Christopher Kubert is a CFP® professional with 20 years of industry experience. He is currently affiliated with NewEdge Advisors and Mid Atlantic Capital Corporation since 2021. His prior work includes roles at Private Client Services LLC, Executive Wealth Management, and The Huntington Investment Company. Outside of advisory services, Kubert is involved in fixed insurance product sales and operates a vehicle rental business via the Turo app. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisors. The firm offers a variety of portfolio management and consulting services and uses a combination of in-house and third-party strategies supported by technology tools and centralized due diligence.

Jason Brooks is a financial advisor with Eagle Strategies (NY Life) in Farmington Hills, MI, holding the ChFC® designation and Series 63 license. He has 33 years of industry experience and has been with Eagle Strategies since 2010. Brooks is also the owner of Brooks Financial and serves on the boards of two homeowners associations as well as the ORT America Michigan Chapter. Additionally, he has invested in an animated movie project and participates in an LLC that merges group insurance business books. Eagle Strategies serves a diverse client base including individuals, institutions, and retirement plans, providing financial planning, investment management, and advisory services tied to insurance and annuity products. The firm offers a range of program types and operates primarily on a non-discretionary basis, with a focus on tailoring recommendations to client and Plan Sponsor objectives.

Michelle Kreda is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 66 designations and 15 years of industry experience. Her prior experience includes ten years at Wells Fargo Advisors and Wells Fargo Clearing, as well as time at Ameriprise. She is also involved in retail outside the financial sector as a representative for Avon, selling cosmetic products, skincare, and perfumes. Concurrent Investment Advisors is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement advisory services, focusing on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles, supported by a network of approximately 286 advisors serving over 13,000 clients.

Maram Alaiwat is a financial advisor at Equity Services, Inc. with 12 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at National Life Group and New York Life. Outside of her advisory role, she serves as president of the American Lung Association Michigan Leadership Board and participates on the Finance Committee and Development Committee of Detroit Public Television & Radio. Equity Services, Inc., also known as ESI Financial Advisors, provides financial planning, consulting, and asset management to individuals, corporations, trusts, estates, charitable organizations, and employer retirement plans. The firm offers multiple advisory platforms, frequently uses third-party asset managers, and combines long-term strategies with options for shorter-term trading and specialized instruments.

Madison Hammel is a financial advisor at Capital Analysts with 10 years of industry experience. She holds a Series 66 designation and has worked at Consolidated Financial and Lincoln Investment since 2016. Outside of her advisory role, she is the owner and managing member of Portfolio Projector LLC, a real estate planning business focused on evaluating real estate portfolios. Capital Analysts serves a diverse client base including individual and high-net-worth investors, trusts, foundations, businesses, and charitable organizations. The firm offers portfolio management and retirement-plan advice through both discretionary and non-discretionary investment approaches, supported by a proprietary mutual fund screening process and a nationwide network of independent advisors.

Eric Nahat is a financial advisor at Hightower Advisors with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Hightower and its affiliated broker-dealer since 2017, following a prior role at Wells Fargo Advisors. Hightower Advisors delivers investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach centers on manager selection and multi-manager solutions, utilizing both affiliated and third-party managers alongside proprietary research and various investment vehicles.

David Berry is a CFA® charterholder with 22 years of industry experience, currently serving at Sequoia Financial Group, L.L.C. He has been with the Sequoia organization in various capacities since 2016. Berry holds the position of Director of Private Client Services at Sequoia Financial Group. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting to a diverse client base including individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm employs a combination of model and custom portfolio management strategies, supported by an Investment Policy Committee, and incorporates a range of investment vehicles such as mutual funds, ETFs, individual securities, private and alternative investments.

Jennifer Shandler is a financial advisor with Oppenheimer & Co. Inc. in Birmingham, Michigan, holding Series 63 and Series 65 designations and bringing 40 years of industry experience. She has been with Oppenheimer since 2011 and previously worked at Wells Fargo Clearing from 2006 to 2009. Outside of her advisory role, she manages her own investment trust. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, and retirement accounts. The firm offers a range of advisory programs including asset management, consulting, and financial planning, with both discretionary and non-discretionary services.

Dean Smith is a financial advisor at Oppenheimer with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Fahnestock & Co., Inc. for 27 years. Outside of his advisory role, he serves as co-trustee for several family trusts. Oppenheimer is a registered investment adviser and broker-dealer that serves individuals, corporations, pension and profit-sharing plans, charitable organizations, and pooled investment vehicles. The firm offers a wide range of investment programs and combines discretionary and non-discretionary advisory services, maintaining custody of client assets while operating both broker-dealer and advisory businesses.

Casey Bear is a CFP® professional with 16 years of industry experience, currently advising at Farther since 2025. Prior to Farther, Casey worked for three years at KMG Fiduciary Partners and spent 13 years with Cranbrook Wealth Management. Farther provides discretionary investment management and related advisory services primarily to individual investors, trusts, and estates through both digital platforms and in-person meetings. The firm applies Modern Portfolio Theory using proprietary model portfolios and algorithmic rebalancing, utilizing a range of investment vehicles and incorporating AI tools under internal review.

