Philip Moore III is a CFP® professional affiliated with LPL Financial, bringing 20 years of industry experience. He has worked at LPL Financial since 2022 and has a concurrent history with Cuna Brokerage Services, Inc. and Cuna Mutual Group dating back to 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Neal Richards is an Investment Management Consultant II at Fidelity Investments, where he has worked since 2022. In his role, he focuses on building relationships with clients by understanding their needs and goals, and supports them through financial planning using Fidelity's resources. Prior to joining Fidelity, Neal served as Financial Planning Director at Edelman Adviser from 2017 to 2022. He has extensive experience in investment consulting, having worked at TD Ameritrade in various consultant roles from 1999 to 2017. Outside of his professional work, Neal enjoys board games, puzzles, and family activities.

Matthew McDaniel is a financial advisor with LPL Financial based in Hopewell, VA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. He previously worked at MML Investors Services, Inc. and MassMutual for 18 years before joining LPL Financial in 2021. LPL Financial serves a diverse client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research, with both discretionary and non-discretionary management options.

Chester Ritchie III is a financial advisor with Osaic Wealth, Inc. in Midlothian, VA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. Prior to joining Osaic in 2018, he worked at Jhfn Sii from 2011 to 2018. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to various managed account solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple investment types.

Randall Wachman II is a financial advisor with Edward Jones in Colonial Heights, VA, holding a Series 66 designation and 19 years of industry experience. He has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a network of about 23,701 advisors and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and other financial services.

Toni Lee Andrews is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. She holds a Series 66 designation and has been with Cambridge since 2010. Andrews also serves as president of Chesapeake Management Services, which provides accounting, billing, tax preparation, and management services, and she holds board positions at Touchstone Bank and First National Bank. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement plans, charitable organizations, and other clients through a network of independent financial professionals. The firm offers financial planning, investment management, and retirement advisory services using a variety of portfolio management and model-based approaches tailored to client objectives.

Cash Allen is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and 3 years of industry experience. Prior to joining Ameriprise, he was involved with Agees Bicycle for four years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income sources and tax-aware withdrawal strategies.

Edward Velasquez is a financial advisor with Edward Jones in Midlothian, VA, holding a Series 66 credential and having 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by more than 23,700 financial advisors nationwide.

Erik Ott is a financial advisor with Ameriprise in Midlothian, VA, holding a Series 66 designation and 11 years of industry experience. He has worked at Ameriprise Financial Services, Inc. and Ameriprise since 2014. Outside of his advisory role, he owns Monroe Lane, LLC, a business focused on managing his Ameriprise practice. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service. The firm uses a combination of investment research, third-party data, and algorithmic tools to provide ongoing retirement advice centered on income sources and tax-aware withdrawal strategies.

Juliette Sykes is a CFP® professional with six years of industry experience, currently affiliated with LPL Enterprise. She previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for six years, in addition to roles at OneAmerica Securities, American United Life Insurance, and Mutual of Omaha Investor Services. Outside of her advisory work, she has a long-standing involvement in tax preparation and accounting through Precise Taxes Inc. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Lucas Jones is a financial advisor at Raymond James Financial with 18 years of industry experience. He holds a Series 66 designation and has held roles at PJ Capital Partners LLC, where he is an owner and officer, as well as at Z3Capital Partners and Mahler Capital Management. His other business activity includes serving as president and 50% owner of PJ Capital Partners LLC, a support company. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm delivers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance through a unique affiliation with a municipal advisor.

Chase Giegling is a financial advisor at Edward Jones with Series 66 and Series 63 credentials and one year of industry experience. Prior to joining Edward Jones, he worked at Charles Schwab & Co., Inc. for two years and held roles at Hilb Group and Walmart. He was also involved with the Central Virginia Soccer Referee Association for two years. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a wide range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and has a large network of advisors and branch offices across the country.

Leonard Mc Adams is a financial advisor with Edward Jones in Chester, VA, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. He has been with Edward Jones since 1992. Outside of his advisory role, he serves as a board member of the Chester Business Association. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets with a large network of financial advisors and branch offices, offering a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Kelly Barnes is a financial advisor at Ameriprise with 17 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2008. Outside of her advisory role, she serves as President of the Parent Teacher Association at AM Davis Elementary School. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Kenneth Cortright Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 registrations and bringing 46 years of industry experience. He has worked at LPL Financial since 1990 and previously operated IA Cortright Company for 24 years. Outside of his advisory work, he occasionally engages in freelance photography. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services, supported by both discretionary and non-discretionary management and extensive research resources.

Chinda Manalo is a financial advisor with Primerica Advisors in Midlothian, VA, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked with PFS Investments Inc and Primerica Financial Services since 2016. Outside of her advisory role, Manalo is a partner in Manalo Enterprises, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed accounts, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Joseph Lively is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Ameriprise. Before joining Ameriprise in 2021, he worked at Call Federal Credit Union and Essex Bank. He holds a Series 63 license and is based in Goochland, VA. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

R.F. Burke Steele IV is a financial advisor with LPL Financial, holding a Series 66 designation and 12 years of industry experience. He has been with LPL Financial since 2017 and previously worked at Investment Centers of America from 2014 to 2017. His outside activities include the sale of non-variable life and fixed-line insurance products through affiliated insurance businesses. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by research and various investment strategies.

Scott Dingman is a financial advisor at LPL Financial with 36 years of industry experience. He holds the CFP® and ChFC® designations and has been associated with LPL Financial and Linsco/Private Ledger Corp. since 1997. Outside of his advisory role, he is a managing partner and 50% owner of Dingman Financial Services, LLC, and is involved in selling fixed insurance products. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Gavin Kendall is a financial advisor with OSAIC based in Midlothian, VA. He holds a Series 66 designation and has one year of industry experience. Prior to joining OSAIC, he worked at Capitol Financial Solutions and Northwestern Mutual, and also has background in financial planning and management roles outside the investment industry. Kendall is also an insurance broker, soliciting fixed insurance products for clients. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm provides integrated brokerage and advisory services with a range of investment options and uses firm-supported tools and third-party platforms to construct and manage client portfolios.