Andrew Ochola is a Series 66 licensed financial advisor at J.P. Morgan Securities with four years of industry experience. His prior roles include positions at Sanford C. Bernstein & Co., LLC, the National Venture Capital Association, and Bloomberg L.P. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

John Campbell III is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including Securities America Advisors and Lone Eagle Wealth Services, which he owns. Campbell serves as a board member of the Pomona Valley Hospital Medical Center Foundation, participating on its Investment Sub-Committee. OSAIC serves a broad mix of retail and institutional clients, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm utilizes various asset-allocation tools and multiple advisory platforms to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Cameron Azad is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 63 designation and bringing 42 years of industry experience. He has been with UBS since 1989. Outside of his advisory role, he serves as an arbitrator on the National Futures Association arbitration panel. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Judi Washington is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 66 designation and bringing 18 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she works as a travel and leisure travel consultant through word-of-mouth marketing and serves as an assistant proctor for notary exam applicants. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Gustavo Estrada is a financial advisor with Fidelity, holding a Series 66 designation and 26 years of industry experience. He previously worked at J.P. Morgan Securities from 2012 to 2022 before joining Fidelity in 2022. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing multiple registered investment companies and developing model portfolios that incorporate systematic methodologies and long-term asset allocation benchmarks.

Virgil Salsman is a Senior Financial Advisor with Merrill Lynch Wealth Management based in Pasadena, California. He specializes in providing customized advice and guidance to business owners and their employees, focusing on the design, enhancement, and administration of company-sponsored group retirement plans. His expertise spans defined benefit and defined contribution plans, including pension, cash balance, 401(k), 403(b), and profit-sharing plans, as well as executive compensation and employee benefit programs. Drawing from extensive experience, Virgil helps business owners mitigate fiduciary risk, supports employee education and motivation for retirement readiness, and offers wealth management guidance with a multidisciplinary approach. His services also include non-qualified deferred compensation plans and business succession planning for multigenerational or employee-purchase strategies. Virgil's team aims to provide end-to-end solutions that address the varied financial needs of plan sponsors and employees. Virgil holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his High School Diploma from Northview High School and attended Citrus College without obtaining a degree. Outside of work, he enjoys spending time with family, biking, boating, camping, golfing, hiking, tennis, traveling, and woodworking.

Matthew Phillips is a financial advisor at Cetera with 11 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Cetera since 2021, following prior roles at Trilogy Capital, National Planning Corporation, and Trilogy Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a large network of advisors and employs a multi-manager platform with various program options and tools.

Steve Chen is a financial advisor at Cetera with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera since 2014, with prior roles at East West Bank and Cathay Bank. Outside of his financial career, he assists as a Den Leader for the Boy Scouts of America. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and third-party managers.

Sophie Johnson is a Financial Solutions Advisor at Merrill, where she works with clients to develop strategies tailored to their short-, mid-, and long-term financial goals. In her role, she provides guidance on general investing, retirement planning, and saving for unexpected needs. She also facilitates access to Bank of America specialists for additional banking, credit, home financing, and small business solutions. With a focus on understanding what matters most to her clients, Sophie takes time to learn about their priorities to help create effective financial strategies. She holds the Personal Investment Advisor (PIA) designation and has a Bachelor's Degree from San Diego State University. Sophie is proficient in English and French. Outside of her professional work, Sophie is involved in the community through organizations such as AYSO and the Sierra Madre Women's Club.

Cameron Coe is a financial advisor at Wells Fargo Clearing with a Series 66 designation and six years of industry experience. Prior to joining Wells Fargo in 2023, he worked at Morgan Stanley Private Bank and Morgan Stanley from 2018 to 2023. He has also been affiliated with Pitzer College since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Keith Morris is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 63 designation and 31 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by proprietary tools and models, with approximately $2.74 trillion in client assets under management.

Neal Jenkins is a Senior Vice President and Wealth Management Advisor with Merrill Lynch Wealth Management, where he has served clients for over 40 years. He specializes in college education planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Neal helps clients develop personalized financial strategies, often managing portfolios on a discretionary basis that may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He works in partnership with a team of specialists to provide comprehensive advice and guidance. Neal holds a Bachelor of Science degree in Finance and Business Economics from the University of Southern California’s Marshall School of Business and has completed executive training at the Wharton School of Business. He earned the Chartered Retirement Planning Counselor (CRPC®) designation and is a qualified Portfolio Manager. Neal’s approach focuses on establishing clear financial objectives through understanding clients’ goals, conducting regular reviews, and adjusting strategies as needed. A native of Pasadena, Neal currently resides in San Marino with his wife, Helene, and their four children. Outside of his professional responsibilities, he enjoys spending time with his family, golf, running marathons, music, traveling, and watching movies.

Sarah Flick is a financial advisor with Merrill in Pasadena, CA, holding a Series 66 designation and 22 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2009 and has been with Bank of America, N.A. since 2018. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration within Bank of America’s platform allows access to a broad set of products and services beyond standard investment management.

Xiaoxiao Cui is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, Cui worked at Tea Bar Azusa and has an academic background with positions at Cal Poly Pomona and Citrus Community College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Ariel Santana is a Series 66-licensed financial advisor with Morgan Stanley in Claremont, CA, with seven years of industry experience. He previously worked at Dewey, McDonald & Carrillo from 2015 to 2017 before joining Morgan Stanley in 2017. Morgan Stanley Wealth Management serves individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and analysis techniques such as Monte Carlo simulations.

Alisa Avakian is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 19 years. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and a broad range of capital markets services.

Yihao He is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, he worked at Dunlop Sports Americas and TCL North America, following several years at the University of California, Riverside and IMG Academy. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, and it operates a variety of investment activities including private funds and principal trading.

Elizabeth Keshishian is a financial advisor at RBC Capital Markets with seven years of industry experience. She holds Series 63 and Series 65 designations. Prior to joining RBC in 2022, she worked at JP Morgan Securities LLC and JP Morgan Chase Bank, N.A. from 2014 to 2022. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored portfolio strategies implemented through multiple investment managers and emphasizes integrated capital markets and affiliated asset management capabilities.

Kimberly Condon is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 25 years of industry experience. She has worked with J.P. Morgan Securities and JPMorgan Chase Bank since 2018, and previously spent six years at 5 Star Martial Arts. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory services with brokerage and investment management capabilities.

Daniel Mc Elderry is a financial advisor at Cetera with Series 66 credentials and one year of industry experience. He has been involved with Cam Caddie since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with various program structures and custodial arrangements.