Patrick McMahon is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation. He has one year of industry experience and previously worked with the Binghamton Athletics Department and Binghamton University. Outside of his financial career, he was involved with the Red Jug Pub for two years. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning using firm-approved software and delivers written recommendations without discretionary investment authority.

Vanessa Bustamante is a financial advisor at Primerica Advisors with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been associated with PFS Investments Inc. and Primerica Financial Services since 2009. Outside of her advisory role, she is involved in sales of home security and automation products through affiliated companies and owns Bam Financial Services, LLC, a legal entity formed for business purposes related to Primerica. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm employs a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Peter Mc Cormack is a financial advisor at LPL Enterprise with 34 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and Guardian Life, where he worked for over two decades. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and charitable entities. The firm emphasizes model-driven investment implementation through portfolios developed by internal and third-party strategists and offers access to financial planning, third-party asset managers, and affiliated insurance and trust services.

John Arminio is a financial advisor with MassMutual Investors Services holding a Series 66 designation. He has been with MassMutual Life Insurance Co and MML Investors Services since 2025. Prior to this, he gained experience at Barnum Financial Group, Fortress Investment Group, and Dunlea Glass & Mirror, Inc. He also has a background connected to the University of South Carolina and several community clubs. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars with a structured annual planning process utilizing firm-approved analytical tools.

Jonathan James is a financial advisor with Raymond James Financial, holding a Series 66 designation and one year of industry experience. Prior to joining Raymond James, he has held various roles including positions in college preparatory services and flight training. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored non-discretionary planning and consulting using advanced analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

Stephen Laddy is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Wells Fargo Clearing in 2024. Outside of his advisory role, Laddy co-owns a landscape company. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.

Herbert Roman is a financial advisor with Cetera, holding a Series 63 designation and bringing 10 years of industry experience. His prior roles include positions at Avantax Advisory Services and Prudential Insurance Company of America. Outside of his advisory work, he owns and operates multiple golf-related businesses, including an indoor golf facility, a competitive golf tour company, and a nonprofit organization aimed at teaching golf to children with limited resources. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform that includes affiliated and third-party strategies across various program structures.

Susan Frenkel is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has been with Cetera and its related entities since 2015. Outside of advisory work, she is involved in selling health insurance and serves as an executive producer for a family member’s theater project. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, corporations, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers through a multi-manager platform.

Jack Van Kleeff is a financial advisor with LPL Financial, holding a Series 66 designation and entering the industry with less than one year of experience. His prior work includes a brief tenure at Northwestern Mutual and roles outside finance, including working at Rails Steakhouse and full-time studies at Montclair State University and Community College of Morris. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory solutions including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for research and operations.

Wafaa Farag is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2019, with prior experience at PNC Bank and Emirates National Bank of Dubai. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence including quantitative and qualitative research.

Mitchell Solomon is a financial advisor with Cetera, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has worked at Cetera since 2019 and previously spent two decades at Foresters Financial Services. Cetera Investment Advisers LLC operates as an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Gerald Castellano is a financial advisor at LPL Financial with 41 years of industry experience. He holds the ChFC® and Series 63 designations. His prior experience includes roles at Securian Financial Services, Minnesota Life Insurance Company, Allied Wealth Partners, and New England Securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management options through a large network of advisors supported by proprietary research and operational tools.

Raymond Wong is a financial advisor at Merrill with 31 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Thomas Reichert is a Senior Financial Advisor with over 47 years of experience in the financial industry. He is a member of the RLA group at Merrill Lynch Wealth Management, where he applies his extensive knowledge in portfolio management to assist clients with making life-changing and life-affecting financial decisions. Throughout his career, Thomas has held roles as a Financial Advisor, Managing Director, and Branch Manager at a major brokerage firm. Thomas's expertise encompasses a range of client focus areas including family wealth management strategies, services for endowments, foundations, and non-profits, legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, and retirement income. He holds the Professional Investment Advisor (PIA) designation and earned a bachelor's degree from Montclair State University. Outside of his professional work, Thomas is engaged in his community as a church volunteer. He enjoys activities such as swimming, biking, boating, football, music, reading, skiing, traveling, and spending time with his family. Thomas and his wife, Patti, have been married for over 44 years and have three grown daughters.

Hyong Lee is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds the Series 63 and Series 65 designations. Prior to joining Wells Fargo in 2022, he worked for Morgan Stanley Private Bank, National Association, from 2015 to 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Martino Siciliano is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Primerica Advisors since 1982 and Primerica Financial Services since 1981. Siciliano has owned several businesses, including Martino Siciliano & Associates Inc., Labtygr, Inc., and Life's Work, Inc., though these are currently inactive. He has also been involved in part-time referrals for home security, automation products, and other home-related services through affiliates of PFS Investments Inc. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual investors as well as corporate and charitable clients. The firm emphasizes model-driven investment strategies provided by third-party asset managers and supports its advisory services with custody and trade execution facilitated by BNY Mellon Advisors and Pershing.

Michael Piccolo is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Wells Fargo Clearing and Morgan Stanley in various roles since 2006. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ricky Wallace is a financial advisor with Charles Schwab in Paramus, NJ, holding a Series 66 license and bringing 11 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank, SSB since 2015. Outside of his advisory role, he serves as Treasurer for Phi Beta Sigma Fraternity Inc., a nonprofit charitable organization. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a primarily non-discretionary client relationship model with access to discretionary separately managed accounts and employs strategic multi-asset investment portfolios alongside comprehensive due diligence on alternative investments.

Mayda Alvarado is a financial advisor with Charles Schwab in Paramus, NJ, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. She has been with Charles Schwab and Charles Schwab Bank since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance with client decision-making and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Shawn Danziger is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. His career includes roles at FSC Securities and operating his own advisory services since 1991. Outside of his advisory work, he is the owner of Summit Advisory Group, where he acts as an independent insurance agent. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management across multiple platforms and provides access to proprietary model strategies and third-party advisers.