Corbin Donaldson is a CFP®-credentialed financial advisor with three years of industry experience, currently with CIBC Private Wealth Advisors, Inc. in Birmingham, MI. His prior roles include positions at Greenleaf Trust, Cetera Investment Advisers, Cetera Investment Services LLC, and Chemical Bank. CIBC Private Wealth Advisors provides comprehensive wealth management and advisory services to a diverse client base, including high net worth individuals and investment companies. The firm’s investment approach involves customized portfolio management supported by internal teams and governance committees, integrating proprietary and external strategies.

Matthew Nelson is a financial advisor with Hantz Financial Services, Inc. in Southfield, MI, holding Series 63 and Series 65 designations and six years of industry experience. His prior roles include positions at Hantz Tax & Business, Schmidt, Koning, Villorreal & Associates, LLC, and BDO USA, LLP. Hantz Financial Services serves a diverse client base including individuals, pension plans, charitable and corporate clients, and business owners. The firm employs ETF-based model portfolios supplemented by third-party managers and uses technology-driven strategies such as automated tax-loss harvesting and AI-assisted data aggregation as part of its investment approach.

Raquel Rudder is a ChFC® credentialed financial advisor with 18 years of experience at Hantz Financial Services, Inc. in Southfield, MI. She has been with Hantz Financial Services since 2008. Hantz Financial Services serves a diverse client base including individual households, pension and profit-sharing plans, charitable and corporate clients, and business owners. The firm delivers investment advice primarily through ETF-based model portfolios across multiple risk levels, supplemented by third-party managers and employing technologies such as automated tax-loss harvesting and AI-assisted client data aggregation.

Kenneth Morris is a financial advisor with Kestra Advisory, holding a ChFC® designation and Series 63 license, with 46 years of industry experience. His career includes prior roles at LPL Financial and INVEST Financial Corporation. He serves as Vice President of the Society for Lifetime Planning and is the author of the book *A Thought for Your Pennies*. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers fiduciary services, plan design, compliance testing, and access to a broad range of management platforms and third-party solutions.

Jeffrey Palleschi is a financial advisor at Focus Partners Wealth, LLC with nine years of industry experience. He holds the CFP® designation and Series 65 license. His prior experience includes roles at The Colony Group, LLC, Buckingham Strategic Wealth, LLC, LifePlan Financial Advisory Group, LLC, Baron Wealth Management, LLC, and Plante Moran Financial Advisors. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, offering a range of services including investment management, financial planning, tax and compliance support, and family office and business management. The firm employs a long-term investment approach with an enhanced open architecture, utilizing both active and passive strategies, third-party managers, and customized portfolios tailored to client needs.

Melissa Santoyo is a financial advisor at Goldman Sachs Wealth Services with two years of industry experience. She holds the Series 66 designation and previously worked at CBRE and Maxim Healthcare Services. Goldman Sachs Wealth Services provides financial planning and portfolio management to a diverse client base, including individual investors, corporate participants, executives, and institutional clients. The firm uses strategic allocation models and manager selections from specialized internal groups, offering a range of fee arrangements and access to affiliated Goldman Sachs capabilities.

Gayane Toukhanian is a financial advisor with Goldman Sachs Wealth Services holding a Series 66 designation and nine years of industry experience. She has worked at Goldman Sachs Ayco since 2017 and previously held roles at Academia Book Buyers and Huntington Technology Finance. Goldman Sachs Wealth Services provides financial planning, investment management, and advisory support to a diverse client base, including high-net-worth individuals, corporate participants, and institutional clients. The firm leverages centralized investment resources and offers tailored services such as Executive Wealth and Private Family Office support within a large integrated financial group.

Benjamin Wicks is a financial advisor at Goldman Sachs Wealth Services with a Series 66 designation and one year of industry experience. Prior to joining Goldman Sachs, he held positions at Bridge Business Credit, Lee Industrial Contracting, Kroger, and Michigan State University among others. Goldman Sachs Wealth Services advises a diverse client base including individual investors, corporate and employer-sponsored participants, executives, plan sponsors, and institutional clients. The firm offers tailored financial planning and portfolio management supported by proprietary research, strategic allocation models, and a range of service platforms across the broader Goldman Sachs ecosystem.

Nathan Hartwig is a financial advisor at Creative Planning with seven years of industry experience. He holds a Series 66 credential and has previously worked at PNC Investments LLC, Citizens Securities, Inc., AXA Advisors, LLC, Norma Group, Alliance Catholic Credit Union, and Cutting Edge Athletics. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term objectives while incorporating short-term passive allocations and private market exposure.

Caleb Sheng is a financial advisor at NewEdge Advisors with four years of industry experience. He holds a Series 66 designation and previously worked at Raymond James Financial Services and Waldo Wealth Partners. Outside of his advisory role, he is the owner of Sheng Law Group, PLLC. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent investment adviser representatives. The firm offers a range of portfolio management, financial planning, and consulting services, utilizing multiple program structures and technology tools to support advisor and client needs.