Allan Cady is a financial advisor with Edward Jones in Carmichael, CA, holding Series 63 and Series 66 designations and bringing 30 years of industry experience. He has been with Edward Jones since 1995. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Marleyna Rubin is a financial advisor at UBS Financial Services in Roseville, CA, holding a Series 66 designation with two years of industry experience. Her prior roles include positions at Wells Fargo Advisors and Wells Fargo Bank NA, as well as employment at the University of California, Merced. Rubin joined UBS Financial Services in 2022. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to a range of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Julia Anderson is a financial advisor at Robert Baird & Co. with 18 years of industry experience. She previously worked at Stifel Nicolaus & Co. for 14 years before joining Robert Baird in 2023. Outside of her advisory role, she is involved in retail sales with Rodan & Fields. Julia is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Nicholas Weber is a CFP® professional at OSAIC with 19 years of industry experience. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, inc. for 11 years. He owns Weber Wealth Management & Insurance Services, Inc., where he provides life, disability, and long-term care insurance, and serves as CEO of Iron Point Private Wealth, a DBA of his firm’s securities business. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services with various investment platforms and third-party manager access, utilizing asset-allocation tools and risk assessments to construct portfolios.

Christopher Wilczewski is a CFP®-certified financial advisor with Edward Jones in Folsom, CA, and has nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at Verizon Wireless for 15 years and spent a year at Folsom Cordova USD. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts.

Jahie Moore Johnson is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Makara Hang is a financial advisor at Raymond James Financial with Series 63 and Series 66 credentials and 24 years of industry experience. He has worked at Raymond James since 2012 and is also an associate at First Tech Federal Credit Union, where he contributes to the Investment Services Division. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth clients, corporations, and institutional investors. The firm provides tailored, non-discretionary planning and supports municipal and public finance through a unique affiliation with a municipal advisor.

Dianna Laney is a financial advisor with LPL Financial in Folsom, CA, holding CFP® and ChFC® designations and over 20 years of industry experience. Her prior experience includes roles at Ameriprise, Cambridge Investment Research Advisors, and Ideal Life Financial Advisors. She serves as a board member on the City of Folsom Planning Commission. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Maxwell Glasheen serves as a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he partners closely with clients to understand their unique financial situations and develop personalized strategies that address their specific goals. Maxwell focuses on areas including executive compensation, family wealth management strategies, and personal retirement planning, leveraging the global investment resources of Merrill and the banking solutions of Bank of America to implement these strategies. Maxwell holds a Bachelor's Degree in Liberal Arts from the University of Nevada, Las Vegas. He holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Maxwell is committed to working one-on-one with clients to create financial plans tailored to their long-term objectives. Outside of his professional responsibilities, Maxwell participates in community volunteer activities. His personal interests include golfing, reading, and woodworking.

Krista Brewer is a financial advisor with LPL Financial in Roseville, CA, holding a Series 66 designation and 24 years of industry experience. She has been with LPL Financial since 2005, following a brief tenure at Brecek & Young Advisors. In addition to her advisory role, she operates a tax planning and preparation business under the name Behl Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Todd De Kellis is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at Cambridge Investment Research and Woodbury Financial Services. He also provides financial advice to clients of First Tech Federal Credit Union and Addison Avenue Investment Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs non-discretionary planning and analytical tools to tailor recommendations to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Carter is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He opened the Roseville, California office of Merrill Lynch as the Resident Director in 1993 and has been associated with Merrill Lynch since 1975. Michael holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. and the Personal Investment Advisor (PIA) credential. Michael earned a Master’s Degree in Business Finance and a Bachelor’s Degree in History from the California State University system. Prior to his career in financial services, he served in the Marine Corps, attaining the rank of Captain. His advisory focus includes college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Michael has also contributed to the community through roles such as serving on the Finance Committee of the Boy Scouts of America, Golden Empire Council, and as a founding charter member of the Stand Up 4 Financial Literacy campaign in the greater Sacramento area. Outside of his professional work, Michael resides in Granite Bay, California with his wife Marie. They are parents of two sons who graduated from the Folsom School District while Marie served on the Folsom Board of Education. His personal interests include adventure sports, gardening, running, skiing, and traveling.

Marianne Santos is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Merrill Lynch since 2007 and also worked at Bank of America, N.A. from 2024 to the present. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Waldron is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients pursue their personal financial goals through customized strategies that prioritize their unique perspectives and priorities. His areas of expertise include college education planning, family wealth management strategies, legacy planning, personal retirement planning, and tax minimization. Matthew holds a Bachelor's Degree from the California State University System. He is a CERTIFIED FINANCIAL PLANNER™ (CFP®), a Chartered Retirement Planning Counselor™ (CRPC™), and a Personal Investment Advisor (PIA). These credentials reflect his commitment to professional standards in providing financial planning and retirement advice. Outside of his professional duties, Matthew enjoys playing soccer, golfing, and participating in triathlons. He is involved with the organization Vitalant and welcomes connections related to business, hobbies, or local community interests.

Andrew Marrach is a financial advisor with LPL Financial, holding a Series 66 designation and 27 years of industry experience. His prior roles include positions at SCF Investment Advisors, SCF Securities, WFG Advisors, Commonwealth Financial Network, Cambridge Investment Research, and Morgan Stanley. He is also involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, utilizing various investment strategies and technology tools across a large network of advisors.

Jonathan Green is a financial advisor at Wells Fargo Advisors with six years of industry experience. He has held various roles within Wells Fargo and its affiliates since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria.

Neil Fluken is a CFP® professional with 25 years of industry experience, currently advising clients at LPL Financial since 2020. Prior to LPL, he worked at Securian Financial Services for 11 years and has been associated with Sgc since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisers with various investment strategies and technology tools.

Donald Coombs Jr. is a Series 66-licensed financial advisor with two years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at Transamerica Financial Advisors, WFGIA, and Bank of America. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, relying on portfolios developed by internal research, third-party strategists, or TAMP sponsors, and it offers access to financial planning, asset managers, and insurance products through affiliated entities.

Michelle Burson is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch Pierce Fenner & Smith and Bank of America, N.A. before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of systematic methodologies and involvement in commodity pool operations.

Titus Garrett is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Woodbury Financial Services, Inc., Questar Asset Management, and Woodmen Accident & Life Co., where he has also been involved in life insurance sales. Garrett serves as the owner and trustee of the Garrett Family Trust. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm utilizes asset-allocation tools and multiple investment platforms to construct portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.