Eric Sorensen is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he focuses on helping individuals and families achieve their most important financial goals. He began his career with Merrill in 2011 and became a Financial Advisor in 2014, bringing experience from various roles within the firm to his advisory practice. Eric emphasizes hard work, integrity, and long-term vision in his approach, developing personalized financial strategies tailored to each client's unique circumstances and preferences. His expertise includes areas such as education planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, philanthropic planning, portfolio management services, socially responsible and values-based investing, tax minimization, and retirement income. He holds both a Master's Degree in International Business and a Bachelor's Degree in Finance from the University of Florida. In addition to his professional work, Eric serves on the Board of Directors for the Florida Keys Gator Club. His personal interests include scuba diving, sailing, traveling, and spending time with his wife Allison and daughter Lillian.

Cinthya Brodzikowski is a financial advisor at Ameriprise in Miami, FL, holding a Series 66 designation with 11 years of industry experience. Her career includes over a decade at Ameriprise Financial Services, Inc., with additional experience at Charles Schwab. She is involved in managing business operations through ownership roles in multiple entities related to her advisory practice. Ameriprise offers retirement-income planning services tailored to individuals nearing or in retirement who meet specific asset criteria. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing algorithmic tools and research-driven strategies to deliver personalized, non-discretionary retirement income recommendations.

Julio Delsalto is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds Series 65 and Series 63 licenses and has been with Wells Fargo Clearing since 2016. Prior to that, he worked at Emblem Health for one year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

David Smith is a CFP®-designated financial advisor with 33 years of industry experience. He is currently with Cetera Wealth Services, LLC and has held roles at Cirton Bermuda Trust and Avantax Advisory Services. In addition to his advisory work, he owns a tax preparation and accounting business and serves as a real estate sales associate. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, providing clients with diverse investment options and program structures.

Sebastian Banchs is a financial advisor with OSAIC Wealth, Inc. in Coconut Grove, FL, holding Series 63 and Series 65 licenses and 24 years of industry experience. His prior roles include positions at Royal Alliance Associates, Inc. and Signator Investors Inc. Outside of advisory work, he serves as a notary public and is president of Signature Financial Solutions, LLC, involved in sales and marketing of securities and insurance products. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools and multiple advisory platforms to construct diversified portfolios and supports various managed account solutions and third-party platform services.

Carolina Stolagli is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds Series 66 and Series 63 licenses and has previously worked at Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and employs model-based asset allocations and research to tailor plans to clients’ goals and risk tolerances.

Martina Ponce Dalmau is a financial advisor at Raymond James & Associates with a Series 66 credential and less than one year of industry experience. Her prior roles include positions at the University of Notre Dame and the Kellogg Institute for International Studies. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm provides financial planning and non-discretionary investment consulting supported by a nationwide adviser network, offering a range of portfolio management styles and affiliated research.

Alexander Fernandez is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Fernandez is a sole proprietor of a rental property business in Palmetto Bay, Florida. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and serves clients through both individual and corporate financial planning arrangements.

Anthony Potestad is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 licenses. He has four years of industry experience, including prior roles at Morgan Stanley and E*TRADE Securities LLC. Outside of his advisory work, he has been involved in entrepreneurial activities such as Potestad Investments, LLC, and real estate appraisal through Dinasty Appraisals LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing roughly $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Jason Witrock is a financial advisor with Wells Fargo Clearing in Coral Gables, FL, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. He has previously worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated, and Bank of America, N.A. Outside of his advisory role, he works as a delivery driver and serves as an adjunct professor at Northeastern University’s Miami campus. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with a range of brokerage and advisory solutions supported by a large network of financial advisors and affiliated financial products.

Jose Diaz is a financial advisor at Raymond James & Associates with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Raymond James since 2021, following roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Diaz is also the manager of Elite Wealth Management Group, a business he owns in Coral Gables, FL. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Annette Rosenfield is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 licenses and 38 years of industry experience. She has been with Raymond James & Associates since 2012. Outside of her advisory role, she serves as President of Tax & Estate Planning Inc. and is a managing member of Rosenfield Family LLC. Raymond James & Associates is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, pension and profit-sharing plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by in-house research and a range of portfolio management strategies.

Guadalupe Abril is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 credential and bringing 22 years of industry experience. Prior to joining UBS, Abril worked at Morgan Stanley for eight years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocation to tailor financial plans to clients’ goals and risk tolerances. The firm also offers a range of capital markets services and integrates institutional trading capabilities with wealth management.

Andre Leal is a Financial Advisor at Merrill Lynch Wealth Management. He provides advisory support to private clients, assisting in the implementation of investment strategies aligned with clients' financial objectives, risk profiles, and long-term investment horizons, ensuring compliance with internal policies and regulations. His experience includes market analysis and ongoing monitoring of fixed-income instruments, including exposure to international markets, consistent with established investment guidelines and client needs. Andre collaborates with internal teams to support the construction and tracking of diversified portfolios in line with defined investment policies and guidelines. Prior to joining Merrill in 1999, he worked at Salomon Smith Barney in San Francisco, focusing on market analysis and investment research support. Earlier, he contributed to market development projects at BMW in Munich related to operations in Brazil. Born in Brazil, Andre has been educated in the United States since secondary school. He holds a Bachelor of Business Administration in International Business with minors in German and Computer Science from the University of San Francisco. He earned the Certified Investment Management Analyst (CIMA) designation through executive education at The Wharton School of the University of Pennsylvania, awarded by the Investments & Wealth Institute. He is fluent in English and Portuguese and has professional working knowledge of Spanish and German.

Rosemary Guilfoyle is a financial advisor at Raymond James Financial with 11 years of industry experience. She holds a Series 66 designation and has previously worked at firms including New York Life Insurance and Cetera. Guilfoyle is also president of RG Insurance Services Inc., a company involved in Medicare sales commissions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through its unique affiliation with a municipal advisor.

Nicole Mandich is a financial advisor at Raymond James & Associates with 11 years of industry experience. She holds the Series 66 designation and has worked at Raymond James since 2018. Her prior experience includes roles at Securities America Advisors, LPL Financial, and First Entertainment Credit Union. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting services supported by a nationwide adviser network.

Felipe Gaitan is a financial advisor with Wells Fargo Clearing in Plantation, FL, holding Series 63 and Series 66 credentials and nine years of industry experience. He has worked with various Wells Fargo entities since 2012 and briefly with Extended Travel in 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Carolina Fernandez is a financial advisor at Raymond James & Associates with five years of industry experience. She holds the Series 66 designation and has previously worked at firms including Oppenheimer & Co Inc., Sanford C. Bernstein & Co., Merrill Lynch, and Wells Fargo Advisors. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and governmental entities, offering financial planning and investment consulting through various advisory programs.

Yahaira Fernandez is a financial advisor at Raymond James & Associates with 14 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Wells Fargo Clearing, Wells Fargo Advisors LLC, and Wells Fargo Bank NA. Outside of her advisory role, Fernandez is a partner in a car towing and transport company. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, drawing on a range of portfolio management styles and affiliated research.

Cristobal Flanagan Margozzini is a financial advisor at UBS Financial Services with nine years of industry experience. He holds the Series 66 designation and has been with UBS since 2016. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.