Advisory Group. He holds a Bachelor of Business Administration degree in Accounting from Florida Atlantic University, where he was a member of the Trading and Investment Club. Matt is a qualified Senior Portfolio Advisor and holds the Personal Investment Advisor (PIA) designation.

Adam Taylor is Vice President and Branch Leader at Fidelity Investments, a position he has held since 2022. In this role, he leads, coaches, and inspires a team of financial professionals to deliver an exceptional client experience. Adam has been with Fidelity Investments since 2014, progressing through various roles including Assistant Branch Leader, Director of Field Training, Financial Consultant, Investment Consultant, and Financial Representative. His experience spans leadership, training, and client advisory functions within the firm.

Kristen Ragusin is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and with 33 years of industry experience. She previously worked at Merrill and Bank of America before joining Raymond James in 2020. Outside of her advisory role, she is an author and consults on developing local currencies for community initiatives. Raymond James & Associates is a large dual-registered broker-dealer and investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering tailored financial planning and consulting services supported by a wide range of portfolio management styles and affiliated research.

Stephen Costa is a financial advisor with Raymond James Financial Services Advisors, Inc. in Vero Beach, FL, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at TD Private Client Wealth, Fisher Investments, and E*TRADE. He is also an associate and relationship manager at The Kanner Group, LLC, a non-investment-related support company. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary, goal-based advice supported by analytical modeling and maintains specialized programs in municipal finance and SIMPLE IRA employer advisory services.

Hanson Peirce is a financial advisor at Morgan Stanley in Vero Beach, FL, holding a Series 66 license with four years of industry experience. He has been with Morgan Stanley since 2021 and previously worked at East Coast Lumber & Supply Co. from 2018 to 2020. He also spent five years affiliated with the University of Florida. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Lorene Roccon is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 63, 65, and 66 credentials and accumulating 35 years of industry experience. She has been with UBS since 2001. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Glen Darby is a financial advisor with UBS Financial Services in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and asset allocation models to tailor client plans.

Mark H. Bradley is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 registrations and bringing 52 years of industry experience. He has been with UBS since 2009. Outside of his advisory work, he is the sole proprietor of B S Aircraft Partners, a business involved in aircraft ownership and transportation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a range of capital markets services through its platform.

Vincent Freudenberger is a Senior Financial Advisor at Merrill Lynch Wealth Management with over 35 years of experience in the financial industry. His professional focus encompasses college education planning, portfolio management services, women and wealth, and retirement income strategies. Vincent follows a disciplined, risk-conscious approach to wealth management, emphasizing capital preservation, income-oriented strategies, and long-term portfolio care. He has extensive experience guiding families through changing market environments and prioritizes protecting the assets clients have accumulated. Throughout his career, he has concentrated on multi-generational investing and maintains longstanding client relationships spanning over thirty years. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Framingham State College. Vincent communicates with clients in both English and Spanish. Outside of work, his personal interests include cooking, fishing, gardening, golfing, music, photography, reading, traveling, and yoga.

Joseph Falzone is a financial advisor with Raymond James Financial who holds a Series 63 designation and has 26 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2012 and currently works at Vero Beach Wealth Management. Outside of his advisory role, he serves as a volunteer Finance and Investment Committee member for the Indian River Lagoon National Estuary Program. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients using tailored, non-discretionary strategies supported by analytical tools and risk profiling. The firm serves a diverse client base including high-net-worth individuals, pension plans, corporations, and charitable organizations.

Leslie Ash is a financial advisor with Morgan Stanley in Vero Beach, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Morgan Stanley and its affiliates since 2007, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides a wide range of advisory programs for individual and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services both directly and through Corporate Financial Planning agreements.

Peter Kelly is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with clients to understand their goals and create personalized wealth management strategies that reflect what matters most to them. His approach includes providing investment guidance and access to Merrill's portfolio management resources, as well as leveraging the products and services offered by Bank of America to address clients' entire balance sheets. Peter has over 20 years of experience in the financial industry, having worked with firms such as Wachovia Securities, AIG Securities Lending, and Charles Schwab in various roles including Repo Trading Product Supervisor, Securities Lending Trader, Institutional Fixed Income Sales, Regional Bond Specialist, and Financial Consultant. His areas of expertise include employee benefits planning, family wealth management strategies, institutional investment consulting, personal retirement planning, portfolio management, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Originally from Huntington, New York, Peter grew up in Manhasset, New York and earned a Bachelor of Science degree in Business Administration from the University of Richmond. He holds the Personal Investment Advisor (PIA) designation and is associated with Merrill Lynch Wealth Management. Peter moved to Florida in 2010 and currently resides in Vero Beach. He has three children and enjoys golfing, snow skiing, and spending time at the beach.

Colin Scott is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. Prior to joining Schwab, he held positions in retail and supply industries and spent nine years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management, financial planning, and integrated custody services. The firm is notable for its scale, centralized operations, and a structured approach to alternative investments.

Trevor Piazza is a Financial Consultant at Fidelity Investments, a position he has held since 2025. Prior to this role, he served as an Investment Consultant at Fidelity from 2024 to 2025 and as a Financial Representative from 2022 to 2024. He focuses on understanding his clients, their families, and their financial situations to co-create financial plans that address their unique short- and long-term goals. Trevor emphasizes the importance of establishing a plan to navigate retirement, utilizing Fidelity's extensive support and resources. He aims to earn his clients' trust through honesty and dependability.

Joanne Sardella is a CFP® professional with 40 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. since 2009. She functions as an Independent Contractor and Branch Manager at Vero Beach Wealth Management. Additionally, she serves on the finance and investment committee of the Vero Beach Yacht Club, a nonprofit organization. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities, using a tailored approach that incorporates risk profiling and analytical modeling.