Thomas Roche is a financial advisor at Cetera with 27 years of industry experience. He holds a Series 66 designation and has previously worked at Avantax Advisory Services, 1st Global Advisors, Inc., and O'Connor, Davies LLP, where he is a partner providing accounting and consulting services. Roche also serves as a trustee on multiple trusts, performing administrative and investment-related functions. Cetera Investment Advisers LLC is an SEC-registered adviser that supports a large nationwide network of independent advisors, serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform featuring affiliated and third-party managers.

Stephen Smoragiewicz is a Senior Financial Advisor with Merrill Lynch Wealth Management in Short Hills, New Jersey. He brings over 20 years of experience advising leading hedge funds and asset managers in the finance industry. Stephen focuses on helping high net worth individuals and families develop customized financial strategies that address both assets and liabilities to meet their unique goals. His client base includes finance professionals, business owners, entrepreneurs, and executives navigating complex wealth management situations or life transitions. Prior to joining wealth management, Stephen honed his expertise with extensive Wall Street experience at Morgan Stanley and BNP Paribas. He leverages this institutional capital market knowledge to create financial plans that incorporate investment management, retirement income, tax minimization, legacy planning, and college education funding. Utilizing the resources of Merrill Lynch and Bank of America, he and his team strive to provide strategies that support clients' short-term needs and long-term aspirations. Stephen earned a Bachelor of Science in Business Management from Providence College and holds the Personal Investment Advisor designation. He participates in several professional and community organizations, including the BC High Alumni Network, Summit Soccer Club, Summit Youth Basketball, Summit Youth Lacrosse, and The Benevolent and Protective Order of Elks. He resides in Summit, New Jersey, with his wife Amy and their three children.

Sophia Genna is a financial advisor with Equitable Advisors in Woodbridge, NJ, holding a Series 66 designation and one year of experience at the firm. Her prior roles include positions at the New Jersey Innovation Institute and various educational institutions, including Rutgers University and Nutley High School. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by offering financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Sean Carson is a CFP® professional with 14 years of industry experience, currently affiliated with Charles Schwab in Millburn, NJ. His prior roles include positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services, LLC. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by a centralized operational structure and extensive due diligence resources.

Mirian Marquina is a financial advisor at Merrill with six years of industry experience. She holds the Series 66 and Series 63 designations. Her prior work includes roles at Wells Fargo Clearing and Wells Fargo Bank, NA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm integrates with Bank of America’s broader corporate platform, enabling access to a wide range of products and services.

J Murphy is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, they provide guidance and strategies to help clients manage and grow their financial assets. J Murphy holds the professional designation of Personal Investment Advisor (PIA) and earned a Bachelor's Degree from Guilford College. Their background supports their expertise in investment planning and wealth management.

Kristy Borst is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Borst serves as a trustee for her parents' investment trusts. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services grounded in an IPS-driven process based on modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings, serving institutional clients with a broad range of financial products.

Andrew Liss is a financial advisor at Merrill with Series 63 and Series 65 licenses and 43 years of industry experience. He has been with Merrill since 1982 and concurrently with Bank of America, N.A. since 2011. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm offers model-based and discretionary investment strategies integrated into Bank of America’s broader corporate platform.

Siddharth Misra is a financial advisor at LPL Financial with 13 years of industry experience. He has held positions at AXA Distributors, LLC and National Planning Corporation before joining LPL Financial in 2017. His credentials include the Series 63 and Series 65 licenses. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and research to provide discretionary and non-discretionary management.

Jeremy Herbert is a Wealth Management Advisor at Merrill Lynch Wealth Management. He provides personalized wealth management services with a planning-based approach focused on investments. His practice emphasizes building client relationships founded on trust, integrity, and satisfaction, with a long-term strategy grounded in asset allocation and diversification. Jeremy’s expertise includes personal retirement planning, portfolio management, socially responsible and ESG investing, women and wealth, and both individual and corporate investment strategies. His team currently oversees $500 million in client assets across various account types, including Defined Benefit and Contribution Plans, IRAs, SEPs, non-qualified accounts, and personal investment programs. Their service model is primarily fee-based, utilizing a goals-based wealth management approach. He holds multiple professional designations, including Certified 401(k) Professional (CKP), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jeremy earned a bachelor's degree from Saint Michael's College. He resides in Metuchen, New Jersey with his family.

Alexandra Grady is a financial advisor at Fidelity with five years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Equitable Advisors and AXA Advisors, LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Anthony Caputo is a Financial Advisor and Resident Director at Merrill Lynch Wealth Management in Iselin, New Jersey. He has been with Merrill Lynch since 2012 and joined the Barry team in 2016 after working at the Merrill Advisory Center, where he developed investment strategies tailored to clients' goals and financial needs. Anthony's client focus includes areas such as college education planning, corporate benefits, executive compensation, family wealth management strategies, and tax minimization. He holds a Bachelor of Arts in International Affairs and a Master of Business Administration in International Business from Wagner College. Anthony is also designated as a Personal Investment Advisor (PIA). He communicates in both English and Italian. Outside of his professional endeavors, Anthony enjoys spending time with his family, traveling, and coaching little league and soccer. He is also actively involved in community organizations such as CYO NY Basketball, Junior Achievement of New Jersey, Ronald McDonald House Charities, South Shore Little League, and the Staten Island Youth Soccer League.

Sean Clarke is a financial advisor with Equitable Advisors in Woodbridge, NJ. He holds a Series 66 designation and has been with Equitable Advisors since 2025. Prior to his advisory role, his work experience includes positions at the Naval Air Warfare Center Aircraft Division and various service industry roles. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Bryan Young is a financial advisor at Wells Fargo Clearing with four years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing, Wells Fargo Bank, N.A., Bank of America, N.A., and Merrill. Prior to his financial services career, he was employed at Montclair State University and Kings Supermarkets. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Yvette Lamchek Emnas is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously spent seven years with Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment management options. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ronit Badlani is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has previously worked at Equitable Financial Life Insurance and Equitable Advisors. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Vincent Di Geronimo is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has previously worked at MML Investors Services, MassMutual Life Insurance Co, and has been involved in various athletic organizations. He serves on the fundraising committee for the Somerset Children’s Center and is an executive board member of the Somerset County Bar Association Foundation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services supported by research and model portfolios.

Craig Haber is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. He has been affiliated with Cetera since 2017 and also operates Catarina Catarina, an internet sales business. Additionally, he serves as a business advisor for Audition Technology, a medical device company. Cetera Investment Advisers LLC is a large nationwide SEC-registered advisory firm serving individual, retirement plan, corporate, charitable, and institutional clients through a multi-manager platform offering portfolio management, financial planning, and access to third-party managers.

Carlton Johnson is a financial advisor with LPL Financial, holding a Series 63 designation and over 30 years of industry experience. He has been with LPL Financial since 2004. In addition to his advisory work, he is a notary and holds a non-variable insurance license. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Supriya Dave is a financial advisor with Merrill in Edison, NJ, holding a Series 66 designation and six years of industry experience. She has worked at Bank of America, N.A. since 2012, including her current role at Merrill beginning in 2019. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm is integrated within Bank of America’s corporate platform, enabling access to a broader set of financial products and services.