Matthew Williams is a financial advisor at Vanguard Advisers with two years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes roles at Vanguard Marketing Corporation, The Vanguard Group, Florida Atlantic University, and Waves Management. Vanguard Advisers delivers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models, and its portfolios are composed mainly of Vanguard funds and ETFs with customizable features.

Samara Barnett is a financial advisor at Vanguard Advisers with three years of industry experience. She holds the Series 66 and Series 63 designations and has worked at Vanguard Marketing Corporation and The Vanguard Group since 2022. Prior to that, she held positions at Broker Solutions Inc., Lakeview Loan Servicing LLC, Erie Insurance, and Highmark Inc. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with customizable tax-aware and ESG features.

Claudiu Antonie is a financial advisor at Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 credentials with four years of industry experience. His work history includes roles at Vanguard Marketing Corporation and The Vanguard Group, Inc., as well as prior positions in various sectors including education and automation. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, offering customization options and tax-aware features.

Eric Spangenberger is a financial advisor at Vanguard Advisers with 22 years of industry experience. He holds Series 63 and Series 66 licenses and has spent his entire career at The Vanguard Group, Inc. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to asset allocation, primarily employing Vanguard funds and ETFs, and manages a high volume of client relationships through a combination of digital platforms and a large advisor team.

Jocephus Lewis is a financial advisor at Vanguard Advisers with one year of industry experience. He holds a Series 66 designation and has worked at several firms including Fidelity Investments and Citibank. His professional background also includes management roles outside finance, such as at Gregory's Coffee Management LLC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs, serving a large client base through a combined digital platform and advisor team model.

Brett Stewart is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Northwestern Mutual and Bradley Advisory. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Daniel Rustemeyer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and eight years of industry experience. His career includes roles at Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. Prior to joining Vanguard, he worked with the International Trade Center at the University of Missouri and served on the Trulaske College of Business Study Abroad Staff. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily employing Vanguard funds and ETFs, and manages a large client base through its digital platform combined with a team servicing model.

Clifton Boone is a financial advisor with Vanguard Advisers based in Charlotte, NC, holding Series 63, 65, and 66 licenses and bringing 24 years of industry experience. His prior roles include positions at TIAA-CREF, Bank of America, Merrill, and various real estate firms. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs. The firm serves a large client base through a combination of digital delivery and a sizable advisor team, focusing mainly on retail and plan participants.

Robert Allred is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses. He has two years of industry experience and has worked in various roles including at Vanguard Marketing Corporation, The Vanguard Group, and Ronald Blue Trust. Outside of finance, he has been involved with nonprofit and church-related organizations. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios mainly constructed from Vanguard funds and ETFs, emphasizing scale and digital delivery across a broad client base.

Carter Garbutt is a Certified Financial Planner (CFP®) with 18 years of industry experience. He has been with Vanguard Advisers since 2012 and also holds roles with Vanguard Marketing Corporation and The Vanguard Group, Inc. based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach and primarily constructs portfolios from Vanguard funds and ETFs, offering a range of customizable investment options.

Edward McConnell is a CFP®-credentialed financial advisor with 23 years of industry experience, currently serving at Vanguard Advisers. He has worked at various Vanguard entities since 2018 and held prior roles at BB&T Securities, BBTIS, and BB&T Bank. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach and managing portfolios largely composed of Vanguard funds and ETFs.

Jeffrey Mccue is a financial advisor with Cambridge Investment Research Advisors in Concord, NC, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. His prior roles include seven years at LPL Financial and Securities America Advisors, among other firms. Cambridge Investment Research Advisors serves a wide range of clients—including individuals, pension and profit-sharing plans, charitable organizations, trusts, and estates—providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent Financial Professionals. The firm offers various portfolio management solutions and employs both proprietary and third-party investment strategies tailored to client objectives.

Bill Izykowski is a Financial Consultant with experience in providing tailored financial planning services. Currently, he works with clients to develop customized financial plans aimed at achieving their unique short- and long-term financial goals. He served as Vice President and Financial Consultant at Charles Schwab from 2017 to 2024, where he gained experience in financial consulting and advising. Outside of his professional work, Bill has personal interests that include baseball, boating, fitness, football, golf, and outdoor adventures.

Jonathan Daines is a financial advisor with Vanguard Advisers in Charlotte, NC, holding a Series 66 designation and three years of industry experience. His work history includes positions at Vanguard Marketing Corporation, The Vanguard Group, and Randstad NV. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios built mainly from Vanguard funds and ETFs with various customization options.

Melissa Ray is a Series 66-credentialed financial advisor with 21 years of industry experience. She has worked at LPL Financial since 2018 and previously held positions at Mass Mutual Investors Services and MSI Financial Services, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Anthony Bonvissuto is a financial advisor at Vanguard Advisers with three years of industry experience. He holds the Series 66 designation and has previously worked at Ally Invest Securities, LPL Financial, and Edward Jones among other firms. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios largely constructed from Vanguard funds and ETFs, supported by a large team and digital delivery platform.

Luis Mora is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at E*TRADE Capital Management and TIAA. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools.

Kyle Tomlin is a financial advisor with Vanguard Advisers based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to his current role, he worked as a coach at F45 South Park. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with options for tax-aware features and customization.

Beverly Rosen is a financial advisor at Vanguard Advisers with a Series 65 designation and one year of industry experience. Her prior roles include positions at Ernst & Young US, LLP, Weaver & Tidwell, LLP, and other accounting firms. She serves as a trustee in a fiduciary capacity for an immediate family member. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Adrian Nagy is a financial advisor at Mass Mutual Investors Services with four years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Northwestern Mutual and Steinhafels. In addition to his advisory role, he serves as an officer in the Army Reserves and owns a consulting business that helps veterans navigate the VA benefits system. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual planning engagements and various programs including wrap and money-manager options.