Todd De Kellis is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at Cambridge Investment Research and Woodbury Financial Services. He also provides financial advice to clients of First Tech Federal Credit Union and Addison Avenue Investment Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs non-discretionary planning and analytical tools to tailor recommendations to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Michael Carter is a Senior Financial Advisor and Senior Vice President with Merrill Lynch Wealth Management. He opened the Roseville, California office of Merrill Lynch as the Resident Director in 1993 and has been associated with Merrill Lynch since 1975. Michael holds the Chartered Retirement Planning Counselor™ (CRPC™) designation from the College for Financial Planning Institutes Corp. and the Personal Investment Advisor (PIA) credential. Michael earned a Master’s Degree in Business Finance and a Bachelor’s Degree in History from the California State University system. Prior to his career in financial services, he served in the Marine Corps, attaining the rank of Captain. His advisory focus includes college education planning, family wealth management strategies, managing new wealth, personal retirement planning, and retirement income. Michael has also contributed to the community through roles such as serving on the Finance Committee of the Boy Scouts of America, Golden Empire Council, and as a founding charter member of the Stand Up 4 Financial Literacy campaign in the greater Sacramento area. Outside of his professional work, Michael resides in Granite Bay, California with his wife Marie. They are parents of two sons who graduated from the Folsom School District while Marie served on the Folsom Board of Education. His personal interests include adventure sports, gardening, running, skiing, and traveling.

George Barron is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has been with Charles Schwab since 2014 and also has experience with Charles Schwab Bank dating back to 2010. Outside of his advisory work, he co-owns a rental property managed through an agency. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, leveraging multi-asset model portfolios, alternative investment due diligence, and an integrated operational structure.

Marianne Santos is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with Merrill Lynch since 2007 and also worked at Bank of America, N.A. from 2024 to the present. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Matthew Waldron is a Financial Advisor at Merrill Lynch Wealth Management. He specializes in areas such as college education planning, family wealth management strategies, legacy planning, personal retirement planning, and tax minimization. Matthew holds a Bachelor's Degree from the California State University System. His professional designations include CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is also affiliated with the organization Vitalant. Outside of his professional work, Matthew enjoys playing soccer and golfing. He encourages contact regarding business, hobbies, or local breweries in the area.

Andrew Marrach is a financial advisor with LPL Financial, holding a Series 66 designation and 27 years of industry experience. His prior roles include positions at SCF Investment Advisors, SCF Securities, WFG Advisors, Commonwealth Financial Network, Cambridge Investment Research, and Morgan Stanley. He is also involved in non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and asset management solutions, utilizing various investment strategies and technology tools across a large network of advisors.

Abigail DeWit is a Financial Consultant at Fidelity Investments, a position she has held since 2024. Prior to this role, she served as an Investment Consultant from 2023 to 2024 and as a Workplace Planning Consultant from 2021 to 2023, all within Fidelity Investments. In her current role, Abigail focuses on helping clients understand and have confidence in their unique financial plans, aligning with Fidelity's core commitments to financial education and strategy implementation. She holds a California Insurance License, which supports her work in providing comprehensive financial consulting services. Abigail's approach centers on educating clients on building and executing financial strategies that bring their personal goals to life. Outside of her professional pursuits, Abigail has interests in fitness, outdoor adventures, puzzles, volunteering, and yoga.

Jonathan Green is a financial advisor at Wells Fargo Advisors with six years of industry experience. He has held various roles within Wells Fargo and its affiliates since 2011. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to clients meeting certain net-worth criteria.

Neil Fluken is a CFP® professional with 25 years of industry experience, currently advising clients at LPL Financial since 2020. Prior to LPL, he worked at Securian Financial Services for 11 years and has been associated with Sgc since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supporting advisers with various investment strategies and technology tools.

Donald Coombs Jr. is a Series 66-licensed financial advisor with two years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at Transamerica Financial Advisors, WFGIA, and Bank of America. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, relying on portfolios developed by internal research, third-party strategists, or TAMP sponsors, and it offers access to financial planning, asset managers, and insurance products through affiliated entities.

Michelle Burson is a financial advisor at Fidelity with nine years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch Pierce Fenner & Smith and Bank of America, N.A. before joining Fidelity. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, and it is noted for its use of systematic methodologies and involvement in commodity pool operations.

Titus Garrett is a financial advisor at Osaic Wealth, Inc. with 29 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Woodbury Financial Services and Questar Asset Management. Garrett is also an owner and trustee of the Garrett Family Trust. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers a range of integrated brokerage and advisory services and employs tools such as asset-allocation models and automated rebalancing to tailor portfolios managed on discretionary or non-discretionary bases.

Nathan Tuttle is a financial advisor with Osaic Wealth Inc. He holds a Series 66 credential and has one year of industry experience. In addition to his role at Osaic, he is a partner at Weston & Tuttle LLP, where he works as a tax preparer. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated financial advisers. The firm offers integrated brokerage and advisory services with a range of portfolio management tools and third-party solutions.

Kevin Dedenbach is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven investment approach includes a broad range of financial products and acts as an ERISA fiduciary when providing investment advice.

Toan Le is a CFP®-credentialed financial advisor with 19 years of industry experience. He has worked at OSAIC since 2018 and previously spent 12 years with Sii. In addition to his advisory role, he is engaged as an advisor at Pacific Financial Partners. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using various tools and strategies to construct diversified portfolios.

Julie Small is a Wealth Management Advisor based in the Roseville, California office of Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor™ (CRPC), and Certified Plan Fiduciary Advisor (CPFA). Julie focuses on delivering comprehensive financial advice tailored to the individual needs and values of her clients. She specializes in retirement planning, liability and insurance management, and investment selection. Julie works closely with high net worth clients, businesses, nonprofit organizations, endowments, and foundations to develop coordinated financial strategies that align with their personal and professional objectives. Her approach involves thorough, ongoing reviews to ensure strategies remain aligned with clients' evolving goals and circumstances. Julie earned her Bachelor of Fine Arts degree from the University of Arizona in 1988 and began her career in Graphic Design before joining Merrill Lynch in 1991. She has lived in the Sacramento region since then and participates in her local community, including serving on the Board of Directors at her daughter's former school. Julie currently resides in Granite Bay, California.

Coreen Woehl is a financial advisor at LPL Financial with four years of industry experience. She holds the ChFC® designation and the Series 66 license. Her prior roles include positions at Patelco Credit Union, MML Investors Services, MassMutual Life Insurance Company, Bank of America, Merrill Lynch, and CUSO Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers diverse financial planning and investment solutions, employing both proprietary research and third-party strategies across discretionary and non-discretionary accounts.

Sean Herron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at JP Morgan Securities and Chase Investment Services Corp. Herron has ownership interests in rental properties in Penryn and Truckee, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy preparation, performance reporting, participant education, and discretionary investment management options tailored to plan objectives and demographics.

Eric Sasadeusz is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. He previously worked at Fidelity Brokerage Services and has owned Eric Sasadeusz Photography, a sole proprietorship specializing in photography and videography for small businesses, fashion shows, and weddings. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and cash-sweep services through its Wealth Advisory wrap fee program and affiliated managed-account solutions. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and uses multi-asset portfolios supported by due diligence from its research center.

Kaelen Telander is a Series 66-licensed financial advisor with Equitable Advisors, based in Folsom, CA. Telander joined the firm in 2026 and has held various roles in education and retail prior to entering the financial industry. Equitable Advisors serves a diverse client base including individuals, retirement plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives and third-party managers.