Joshua Allen is a financial advisor with Charles Schwab, holding a Series 66 designation and four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Bank of America, Merrill, Superior Ambulance, and Inventory Returns & Solutions. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized supervisory and custody arrangements.

Anil Rathi is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment solutions. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Tyler Pesola is a financial advisor with LPL Financial, holding a Series 66 designation and two years of industry experience. His prior work includes roles at JPMorgan Chase Bank, J.P. Morgan Securities, and several other financial services firms. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research and technology-driven portfolio management.

Michael Coldwell is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 65 licenses. He has 25 years of industry experience, including prior roles at Edward Jones and Cuna Mutual Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning utilizing firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Terrence Moran is a financial advisor at LPL Financial with 43 years of industry experience. He holds CFP® and Series 63 designations and has worked at LPL Financial since 2009. Moran is also involved with Select Benefits Inc, where he has a longstanding role in the fixed insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from various sources.

Alexander Deleon is a financial advisor at Edward Jones with two years of industry experience. He holds a Series 66 designation and joined Edward Jones in 2023. Prior to his career in financial advising, he worked in healthcare, including roles as a registered nurse at Advocate Condell Medical Center and Advocate Lutheran General Hospital. He continues to serve as a registered nurse on an as-needed basis. Edward Jones is a full-service wealth management firm serving more than four million clients across individual and institutional segments. The firm offers a broad range of advisory programs and investment solutions, supported by a large nationwide network of advisors and branch offices.

Marwan Saffaf is a financial advisor at LPL Financial with one year of industry experience. He holds Series 65 and Series 63 licenses and previously worked at BMO Harris Bank, PNC, MB Financial, Fifth Third, and Airport Services Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual clients, retirement plans, institutions, and charitable organizations through a nationwide network of representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Robert Jensen Jr. is a financial advisor with Morgan Stanley in Barrington, IL, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he co-owns rental properties with his spouse, who manages the holdings as a real estate broker. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides financial planning and advisory services to individuals and institutional clients. The firm employs a structured planning process supported by analytical tools and serves a broad range of clients with comprehensive investment and wealth management solutions.

Alejandro Munoz is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and has held roles at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as previous experience at Bank of America and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jack Petras is a CFP® professional with four years of industry experience, currently serving at Wells Fargo Clearing. His prior roles include positions at Golden Trail Advisers LLC and Yeske Buie, Inc, as well as academic involvement with the University of Illinois. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Alexander Lenz is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities since 2015. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities, delivering non-discretionary advisory programs supported by a centralized due-diligence framework.

Michael Davern is a financial advisor with LPL Financial in Lake Zurich, IL, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. Prior to joining LPL Financial in 2018, he worked for Cetera Advisor Networks LLC and has been involved with Exemplar Tax & Accounting since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, retirement plan consulting, and brokerage services, offering both discretionary and non-discretionary management supported by in-house and third-party research.

Mayumi Flesner is a financial advisor at Edward Jones with seven years of industry experience. She has worked at Edward Jones since 2018 and previously held a position at MUFG Bank Ltd. from 2017 to 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a wide range of advisory programs and affiliated investment options. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Thomas Gaudio is a financial advisor with Edward Jones in Schaumburg, IL, holding a Series 66 designation and two years of industry experience. Prior to joining Edward Jones in 2023, he worked at KCT Credit Union from 2020 to 2023 and held roles at Cornerstone National Bank and Trust Company and Huntley Park District. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households and corporate clients. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory programs and services through a nationwide network of financial advisors and branch offices.

Terrence Maryniw is a financial advisor with Cambridge Investment Research Advisors and holds Series 63 and Series 65 licenses. He has 39 years of industry experience and has operated Maryniw Financial since 1985. He is also a partner in Monetary Solutions, LLC, a non-investment-related business. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, offering financial planning, investment management, and retirement plan advisory through independent Financial Professionals using a variety of portfolio management strategies and platform arrangements.

Jennifer Shulman is a financial advisor with Wells Fargo Clearing in Schaumburg, IL, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. Her prior roles include positions at AXA Advisors, Baxter Credit Union, and First Merit Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Hornok is a financial advisor at Edward Jones in Barrington, IL, holding Series 63 and Series 66 designations with 25 years of industry experience. He has been with Edward Jones since 2001. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of financial advisors and branch offices.

Joseph La Vanne is a financial advisor with Cetera, holding a Series 66 designation and six years of industry experience. He has held roles at James Hamlin Financial Services, LLC dba Traverse, and JHFS Management Corporation, where he is involved in the active management of financial services entities. La Vanne has a background that includes engineering experience prior to entering the financial sector. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary account structures.

Daniel Fernandez is a Financial Consultant at Fidelity Investments, where he works closely with clients to develop personalized financial plans and investment strategies that align with their individual goals and preferences. He emphasizes consistent communication and responsiveness in his approach to building trust and supporting clients' evolving financial needs. Daniel has held several roles in the financial services industry, including Investments Consultant at Fidelity Investments, Wealth Management Banker and Assistant Vice President at U.S. Bank Wealth Management, as well as Branch Manager positions at U.S. Bank and BMO. His experience spans wealth management, investment consulting, and branch leadership. Outside of his professional work, Daniel has interests in fitness, football, movies, and puzzles.

George Cook is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and has worked at Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured discovery conversations and firm-approved planning tools in its financial planning process.