Andrew Mallardi is a financial advisor at Fisher Investments with 20 years of industry experience. He holds the Series 66 designation and has worked at Fisher Investments since 2019, following a 10-year tenure at TD Ameritrade Inc. Fisher Investments serves a global mix of institutional and private clients, including pension and profit-sharing plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management using a centralized investment process that combines quantitative screening, qualitative research, and tax-aware strategies across equity, fixed-income, and blended mandates.

James Dolan is a financial advisor with Morgan Stanley in Shrewsbury, NJ, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, emphasizing structured financial planning supported by firm-approved tools and offering access to diverse investment and retirement planning resources.

Raymond Gardner is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and previously worked for Avantax Advisory Services and Avantax Investment Services Inc. Before entering the financial industry, he spent 17 years with the Ocean County Prosecutor's Office. Outside of advising, he serves as a high school and youth sports referee for football and soccer and provides forensic accounting services. Cetera Investment Advisers LLC serves a broad client base including individual investors, employer-sponsored retirement plans, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to both affiliated and third-party money managers.

Charles Head is a financial advisor at Fidelity with 37 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes over 16 years at Tiaa and a year at The Vanguard Group, Inc. He works within Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, fund advisory, and multi-manager structures.

James Blalock is a financial advisor with Morgan Stanley in Red Bank, NJ, holding a Series 66 designation and 22 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is a minority partner in two youth lacrosse websites, The Club Sports Organization, LLC and LaxRanx LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning using firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides financial planning primarily in an advisory capacity.

Sergio Pessoa is a financial advisor with Mass Mutual Investors Services in Monmouth Beach, New Jersey, holding CFP® and ChFC® designations and over 23 years of industry experience. He has been with Mass Mutual and its affiliated firms since 2002. Outside of his advisory role, Sergio is involved in several entrepreneurial ventures, including co-owning a family coffee retail business and managing third-party administration services for qualified retirement plans. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, and charitable organizations. The firm offers comprehensive financial planning, asset management, and educational seminars, with a focus on collaborative, goal-oriented client relationships.

Michele McMahon is a CFP® professional with 30 years of industry experience, currently serving at Wells Fargo Clearing since 2016. She previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anna Jasicki is a financial advisor at Morgan Stanley with 15 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2011 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and firm-approved tools.

Anthony Mancino Jr. is a financial advisor at Charles Schwab with 24 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Schwab since 2022, following prior roles at TD Ameritrade and Scottrade. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and alternative investment programs.

Richard Wilson is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney since 2009, also working with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Stephen Scanapicco is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and 29 years of industry experience. He has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Outside of his advisory role, he is involved in movie production through his membership in Jellie Belle Holdings LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured financial planning process supported by proprietary tools and market outlook models.

Jarrell Legagneur is a financial advisor with LPL Enterprise, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Enterprise, he worked at Edward Jones for two years and has a diverse background that includes roles outside the financial sector. He founded PostEden LLC, which is currently inactive. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, providing financial planning, advisory services, and access to model portfolios and third-party asset management. The firm combines advisory programs with brokerage and insurance products through an integrated platform.

Nicholas Cherekjian is an Investment Solutions Representative III with experience at Fidelity Investments and Wells Fargo Advisors. His roles have included Investment Solutions Representative I and High Net Worth Associate at Fidelity, as well as Executive Office Case Advisor at Wells Fargo Advisors. He also held a position as an Actuarial Intern at Crum and Forster. Nicholas focuses on providing client service by listening to understand each client's unique goals, values, and concerns before formulating strategies. He aims to simplify complex financial concepts, offer clear guidance, and build trust through transparency and consistent follow-up. His approach emphasizes education and collaboration to empower clients to make decisions aligned with their objectives. Outside of his professional work, Nicholas enjoys fitness, hiking, outdoor adventures, running, snowboarding, and surfing.

Thomas Armitage is a Private Wealth Advisor within Merrill's Private Wealth Management division. He joined Merrill in 2002 and brings over 30 years of financial industry experience. In his role, he designs integrated wealth management strategies tailored to the needs and priorities of ultra-high-net-worth clients. Thomas develops customized portfolios aligned with clients' long-term goals and incorporates both strategic and tactical elements to help clients navigate changing economic conditions while maintaining a focus on market fundamentals. Thomas is actively engaged with private and public companies preparing for mergers and acquisitions, facilitating access to Bank of America's Commercial and Investment Banking divisions to provide financial solutions. Before joining Merrill, he held roles at J.P. Morgan's Private Bank, Hambrecht & Quist, and Cowen & Co., focusing on Corporate Executive Services. At Hambrecht & Quist, he co-founded and led the Investment Management Consulting Division, which offered access to third-party money managers for both retail and institutional sales forces. Thomas earned a Bachelor's degree from Colorado State University and holds the Certified Investment Management Analyst (CIMA) designation from the Investments & Wealth Institute. He is affiliated with professional organizations including ACG New Jersey, Colorado Companies to Watch as a former board advisor, and the Vistage CEO Forum.

Vimal Shah is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies aimed at pursuing their short-, mid-, and long-term goals. His advisory approach covers a range of areas including general investing, retirement planning, and preparing for unexpected financial needs. He also facilitates client access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Vimal holds the Personal Investment Advisor (PIA) designation and earned a Bachelor’s Degree from The Maharaja Sayajirao University. Fluent in English, Hindi, and Gujarati, he emphasizes a client-centered philosophy focused on uncovering what matters most to individuals and their families in order to create tailored financial strategies. He provides ongoing advice and guidance to adapt to changing client circumstances.

Lori Curley is a financial advisor at Morgan Stanley with 21 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Ameriprise and Merrill. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Lucille Cilento is a financial advisor with Wells Fargo Clearing in Red Bank, NJ, holding a Series 63 designation and 25 years of industry experience. She has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Angela Dipalermo is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 licenses and 14 years of industry experience. She has worked at UBS since 2022 and previously spent six years at Wells Fargo Clearing. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources.

Paul Buckley is a financial advisor at Morgan Stanley with six years of industry experience. He holds the Series 66 designation and previously worked at Prudential Global Investment Management for 13 years before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Vincent Vadala is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds Series 65 and Series 63 designations and has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes research from its Chief Investment Office and UBS Global Research to tailor investment strategies.